Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Autograph Multi Bead Stretch Bracelet, at M&S
Multi bead design Stretch style

Autograph F500 Latex Pillowtop Mattress, at Marks and Spenser
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 29cm Spring count: 1225 Highly responsive pocketed springs Deep pillowtop layer of Talalay latex and luxurious white fibre Two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Square Print Pleated Shirt, at Mark's & Spencer
This fab long sleeve shirt features a stunning pleated design. A sophisticated new look, perfect for this season

Pure Cotton Short Sleeve Pyjamas, at Marks & Spencers
Fashionable and practical, these scallop trim pyjamas are made from soft breathable cotton for a comfortable night's sleep

3 Piece Cotton Rich Animal Print Outfit, at Marks & Spenser
Fun and practical, this cute 3-piece outfit features animal print lining. It's made from soft cotton rich fabric to keep him comfy

Miele S4212 Plus Vacuum Cleaner, at Marks & Spencers
3.5 litre capacity dustbag with automatic hygiene shutter, Type F/J/M 2000W motor powerful but quiet Electronic gentle motor start-up Electronic suction power control using the rotary dial 6 power settings including Silence setting, 3002000 W Supplied with a Super Air Clean filter Operating radius 9m 3 smooth running 360 castor wheels 3 accessories: upholstery nozzle, dusting Standard floorhead SBD 450-3 with retractable brushes for edge to edge cleaning of carpets and hard floors and 360 comfort swivel joint Park system for floorhead at rear of cleaner Bumper strip to protect cleaner and furniture Change dustbag indicator Automatic cut-out on overheating 2 dustbags supplied M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Spiral Cut Cylinder Vase, at M & S
Spiral design Cylinder shape Handmade, Manufacturer: Marks & Spencer

Ben 10™ Projection Watch, at Marks and Spencer
Digital Ben 10 design Four function buttons Projection feature TM & 2008 Cartoon Network. A Time Warner Company. All Rights Reserved

Perfect Portfolio Drawstring Patent Bag, at Marks and Spencers
Bags go bold and bright this autumn with key colours of grey and kingfisher blue, in gorgeously glossy patent

Royal Jelly Pure Honey Moisture Rich Handwash & Body Lotion Pack, at Marks & Spencers
Moisturising hand wash 250ml Moisturising hand and body lotion 250ml Natural skin nutrition Metallic stand Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-7 Glyceryl Cocoate, Cocamide DEA, Sodium Chloride, Parfum, Benzophenone-3, Tetrasodium EDTA, Butyl Methoxydibenzoylmethane, Mel (Honey), Mel (Honey) Extract, PEG-40 Hydrogenated Castor Oil, Propolis Extract, Royal Jelly Extract, Tocopheryl Acetate, Panthenol, Amyl Cinnamal, Benzyl Salicylate, Hydroxycitronellal, Linalool, Butylphenyl Methylpropional, Limonene, Citric Acid, Sodium Hydroxide, Sodium Sulfate, Propylene Glycol, Glycerin, Magnesium Chloride, Magnesium Nitrate, Phenoxyethanol, Methylchloroisothiazolinone, Methylisothiazolinone, BHT, CI 19140, CI 14700 Aqua, Paraffinum Liquidum, Glycerin, Petrolatum, Polysorbate 60, Dimethicone, Cetyl Alcohol, Glyceryl Stearate, PEG-100 Stearate, Sorbitan Stearate, Prunus Amygdalus Dulcis (Sweet Almond) Oil, Lanolin, Parfum, Panthenol, Benzophenone-3, Acrylates/C10-30 Alkyl Acrylate Crosspolymer, Triethanolamine, Disodium EDTA, Butyl Methoxydibenzoylmethane, Mel (Honey), Mel (Honey) Extract, PEG-40 Hydrogenated Castor Oil, Propolis Extract, Royal Jelly Extract, Tocopheryl Acetate, Sodium Hydroxide, Citric Acid Amyl Cinnamal, Benzyl Salicylate, Cinnamyl Alcohol, Citronellol, Hydroxycitronellal, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Linalool, Butylphenyl Methylpropional, Alpha-Isomethyl Ionone, Limonene, Sodium Chloride, Sodium Sulfate, Propylene Glycol, Methylparaben, Propylparaben, Phenoxyethanol, Diazolidinyl Urea, Iodopropynyl Butylcarbamate, BHT, CI 47005, CI 14700

Airflex™ Gibson Shoes, at Marks & Spencer
Square toe Lace up Stitch detail Block heel Unique airflex™ airflow system for unbeatable comfort

Chateau Lynch Moussas 1997 - Case of 6, at Mark's & Spencer
Style: Dry Grape variety: Merlot, Cabernet Sauvignon Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

5 Cotton Blend Assorted Lace High Leg Knickers, at Mark's & Spencer
These briefs are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Per Una Asymmetric Hem Check Coat with Wool, at Marks & Spencers
A fashionable check design coat featuring asymmetric hem and large jewel brooch.

5 Cotton Rich Assorted High Leg Briefs, at Mark's & Spencer
These low rise cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Per Una Lace Non-Padded Underwired Bra, at M+S
Feminine and delicate, this stylish bra features stretch lace fabric and a floral lace trim. It's underwired and structured for great support and an enhanced natural shape. Pretty everyday fashion

Sonoma 3 Door Sideboard & Glass Top Unit Set, at Mark's & Spencer
3-door glazed top unit: H110 x W178 x D33cm 3-drawer sideboard: H88 x W178 x D50cm 3 cupboards each with a adjustable shelf 6 adjustable glass shelves Shelves made from safety-tested toughened glass Made from solid oak and oak veneer Solid oak end grain detail This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Panasonic 50" TX-P50S10 Full HD Plasma TV, at Mark & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast ratio (in dark surroundings): Native 30,000:1, Dynamic 2,000,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: (Including stand) W121.8 x H81.4 x D40.1cm, (without stand) D121.8 x H76.9 x D10.5cm Weight: (with stand) 34kg, (without stand) 32kg V-Audio Surround: V-Audio delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video, Component Video Input, Headphone Jack, VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours, thanks to the wider x.v.Colour palette Digital Cinema Colour: Superb colour reproduction with 5,1200 steps of gradation Intelligent Frame Creation With 24p Playback: The Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot VIERA Link: Enables you to control all your AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Garmin® 3.5'' Sat Nav Case, at Marks & Spencer
Keep your Garmin sat nav protected from knocks and scratches with this stylish case

Miele GN Hyclean Dustbags, at Mark's & Spencer
Replacement dustbags for Miele vacuum cleaners

Tramline Riptape Shoes, at Marks and Spenser
Square toe Tramline design Riptape fastening Flat sole

4 Ruby Mugs - Black, at MarksandSpencer
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Short Sleeve Nautical Top, at Marks and Spencers
A stripe print adds a pretty touch to this cotton rich top

Artificial Magnolia Flower Arrangement & Ceramic Ribbed Vase, at Marks and Spenser
Arrangement includes ceramic ribbed vase Artificial magnolia bouquet No watering required therefore easy care, fresh looking throughout the year H60cm, Manufacturer: Marks & Spencer

Humax PVR-9300T Personal Video Recorder with 320GB HDD & Twin Tuner, at Mark & Spencers
Digital terrestrial set-top box Simultaneous viewing of one channel and recording another channel Access to Freeview+ channels Simultaneous playback of previous recording and recording of 2 channels Up to 200 hours of recording on an integrated 320GB HDD MPEG-2 Digital & Fully DVB-T Compliant Picture In Picture (PIP) for viewing 2 programs on 1 screen Pause & Play live TV (Time Shift Recording) One touch record scheduling in EPG Common Interface for Pay TV Software Upgrade via OTA & serial connection (RS-232C) Dimensions: W36 x H5 x D24.5cm Weight: 2.9Kg

5 Pairs of Newborn Cotton Rich Dog Embroidered Socks, at Marks & Spencer
Stock up on stylish essentials with this pack of 5 pairs of embroidered dog design socks

Indulgence Quilted Bedcover - Chocolate Mix, at M&S
Patchwork design Sequin detail Size: L250 x W256cm, Manufacturer: Marks & Spencer

High School Musical Awesome Activities Book, at Mark & Spensers
Activity book which comes with a sheet of stickers for the reader to brighten up the pages with. There's also a fabulous mobile phone sock cover mounted to the front of the book so the reader's mobile phone can be covered in a groovy East High design

Collezione Single Lock Leather Briefcase, at Marks and Spencer
Sophisticated and luxurious, this leather briefcase is inspired by Italian style

Petite Pure Cotton Funnel Neck Coat with Belt, at Marks & Spencers
Modern and stylish, this funnel neck coat features flap pockets. A contemporary style in superior fabric, it will instantly update your wardrobe. Specially designed and perfectly proportioned for the petite frame.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.