Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

HP Pavilion dv2-1035ea Entertainment Notebook, at Marks and Spencer
Processor: AMD Athlon™ Neo Processor for Ultrathin Notebooks MV-40 Processor speed: 1.60 GHz, Level 2 cache 512 KB Memory: 4096 MB (2 x 2048 MB), Supports up to 4 GB DDR2 memory Hard Drive: 500 GB SATA Hard Disk Drive 5400 rpm up to 9 GB partition for system recovery Display: 12.1'' Diagonal WXGA High-Definition HP LED BrightView Widescreen Display Operating System: Genuine Windows Vista Home Premium with Service Pack 1 Graphics Card: ATI Mobility Radeon HD 3410, up to 1790 MB total graphics memory with 512 MB dedicated DVD Drive: LightScribe SuperMulti 8X DVDRW with Double Layer Support Memory slot: 5-in-1 integrated Digital Media Reader for Secure Digital cards, MultiMedia cards, Memory Stick, Memory Stick Pro, or xD Picture cards Camera: Webcam with integrated microphone Interfaces: 3 USB 2.0, 1 HDMI connector, 1 VGA , 1 RJ45 ethernet connector, 1 headphones-out, 1 mic-in Connectivity: Ethernet 10/100BT integrated network interface 802.11b/g WLAN Battery: 4-cell Lithium-Ion (Li-Ion) battery Media software: Windows Media Player, DVD Play, Windows Movie Maker, Windows DVD Maker, Cyberlink DVD Suite, Windows Media center, HP Games Console with hours of free game play Additional software: Microsoft Works and Microsoft Office Home and Student 2007 60-Day Trial Version, Microsoft Internet Explorer, Windows Mail, Adobe Reader, HP MediaSmart Suite, HP Total Care Advisor Dimensions: L29.2 x W24 x H3.27cm Weight: 1.7kg

Cotton Rich Velour Bootleg Joggers, at Marks and Spencer
Flattering and practical, these comfy joggers are made from soft velour. An easycare essential with a stylish look.

Per Una Frill Wedge Court Shoes, at Marks and Spencers
Almond toe Frill design Slip on Wedge heel

Wool Blend Straight Leg Flat Front Trousers, at Marks and Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

3/4 Sleeve Stripe Print Shirt, at Marks & Spenser
This outstanding value 3/4 length sleeve shirt makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Crease Resistant Single Pleat Straight Leg Trousers, at Mark's & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Ridge Modern Mirror, at Mark's & Spencer
Ridge design Dimensions: W76 x H89cm 3cm depth, Manufacturer: Marks & Spencer

Pure Cotton Drawstring Waist Ribstop Shorts, at Mark's & Spencer
Relaxed and comfortable, these drawstring ribstop shorts make a practical, fashionable choice

Short Sleeve Scoop Neck Ribbed Trim Jumper, at Marks & Spenser
Modern and stylish, this jumper features a button placket. A versatile, easywear style

Performance Lace Up Shoes, at Marks & Spencer
Round toe Lace up Lace stitch design Contrast stitch detail

Autograph Oval Collection - Floor Lamp, at Mark & Spencers
Cylinder shade Round base Pull string switch M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2 Piece Pure Cotton Ruched Pinafore Outfit, at Marks and Spencer
A pretty look in pure soft cotton, this coordinated outfit combines a pinafore dress and a short sleeve t-shirt. The ruched front detail adds a modern finishing touch

Triple Ridge Hoop Earrings, at Marks and Spencer
Triple ridge detail Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Textured Tankini Top, at Marks and Spencer
Feminine and pretty, this flattering tankini is designed in the latest shape. Make a splash!

3 Pairs of Cotton Rich Argyle Socks, at M+S
These classic cotton rich socks are soft, breathable and comfortable. Added stretch gives a great fit

Bianca Sunglasses, at Marks and Spenser
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Fabric Comfort Belt, at Marks & Spensers
Add a smart finishing touch with this fabric belt

Andante Square Cereal Bowl, at Marks & Spensers
Ideal for everyday use, durable Square edge design Diam 17cm, Manufacturer: Marks & Spencer

Petite A-Line Skirt with Belt, at Mark & Spencers
Smart and modern, this flared a-line skirt features stitch detail. A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

Classic Collection Knitted Cut Work Cardigan, at Marks and Spencer
Soft and comfortable, this cut work detail cardigan is ideal when you need a light extra layer. The colour complements the rest of this season's Classic collection, making it easy to coordinate outfits

Classic Collection Herringbone Check Pencil Skirt, at Marks & Spencers
Sleek and elegant, the pencil skirt is a true style classic. This herringbone check skirt is designed to give a comfortable, flattering fit and polished look.

5 Cotton Blend Assorted Lace Full Briefs, at Marks & Spensers
These briefs are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

Easy Iron Poplin Long Sleeve Shirt, at Mark & Spensers
A fuss-free shirt that makes your mornings glide - not your iron. The traditional double cuffs have a second button hole allowing sleeve adjustment for a perfect fit

Collezione Wool Rich Single Breasted 2 Button Plain Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton Long Sleeve Truck Stop T-Shirt, at Mark & Spencers
Fun and fashionable this pure cotton long sleeve "truck stop" t-shirt is outstanding value!

2" Longer Pure Cotton Fine Stripe Shirt, at Marks&Spencer
Keeping the taller man specifically in mind, this smart shirt features an extra 2" of fabric in the sleeve and body to provide a perfect formal fit

Pure Cotton Roll Up Pyjama Bottoms, at M & S
Pretty and feminine, these roll up pyjamas are made from soft breathable cotton for a comfortable night's sleep

Altos del Condor Malbec 2008 - Case of 12, at Mark & Spencers
Style: Full bodied Grape variety: Malbec Country of origin: Argentina Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Capstan Stud Waist Belt, at Marks and Spencer
Define your waistline with this fashionable capstan stud waist belt

5 Pairs of Younger Boys' Assorted Design Socks, at Marks and Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made from soft breathable cotton blend fabric

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.