Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Besides Marks and Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Financial Services financial products are, of course, designed to make MarksandSpencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.

Craft Text Birthday Card, at Marks and Spencer
Cover text: happy birthday Inside message: blank for your own message Approx size: 230 x 114mm

Pure Cotton 3 Button Chunky Knit Cardigan, at Marks and Spenser
Soft and comfy, this 3 button chunky knit cardigan is outstanding value. A fashionable easycare style

Tulsa Large 2-Seater Sofa, at Marks&Spencer
H96 x W223 x D98cm Seat H50cm (all dimensions are approximate) Seat cushions filled with Quallofil ExtraLife filling, an advanced 3-dimensional polyester fibre that maintains the cushions' look and shape. Click here to Find out more Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Includes 2 free matching scatter cushions All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Maternity Limited Collection Straight Leg Jersy Trousers, at Marks & Spencer
Fashionable and modern, these straight leg trousers are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

Autograph Weekend Stripe Cardigan with Silk, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Mirrored Floor Cabinet, at M+S
H88 x W40 x D36cm With 1 shelf Mirrored glass finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 30% when you buy this floor cabinet as part of a set. Click here to view the Mirrored Collection Set. , Manufacturer: Marks & Spencer

Luxury Lace Total Support Bra, at M&S
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round lift and support thanks to extra wide back straps and wide shoulder straps

Autograph Blush Bath Cream, at Marks & Spenser
Bath cream 200ml

Ultra Fit Plain Sport Briefs, at Marks and Spenser
These innovative Ultra Fit Sport briefs keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Per Una Floral Print Frill Blouse, at Marks & Spencer
An elegant short sleeve blouse in a soft cotton blend. Frill detail gives it the Per Una touch

Per Una Short Sleeve Pintuck Bib Top, at M&S
A gorgeous pintuck top in soft, comfortable modal, the ruffle bib feature gives it the Per Una touch

Pop-Up Laundry Basket, at Marks & Spenser
Pop-up feature Carry handles, Manufacturer: Marks & Spencer

Black Floral Beautiful Day Birthday Card, at Marks & Spenser
Cover text: Have a beautiful birthday Inside message: Blank for your own message Approx size: 230 x 114mm

Animal Print Hipster Bikini Bottoms, at Marks and Spencer
Stylish and elegant, this fashionable bikini bottoms features a striking animal print. A fabulous fashionable look

Stainless Steel Milk Pan, at Marks and Spencer
0.9 litre capacity Dishwasher safe Stainless steel riveted handles Non-stick, Manufacturer: Marks & Spencer

Gold Plated Shell Drop Earrings, at Marks & Spencers
Hook fastening Drop style Shell detail Multi bead design

Chrome Collection Soap Dispenser, at M+S
H19 x Diam 5.5cm Chrome design, Manufacturer: Marks & Spencer

Pure Cotton Carnation Bedset, at Mark's & Spencer
Co-ordinate with Yellow coolmax plain dye sheets and pillowcases strokes T352300F,T352300S,T352300P Floral print Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Limited Collection Water Fade Drop Earrings, at Marks & Spencer
Hook fastening Drop style Pear design

Portfolio Parisienne Drop Earrings, at Marks and Spencer
Hook fastening Drop style Dual bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Animal Print Padded Bra, at Mark's & Spencer
Smooth and versatile, this animal print bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Autograph Babylon Collection Shade, at Marks and Spenser
Tapered design 20 x 50 x 50cm, Manufacturer: Marks & Spencer

Baby Boy in Box Card, at Marks & Spenser
Cover text reads: Baby boy Inside message: Congratulations on your special delivery! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future 175 x 127 mm

Sterling Silver Twist Pendant, at Marks and Spencer
Twist design Fine chain Length: 41cm This product is not available for international delivery. Find out more

Pure Cotton Cargo Trousers, at M & S
Casual and relaxed, these stylish pure cotton cargo trousers are so comfortable and easy to wear. An effortless contemporary look that's fashionable, practical and easycare

Artificial Lily & Rose Cylinder Vase, at M & S
Our beautiful artificial flowers look just like the real thing and are fabulous for brightening up your home all year round

Clear Glass Coffee Table, at Marks&Spencer
H38 x W120 x D60cm Contemporary clear glass design Made from clear glass Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Clear Glass Collection Set. , Manufacturer: Marks & Spencer

Body Formula All Day Long Hand Cream with SPF15, at Marks and Spencer
Liquorice to reduce the appearance of age spots Vitamin complex to strengthen and protect UVA and UVB filters shield the hand 75ml

Bordeaux AC Sauvignon Blanc 2007 - Case of 12, at MarksandSpencer
Style: Dry, fresh and fruity Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Flat Top Silver-Effect Mantle Clock, at Mark & Spencers
Flat top Rectangular shape Inset dial Analog Glass and brushed metal design Dimensions: 16 x 13 x 5cm Weight: 0.45kg

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."