Besides Marks and Spencer Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Cape Quarter Colombard Chardonnay 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Colombard, Chardonnay Country of origin: South Africa Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Pairs of Spot & Stripe Design Socks, at Marks & Spencers
Get a fabulous, fashionable look with these spot and stripe design socks. They're made from comfortable soft stretch fabric for a great fit and shape retention

Hooded Check Design Coat with Wool, at Marks & Spensers
Fashionable and practical, this hooded coat is fully lined and features check design. A comfortable, easycare style

M&S DECT Cordless Phone with Large Buttons, at Marks & Spencers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Talk time - up to 10 hours with 100 hours standby Speakerphone - talk hands-free Large display, big buttons and ultra-slim profile HD Sound - High Definition communication Large, white backlit inverse display Stores 100 names and numbers Up to 10 hours with 100 hours standby 5 polyphonic ringer melodies and 5 standard ringer melodies Built-in digital answering machine with up to 15 minutes recording time Access the answering machine on the base Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Opaque Tights with Cashmere, at Marks and Spencer
These comfortable opaque tights are made with added stretch and a reinforced toe for durability

Wow Damask Pencil Pleat Curtains, at Marks & Spencers
Damask design Pencil pleat Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Per Una Forest Stripe Tankini Briefs, at Marks & Spenser
Striking high rise tankini briefs featuring a stripe design and high leg. Make a splash!

Footglove™ Widefit Leather Wedge Pumps, at Marks and Spencer
Round toe Stitch detail Slip on Wedge heel Heel height: 37mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Marble Swirl-Effect Candy Floss Bowl, at Marks & Spencer
Swirl effect Opaque design Round shape Soda glass H5.5 x Diam29cm Weight: 0.95kg, Manufacturer: Marks & Spencer

Clear Salt & Pepper Condiment Mills, at Marks and Spencer
Pack of 2 Salt and pepper mills Screw top design H14cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Short Sleeve Pointelle Knitted Jumper Dress, at Marks & Spencers
Fashionable and flattering, this knitted jumper dress features pointelle design. A glamorous modern look

Refreshing Trio Collection - Case of 12, at Marks and Spencer
4 Hungarian Pinot Grigio Ros 2007: An appealing, fresh, vibrant ros, with a delicate strawberry aroma... 4 Hungarian Pinot Grigio 2007: A refreshing aromatic white with vivacious fruity flavours of limes, tangerines and melons... 4 Hungarian Sauvignon Blanc 2007: A refreshing, modern Sauvignon Blanc with a lively aroma... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Floral Collection Rose Talcum Powder, at Marks & Spencer
Rose fragrance 200g

1000 Stickers For Boys, at Marks and Spencer
This sticker book will keep them busy as they look for an incredible 1000 stickers inside!

Big & Tall Blue Harbour Cotton Rich Stretch Jeans, at Mark & Spensers
Relaxed and casual, these cotton rich straight leg jeans are made with stretch for comfort and ease of movement

Sprung-Edge 4-Drawer Divan & Autograph M500 Zip & Link Mattress, at M&S
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 41.5cm Divan drawer size: 4 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm (has 2 large right- or left-hand drawers) Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Domaine Bastides d'Eole 2007 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Grenache, Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Little Birds Text Birthday Card, at Marks & Spencer
Cover text: Happy Birthday Inside message: Have a lovely day Approx. size: 150 x 150mm

2 Pairs of Cotton Blend Knee High Socks, at M&S
These cotton blend knee high socks make a comfy and warm way to add a touch of style to this season's outfits. Added stretch and a reinforced toe gives durability and comfort

Emerald Ceramic Bottle Vase, at Mark & Spensers
Narrow spout Dual colour Tear drop shape, Manufacturer: Marks & Spencer

Autograph Pure Silk Weave Tie, at Marks & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Long Sleeve Stripe Fleece Hooded Top, at Marks&Spencer
Soft and comfy, this fashionable fleece hooded top features a stripe design. A modern, practical and easycare style

Per Una Short Sleeve Eccentric Lace Top Set, at Marks & Spencer
An elegant eccentric print lace top in soft stretch fabric featuring a camisole and necklace

Limited Collection Modal Blend Lace Trim Shorts, at Marks & Spenser
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from modal blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Limited Collection Low V-Heel Sandal, at Marks and Spencer
Peep toe Stitch detail Buckle fastening Backless V-heel Patent look Heel height 55mm Comes in sizes 3-8, including half sizes

PlayStation®2 The Sims™ 2 Castaway Game, at Marks & Spensers
Explore caves, beaches, jungles and even a volcano Design and create items from the island's natural materials Discover the island's many secrets You must be 12 years of age or over to purchase this product 2007 Sony Computer Entertainment Europe. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Multiway Non-Padded Bra, at MarksandSpencer
This versatile bra can be worn 5 ways conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Autograph Stainless Steel Ice Bucket with Tongs, at Marks & Spencers
Stainless steel for maximum durability and shine Comes with the tongs, Manufacturer: Marks & Spencer

Poached Dressed Scottish Lochmuir™ Salmon, at M&S
Serves 8 Ready to eat 1.1kg As featured on page 24 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

4 Pairs of Fine Cotton Stripe Design Socks, at M & S
Soft and comfortable, these cotton blend socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."