There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Besides Marks & Spencer Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Autograph Pure Cotton Wide Leg Jeans, at Mark's & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look.

Barletta 2 Seater Sofa AU09 Newness, at Marks n Spencer
Manufacturer: Marks & Spencer

Autograph Pure Cotton Oxford Pinpoint Shirt, at Mark & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Stormwear™ Pure Cotton Single Breasted Mac, at Marks & Spencer
Fashionable and practical, the mid length single breasted mac is a wardrobe essential this season. This version in a water resistant easycare fabric features a modern large button detail

Pure Cotton Floral Print Knee Length Skirt, at Marks & Spencer
Smart and modern, this pure cotton skirt is a look you'll love. Stylish, practical and fashionable

Pure Cotton Floral Print Ruffle Sleeve Top, at Marks & Spencers
This short sleeved top will make a useful addition to your wardrobe. It features a pretty floral print for a stylish casual look

Fairy Activity Magic, at Marks & Spencer
She can read all about fairies and then create stories of her own with this bright and fun fairy activity pack

Travel Hair Turban, at Marks & Spensers
W60 x H23cm

Girl and Dog Birthday Cards with Charm Bracelet, at Mark's & Spencer
Cover text: Happy Birthday...to you! Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Not suitable for children under 36 months due to small parts which pose a choking hazard Approx size: 150 x 215mm

Autograph Essentials Cowl Neck Jumper with Merino Wool, at Marks and Spencer
A touch of fine merino wool adds softness and warmth to this pretty cowl neck jumper

Artificial Orchid in Mirror Bowl, at Marks & Spensers
Artificial orchid Mirror bowl vase No watering required therefore easy care Fresh looking throughout the year Height: 50cm, Manufacturer: Marks & Spencer

Jeans & Sequin Top Birthday Card, at Marks and Spencers
Cover text: Boutique Essential birthday outfit Skinny jeans New sparkly top Gold pumps Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

Autograph Wool Rich Single Breasted 2 Button Stripe Jacket, at Marks and Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Autograph 2 Piece Pure Cotton Outfit, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

2 Hepworth Upholstered Dining Chairs, at Marks and Spencer
H97 x W46 x D62cm Seat H48cm Neutral-coloured stripe fabric Sold as a pair Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Chairs made from solid wood for strength Solid European Birch legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Floral Spot Print Skirt, at MarksandSpencer
Elegant and feminine, this printed pull-on skirt is cut to drape beautifully and flatter your figure. The lovely colours in the print coordinate perfectly with the plain tops in the Classic range, making it easy to put stylish outfits together

Autograph Weekend Cotton Rich Pencil Skirt with Belt, at Marks & Spencer
Modern and stylish, this belted skirt gives a fashionable relaxed look. Casual dressing with a touch of luxury from Autograph Weekend

Per Una Wool Blend Open Weave Beret Hat, at Marks&Spencer
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch.

Uva Mira Merlot Cabernet Sauvignon 2005 - Case of 6, at Marks and Spenser
Style: Medium Dry Grape variety: 52% Merlot, 48% Cabernet Sauvignon Country of origin: South Africa Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

In The Night Garden Wrap Pack, at Marks and Spenser
2 sheets, 2 tags Each sheet: 495 x 695mm Tags: 80 x 55mm (folded)

8mm Ball Stud Earrings, at Marks and Spencer
Ball design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

7 Pairs of Big & Tall Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Adored Pure Cotton Stripe & Spot Print Pyjamas, at Marks & Spencers
Stylish and elegant, these flattering 3/4 sleeve pyjamas are part of our feminine Adored collection. They're made from pure cotton for the ultimate in comfort

Audrey Sunglasses, at Mark & Spencers
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Dyson DC22 Allergy Vacuum Cleaner, at Marks and Spencer
Suction power: 200 airwatts (constant) Bin capacity: 1.2 litres Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged No bags or filters: No extra costs and your vacuum doesn't lose power as you clean Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Included in the box: Mini Flat Out™ tool, combination tool, stair tool, operations manual, quick start guide Dimensions: H291 x W402 x D263mm Weight: 7.1 kg Cord length: 5 metres Max reach: 8.6 metres M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Antares Luggage Large Rollercase, at Marks and Spenser
Free 5 year guarantee A smart option for travel, the wheeled design and retractable pull handle offer easy mobility no matter where you are in the world. A zip fastening helps keep your belongings secure

M&S 15'' Flat Screen LCD TV - Black, at Marks and Spencer
Display: 15 inch flat screen, 1280 x 800 pixels Contrast Ratio: 400:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H34.5 x W38 x D17.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket Dynamic Contrast Ratio: 2000:1 Use wall mount

5 Cotton Rich Plain School Socks, at Marks and Spencer
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

Classic Chocolate Rose Cake, at Marks and Spencer
Serves 144 Sponge cake: all-butter sponge filled with buttercream and raspberry jam. Cake weight 5.45kg. Can be eaten up to 5 days after collection Chocolate cake: A rich chocolate cake filled with milk chocolate ganache. Cake weight 5.45kg. Can be eaten up to 5 days after collection Choose from milk chocolate or white chocolate icing Set of three cakes: Small diam 15cm, Medium diam 20cm, Large diam 25cm Total cake height: 26.5cm (each tier H6.5cm) Not suitable for nut allergy sufferers Suitable for vegetarians Comes in a box suitable for storing the cake before serving As featured on page 59 of the Food to Order brochure Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.