Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Mark & Spensers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Cotton Blend Long Sleeve Hooded Top, at Marks & Spencer
Ideal for your workout or when you just want to relax, this hooded top is made with added stretch for a comfortable fit and ease of movement.

Collezione Pure Silk Multiple Stripe Tie, at Marks and Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Philips HP6306 Ladyshave, at Marks and Spenser
Protects your skin during shaving: The gentle small shaving head protects your skin leaving your skin to feel soft and smooth Prevents irritation and rashes: The hypoallergenic foil protects against nicks, cuts or irritation, for a safe and comfortable shave Fits comfortably in your hand: Slim ergonomic design Easy storage: Luxury storage pouch Shave in or out of the shower Replacable head Accessories: cleaning brush, protection cap

Oudinot Rosé Champagne, at Marks and Spencers
75cl Oudinot Ros Champagne You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather Tassel Shoulder Bag, at Mark & Spensers
Stylish and practical, this handbag is made from luxurious hardwearing leather. A useful and fashionable accessory

Per Una Roma Wide Leg Trousers, at Marks and Spencer
A smart pair of wide leg trousers in a soft stretch fabric featuring jet pockets and self fabric buttons

Classic Collection Round neck Cashmilon™ Cardigan, at Marks n Spencer
Stylish and so comfortable, this round neck cardigan in softest cashmilon™ feels as good as it looks and the smart 3/4 length sleeve adds the perfect finishing touch

DeLonghi Icona Toaster - Azure Blue, at Marks and Spencer
Power 1.8kW 4 slice toaster Electronic controls: reheat, defrost, bagel and cancel 2 toasting slots operate independently All functions with neon indicator Hi-rise facility - extra 20mm lift for removing toast Variable browning controls Extra deep crumb tray Non-slip feet This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Vinalta Chardonnay 2008 - Case of 12, at M&S
Style: Dry Grape variety: Chardonnay Country of origin: Argentina Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Piece Long Sleeve Hooded Outfit, at Mark's & Spencer
Smart and stylish, this 2 piece outfit gives a well dressed look and feels comfortable to wear

Quebec Recliner, at Marks&Spencer
H101 x W85 x D93cm Reclines to L158cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

3/4 Sleeve Longline Bib Tunic, at M&S
Pretty and feminine, this longline tunic is made from softly draping stretch viscose for a fluid look. The pleated front adds a fashionable finishing touch

Formula Skincare For Men 24 Hour Moisturiser, at Marks & Spensers
50ml

La Croix d'Austéran Bordeaux 2008 - Case of 12, at Marks & Spenser
Style: Medium bodied Country of origin: France Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Small Spencer Bear, at Marks and Spencers
Scarf detail Stitch detail on paw pads Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Tonal Floral Shorts, at Marks & Spenser
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Autograph Weekend Cocoon Button Cardigan with Angora, at Marks and Spenser
Casual and modern, this cocoon button boyfriend cardigan has been designed for a chic, relaxed look

Autograph Luxury Long Sleeve Variegated Cuff Shirt, at Marks & Spencer
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

125 Years A5 Diary, at Marks and Spencer
Approx size: 153 x 212mm

Pure Cotton Drawstring Joggers, at Marks and Spencer
Ideal for PE, these comfy pure cotton joggers give a relaxed fit for ease of movement and casual style

BT Granite Twin DECT Cordless Telephone with Answering Machine, at Marks & Spenser
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Call transfer Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Daughter and Son-in-Law Large Wedding Card, at Marks & Spencer
Cover text: To a Special Daughter and Son-in-Law Inside message: With love on your wedding day Approx. size: 220 x 220mm

Leather Bow Detail Large Purse, at Marks & Spenser
This stylish purse is made from real leather with reinforced stitching and a secure zip fastening. A high quality and chic essential

Fairtrade Pure Cotton V-Neck T-Shirt, at Marks n Spencer
This stylish short sleeve t-shirt is a good deal for you and for our Fairtrade farmers. It's made from 100% Fairtrade cotton, helping local farmers to invest in developing their own communities

Assorted Bead Long Necklace, at M&S
Necklace length 102cm, extendable by 8cm Clasp fastening Adjustable length Assorted bead design

Autograph Pure Cotton 3 piece Stripe Hooded Outfit, at Mark & Spencers
Fun and practical, this cute 3 piece outfit features a stripe design. It's made from pure soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Daisy Pearl Four-Tier Cake, at MarksandSpencer
150 portions Four tier set of four cakes: Small - diam 9.5cm, Medium - diam 15cm, Large - diam 20cm, Extra large - 25cm, Sponge cake: All-butter sponge filled with buttercream. Can be eaten up to 5 days after collection Chocolate cake: Rich chocolate cake filled with chocolate ganache. Can be eaten up to 5 days after collection Total height (including board): 35.5cm Total weight: 5.9kg Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 58 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

2 Pairs of Thomas the Tank Engine Socks, at Mark & Spencers
A must for fans of Thomas the Tank Engine, these comfy socks are definitely cool enough to wear around town

Stylish Text Our Anniversary Card, at Mark & Spensers
Cover text: With love on our Anniversary Inside message: Blank for your own message Approx size: 220 x 220mm

Nudes Plain Underwired Bra, at Marks & Spensers
Every woman needs underwear that looks invisible under clothing. Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M+S Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.