When you're shopping at Marks & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at MarksandSpencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Detachable Bra Straps, at Marks and Spencers
These clear bra straps can be attached to your multiway bras

Per Una Notched Buckle Belt, at M&S
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Lichfield Glass Top Coffee & Side Table Set, at Marks & Spensers
Coffee Table: H40 x L86 x W86cm Side Table: H58.5 x W50 x D42.5cm Sturdy wooden undershelf Toughened glass top Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Wool Blend Double Breasted Belted Coat, at Marks and Spencer
Military detailing is still one of this season's main style stories. This belted, funnel neck coat really works the look

Headboard - Super King (6ft), at Marks and Spencers
H77cm (without struts) x W193cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Per Una Trio Eye Colour, at M & S
Hypoallergenic

3D Folding Jungle Scene Birthday Card, at M&S
Cover text: A Birthday riddle: What kind of animals should be invited to a really fun birthday? Inside Message: Party Animals! Happy Birthday! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 215 x 150mm

Pure Cotton Hooded Cardigan, at Marks & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep her warm and comfy. It looks cuddly too!

Florentyna Shower Crème, at Marks & Spenser
Florentyna shower crme with moisturisers For use in bath or shower 200ml

Younger Girls' Classic Patent School Shoes, at Marks and Spencer
Round toe Floral detail Scallop trim Single ankle strap with rip tape fastening Flat sole Easy Clean

Whole Side of Oak Smoked Orkney Salmon, at Marks & Spencer
Serves 12-15 Ready to eat Suitable for freezing 500g As featured on page 24 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Trimmed Baseball Cap, at Marks and Spenser
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true style essential

Plastic Egg Slicer, at Marks & Spencer
Produces neat slices of hard boiled eggs Wire slicer, Manufacturer: Marks & Spencer

Autograph Pure Cotton Camouflage Cargo Trousers with Belt, at Marks and Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

12-Piece Portland Stripe Dinner Set, at MarksandSpencer
12-piece set Includes 4 dinner plates, 4 side plates and 4 bowls Dinner plate: Diam27.5cm Side plate: Diam20.5cm Bowl: H6cm Diam14cm Fine china Stripe design, Manufacturer: Marks & Spencer

Cafe Stripe Curtains, at Marks and Spencer
Eyelet Cafe stripe design Lined Comes in standard 168cm/66in and wider 219cm/86in widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Cotton Rich Spot Print First Bra, at Mark's & Spencer
This pretty spot print bra is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras.

Sitting Buddha, at Marks & Spensers
Buddha statue 24 x 20 x H28cm 1.2 kg, Manufacturer: Marks & Spencer

Girlie Dress Up Stamper Set, at Marks & Spensers
Contains: 1 case, 5 stamps, 1 ink pad and 10 sheets of notepaper Approx size: 11 x 9cm

4 Pairs of Comfort Socks with modal, at Marks & Spencer
Designed for exceptional comfort everyday, these socks are made with a blend of natural modal and cotton for softness and durability. The cushioned sole adds extra comfort, a soft grip top fits the contours of your leg and smooth seams reduce abrasion.

Thomas and Friends: Magnet Book, at Marks and Spencer
Join your favourite characters for some magnet scene fun! This title lets you use your imagination and lots of magnets to complete the scenes.

Wool Blend Flat Front Trousers, at Marks and Spencer
Smart and stylish, these trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

Sebo X Series Filter Bags, at Marks & Spencer
Suitable for use with the SEBO X Series range of Upright Vacuum Cleaners

Christening Type Card, at Marks & Spencers
Cover text: Christening Inside message: Wishing you a wonderful day Approx size: 150 x 150mm

Machine Washable Diagonal Multi Stripe Tie, at Marks and Spencers
Combining machine washable convenience with a contemporary design, this stunning tie will make a valuable and versatile addition to your smart wardrobe

5 Pairs of Short Butterfly Socks, at Marks and Spencer
The butterfly design adds a stylish touch to these comfortable cotton blend socks

5 No VPL Thongs, at Mark & Spencers
For the ultimate no-show look, these stretchy thongs are perfectly smooth with bonded edges. They won't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Sonoma Dark 3-Door Glazed Top Unit and 3-Drawer Sideboard Set, at Marks and Spencer
2 piece set Top Unit: H110 x W178.5 x D33cm 6 adjustable glass shelves and Internal lights with on/off switch Glass doors and shelves are made from safety-tested toughened glass Sideboard: H88 x W178 x D50cm 3 drawers and cupboards, each cupboard has an adjustable shelf Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Door frames made from solid wood. Door panels made from White Oak veneer Handles made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Leather Notched Belt, at Marks & Spencers
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Magnifying Glass, at Marks and Spencer
1.8 x magnification with LED light

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Financial Services financial products are, of course, designed to make Marks & Spensers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services House Insurance than you will anywhere else, and you may even pay less with M&S.