Besides Marks and Spencers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Photographic Bear New Baby Card, at Marks and Spencers
Cover text: Baby Inside message: Congratulations on your new arrival This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

125 Years Collection Jigsaw Numbers Puzzle, at Marks & Spencers
Suitable for ages 3+ 40 piece jigsaw Colourful numbers design, Manufacturer: Marks & Spencer

Aladdin DVD, at Marks & Spencer
Rating Universal, suitable for all,

Sun Formula Protect & Refine Lotion, at Marks & Spencers
Helps to prevent the signs of aging Firming and toning Skin refining 12 hour moisturisation Australian formula SPF15 gives up to 15 times your natural skins protection 125ml This product is not available for international delivery. Find out more

Cotton Rich Velour Stripe Hooded Top, at M&S
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. This high quality, great value hooded top is designed to keep baby looking adorable and feeling comfy and happy

Cotton Rich Slim Bootleg Jeans with Belt, at Marks & Spenser
Like the classic bootleg, these jeans are flattering, feminine, shapely and easy to wear. They're cut narrower from the knee, giving a long, lean silhouette. Added stretch gives the perfect fit

50/50 Bed Linen - Flat Sheet, at Marks & Spensers
Single: L260 x W178cm Double: L260 x W228cm King size (5ft): L275 x W275cm Super king size (6ft): L275 x W310cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Silver Jewel Effect Roll Wrap, at Mark & Spensers
Includes 1 roll wrap Approx. size: 150 x 70cm

Large Square Face Watch, at MarksandSpencer
Large square face Buckle fastening Analogue

Cake Stand Mum Birthday Card, at Marks and Spencers
Cover text: For you Mum Inside message: Happy birthday Approx size: 178 x 126mm

Small Spencer Bear, at M & S
Scarf detail Stitch detail on paw pads Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Centre Crease Straight Leg Trousers, at Marks&Spencer
Smart and stylish, these straight leg trousers make a great choice for work or formal occasions and they're machine washable for added convenience

Pure Cotton Short Sleeve Stripe Polo Shirt, at Mark & Spensers
Made from soft cool cotton, this cute polo top will keep him feeling comfortable in hot weather

Firm Control Lace Trim Magic Body, at Marks & Spencers
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Planet Crazy Ceiling Light, at Marks and Spencer
Multi strand feature Cluster design This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 4 Large Drawers & M300 Mattress, at Marks & Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Pocket sprung mattresses give a flexible feel Mattress spring count: 896 Sprung-edge divan can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Short Sleeve Oxford Shirt, at Marks&Spencer
Relaxed and stylish, this short sleeve shirt is made from pure cotton, so it feels soft and comfortable to wear

Hoppy Birthday Frog Age 3 Birthday Card, at Marks and Spencer
Cover text: Hoppy birthday! Inside message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Hard-Top Divan with 2 Small + 2 Large Drawers & M200 Mattress, at Mark & Spensers
Single (3ft): W90 x L190 Double (4ft 6): W135 x L190 King Size (5ft): W150 x L200 Super king size (6ft): W180 x L200 Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep Divan height: 41cm Divan drawer sizes: Large - H14 x W78 x D52cm, Small - H14 x W40 x D52cm Hard-top divans have a rigid, unsprung frame for a firm feel (Single divan has 1 small and 1 large right or left-hand drawer) We will contact you personally to arrange a delivery date, once your order is ready This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Ribbon Trim Lattice Weave Hat, at M+S
This stylish lattice weave hat is finished with a ribbon trim. Perfect for holidays or a sunny day

Wool Rich Single Breasted 2 Button Stripe Jacket, at Marks and Spenser
Smart and contemporary, this suit is made from a special wool rich fabric for extra strength, comfort and durability

Blue Harbour Funnel Neck Fleece Gilet, at Marks & Spencers
Relaxed and cosy, this fleece gilet makes a warm and comfortable extra layer

Soft Bikini Knickers, at Marks and Spencer
Smooth and sleek, these soft stretchy bikini knickers are finished with smooth flat edges, so there are no visible outlines under clothes. The low rise, high leg style and close fit give a sleek, shapely look. Designed for a streamlined silhouette

Woven Pure Silk Bold Stripe Tie, at Marks and Spenser
Add a luxurious finishing touch with this smart bold stripe tie in pure silk

Chocolate Stars & Numbers Birthday Cake, at Marks and Spencer
25 portions Chocolate cake: a rich chocolate cake filled with milk chocolate ganache. Chocolate cakes can be eaten up to 5 days after collection Cake Diam 22.5cm 1.6kg total weight Not suitable for nut allergy sufferers Suitable for vegetarians As featured on page 67 of the Food to Order brochure Order by 5pm to collect in 7 days Available for collection in the majority of our UK mainland stores

Angel Cotton Rich Strawberry Print First Bra & Knicker Set, at MarksandSpencer
This pretty strawberry print bra and knicker set is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Per Una Cotton Rich Zig Zag Stitch Jacket, at Marks & Spencer
A smart single breasted jacket in soft cotton rich fabric. The zig zag stitch detail gives it the Per Una touch

3 Pairs of Lambswool Blend Comfort Easy Grip Socks, at Marks and Spencer
A lambswool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Sony Bravia 40'' KDL-40Z4500 HD Ready LCD TV, at Marks & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD, 10 Bit Panel, 6.2 Mega Pixels, Picture Mode:14:9 Mode, 4:3 Mode, Screen Aspect Ratio: 16:9 Contrast ratios: Dynamic contrast 80000:1 Integrated Digital and Cable Tuners: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) and is cable TV ready (with supported operators only Dimensions: W100.5 x H70.5 x D27.9cm (including table top stand) Weight: 25.5kg (including table top stand) Surround Sound Effect: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force front surround technology Connectors: Digital audio output (optical), 3 x HDMI™ Inputs, PC Input (15pin D-Sub) + Audio In, 1 x Component Inputs, 1 x Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone), PCMCIA Card Slot, RCA Audio Out, 3 x RCA AV Input, RF In, 2 x Scart Inputs (RGB), BRAVIA Sync, DLNA Ethernet (Music/Photo), Digital Media Port BRAVIA Engine 2: Experience incredibly clear and defined images with BRAVIA ENGINE 2 picture enhancement technology and Advanced Contrast Enhancer Live Colour Creation with x.v.Colour: Uses a larger colour palette to produce vibrant colour the way nature intended it to be seen 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xcross Media Bar: No more confusing menu screens thanks to our easy-to-navigate XrossMediaBar™ to browse all your TV functions Picture Frame Mode: When you are not watching TV, turn it into a digital picture frame with Picture Frame Mode. Fill the black hole in your living room by using your TV to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Control your entire home cinema set-up with just one click on the TV remote and access the menus on compatible peripheral devices such as Handycam camcorders thanks to BRAVIA Sync M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Linen Short Sleeve Shirt, at Mark's & Spencer
Relaxed and stylish, this short shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.