When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its M&S Money Direct website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks and Spenser Standard Motor Insurance. With M&S Money Direct you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Mark & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Lavender Scented Filled Candle, at Marks and Spencer
Lavender fragrance Tinted glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

Autograph Pure Cotton Textured Stripe Trousers, at Marks & Spencers
Fashionable and contemporary, these textured stripe trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Slim Fit Flat Front Plain Grey Trousers, at MarksandSpencer
Every man needs a well tailored suit and this one is fantastically priced and fantastically smart too. Whether it's a great value basic, a classic investment piece, or the latest piece for spring

Girls' Limited 2 Piece Pure Cotton Butterfly Top, at Marks and Spencers
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Autograph Angel Sleeve Top, at Marks & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

2 Pairs of Performance Quick Dry Sports Socks, at Marks&Spencer
Specially contoured left and right socks follow the shape of the toes to give a perfect, comfortable fit. Shock absorbent micro cushioning helps protect high-impact areas and gives stability while extra heel support helps reduce pressure that can lead to injury. Dry fit yarn lets feet breathe

Limited Collection Darling Bow Necklace, at Mark & Spensers
Clasp fastening Adjustable length Snake design chain Bow feature Necklace length 40cm, extendable by 8cm

Pure Silk Ethnic Rio Print Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk ethnic print scarf. The perfect accessory to this season's styles

Autograph Twin Pleat Stripe Morning Trousers, at Marks and Spenser
The tailored cut of these smart trousers reveals a timeless style perfectly suited for refined formality, while twin pleats and stripes add a dash of debonair charm

White Floral Thank You Multipack of 8 Cards, at Mark & Spencers
Cover text: Thank you Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx size: 120 x 120mm

Collezione Luxury Cotton Rich Flat Front Trousers with Cashmere, at Marks & Spenser
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Classic Collection Centre Crease Straight Leg Trousers, at Marks & Spensers
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Classic Duckling Thank You Cards - Pack of Ten, at Marks & Spencers
Cover text: thank you Inside Message: Blank for your own message Pack contains: 10 cards, 1 design Approx size: 120 x 120mm

Classic Collection Floral Print Skirt, at M&S
Elegant, stylish and comfortable, this maxi length pull-on skirt is finished with floral print design. The ideal match for blouses and fine knits in coordinating colours

Pendolino Recliner, at M&S
H104 x W71 x D97cm Reclines to L158cm Seat: H49cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with dark finish Manual recline mechanism for extra relaxation All of our fabrics are treated with Stain-Defence™ - a stain resistant finish at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pop Up Vintage Car Birthday Card, at Marks & Spensers
Cover Text: Birthday Inside Message: To, From Approx size: 90 x 230mm

5 Pairs of Cotton Blend Sports Socks, at Marks and Spencer
Designed to cushion high impact areas, these comfortable cotton blend socks are an ideal choice for sports or PE

Autograph Pure Silk Stripe Tie, at Marks & Spenser
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

Sunny Town Hay Barn, at Marks & Spencers
With 2 realistic sounds Sounds located on the hay bales and in the doorway Promotes imaginative play Suitable for ages 12+ months Contains 3 x LR44 button cell batteries This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

3 Pairs of Merino Blend Socks, at Marks and Spenser
A wool blend makes these socks soft, breathable and absorbent to keep feet warm, dry and comfy

Portfolio Facet Bangle, at Marks and Spencer
Chunky style Facet design Small-medium diameter: 63mm Medium-large diameter: 67mm

Pure Cotton Ribbed Stripe Mitts, at Marks and Spencer
Hanging loop Stripe design Ribbed, Manufacturer: Marks & Spencer

Embroidered Short Sleeve Kaftan, at Marks and Spencer
Fresh and feminine, this flattering kaftan is designed in the latest shape. The ultimate in poolside glamour

Knocked Up Blu-ray DVD, at Marks and Spencers
Rating Suitable for 15 years and over,

Artificial Cymbidium in Ceramic Vase, at Marks & Spensers
Artificial cymbidium Ceramic bottle vase No watering required therefore easy care Fresh looking throughout the year Height: 88cm, Manufacturer: Marks & Spencer

Blue Harbour Suede Trim Cardigan with Wool, at Marks & Spencer
Supersoft and comfortable, this suede trim cardigan has been knitted from yarn that resists bobbling. It can be machine washed and tumble dried.

Samsung 40'' LE40B550 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 x 1080 resolution Dynamic contrast ratio: High contrast Dimensions: W998 x D255 x H699 (with stand), W998 x D79.3 x H638 (without stand) Weight: 19.4 (with stand), 14.8 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Scoop Neck Lace Vest, at Marks & Spensers
Stylish and practical, this lace vest makes an ideal choice for everyday wear

Bright Prints Lunch Bag, at Marks and Spencers
This bright green and blue bag is a great way to keep your sandwiches cool and fresh until lunchtime. The top of the bag rolls down and is secured with hook and loop fabric, and the bag is insulated to keep food cool

Pure Cotton Textured Twill Baseball Cap, at Marks & Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Besides M & S Motor Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.