Besides Marks & Spensers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M&S purchases are also protected while you take them home.

Also, on both M+S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark & Spensers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Blue Harbour Pure Cotton V-Neck Jumper, at Marks and Spencer
Fashionable and practical, this v-neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

5 Younger Girls' Pure Cotton Fairy Briefs, at Marks & Spenser
Cute and trendy, this pack of 5 cotton briefs makes a great way to stock up on essential style

Handcrafted Peter Rabbit Easter Card, at Marks and Spenser
Cover text: Happy Easter Inside message: blank for your own message Approx size: 230 x 114mm BEATRIX POTTER™ Frederick Warne & Co. 2009 Frederick Warne & Co. is the owner of all copyrights and trademarks in the Beatrix Potter characters names and illustrations. Licensed by opyrights group

Autograph Weekend Full Length Leggings, at MarksandSpencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Special Hoop Necklace, at Marks&Spencer
Clasp fastening 'Two hearts linked together wear this necklace as a daily reminder that you are loved very much and always will be x' slogan on backing Length: 41cm Extender: 8cm

Brush Stripe Pencil Pleat Curtains, at Marks & Spencer
Textured stripe design Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Perfect Autograph Essentials Sheer Lace High Leg Knickers, at M&S
Glamorous and sophisticated, these gorgeous briefs are made from the softest lace which looks and feels luxurious. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Ultimate Non Iron Long Sleeve Satin Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Autograph Weekend Pure Cotton Stripe Shirt, at Marks and Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Blue Harbour Cotton Blend Single Breasted Stitch Jacket, at Marks & Spencer
Casual and contemporary, this single breasted jacket makes a fashionable and practical choice

Blue Harbour Self Stripe Polo Shirt, at Marks & Spencers
Stylishly smart casual, this polo shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Vintage Wine 60th Birthday Card, at Marks & Spenser
Approx. size: 230 x 114mm Cover text: Celebrating 60 years Inside message: Have a wonderful birthday

Perfect Blue Harbour Cotton Rich Jumper, at Marks and Spenser
This easy, comfortable jumper has a touch of stretch so it keeps its shape, even after it's been through the machine and the tumble dryer

Ivory Wedding Table Numbers, at Mark's & Spencer
12 table numbers Approx size: 150 x 110mm

Supima® Pure Cotton Non-Iron Duvet Cover, at Marks & Spencer
Internationally recognised as the world's finest cotton High performance non iron finish offering the ultimate in easy care Supima is renowned for its superior strength, enhanced durability and sumptuous feel 180 thread count Single: W137 x L198cm Double: W198 x L198cm 5ft (Queen): W228 x L218cm 6ft (King): W260 x L220cm, Manufacturer: Marks & Spencer

Pin Dot Underwired Padded Multiway Bra, at Marks and Spencer
Smooth and versatile, this pin dot bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Cream Aluminium Collection Wok, at Marks & Spencer
Glass lid with handle Aluminium construction ensures pans are easy to use and durable Non-stick coating Riveted handles for safety and strength Suitable for use on all cookers and hobs except induction D30cm, Manufacturer: Marks & Spencer

Chalk & Cheese Characters Multipack of Mini Cards, at Marks n Spencer
Cover text: Design 1: Surprise, Design 2: Thanks, Design 3: For you, Design 4: Thank you Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Pack contains: 8 cards, 4 designs Approx size: 95 x 80mm

Embroideries - GLOBAL CUSHION, at Marks & Spensers
Manufacturer: Marks & Spencer

Bart Simpson Video Game Player Birthday Card, at Mark & Spencers
Cover text: Happy Birthday Inside message: ... to a real player The Simpsons ™ and 2008 Twentieth Century Fox Film Corporation, All Rights Reserved. Approx size: 215 x 150mm

Blue Harbour Luxury Pure Cotton Stripe Chinos, at Marks and Spencers
A stylish smart casual look, these stripe chinos are made from soft cotton and designed for a fashionable and comfortable relaxed fit

Seville Salt Mill, at Mark & Spensers
Acylic and brushed chrome design Fitted with a durable mechanism Fully adjustable mechanism from fine to coarse grinds just tighten or loosen the knob Lifetime guarantee Comes filled with Salt Approx size: L5.5 x W5.5 x H14cm, Manufacturer: Marks & Spencer

Lavender Moisturising Hand & Nail Cream, at Marks & Spencer
Moisturising Lavender fragrance 100 ml Ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Lavandula Angustifolia(Lavender), Polysorbate 60, Glyceryl Stearate, PEG-100 Stearate, Dimethicone, Isopropyl Palmitate, Panthenol, Parfum, Coumarin, Hydroxyisohexyl 3-Cyclohexene Carboxaldehyde, Butylphenyl Methylpropional, Limonene, Linalool, Alpha-Isomethyl Ionone, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30 Alkyl Acrylate Crosspolymer Triethanolamine, Propylparaben, Xanthan Gum, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben

Machine Washable Circle Pattern Tie, at Marks and Spencer
No more trips to the drycleaners! This smart circle pattern tie is machine washable

Pure Cotton Long Sleeve Cardigan, at M&S
Soft and comfy, this lightweight knitted pure cotton cardigan is outstanding value. A fashionable easycare style

Detroit Triple Wardrobe & 2 Bedside Chests Set, at Marks and Spencers
3 piece set Triple Wardrobe: H195 x W129 x D59cm Bedside Chest: H64 x W46 x D40cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sony Ericsson T303 - Orange Pay as you talk Mobile Phone, at Marks n Spencer
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

Mini Roll Platter, at Marks and Spencer
16 rolls Serves 4-6 4 different sandwich fillings Ready to eat Contains sesame seeds As featured on page 8 in the food to order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Dawson Bedstead - Super King Size (6ft), at M&S
L207 x W183cm Headboard H121cm Endboard H51cm Silver frame made from cast metal Mattress sold separately Self assembly This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Riptape Canvas Trainers, at Mark & Spensers
Round toe Twin riptape straps Canvas design

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.