Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Blue Harbour Long Sleeve Self Stripe Shirt, at M&S
Stylishly smart casual, this self stripe shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Open Toe Crossover Strap Wedge Sandals, at Marks and Spencer
Open toe Crossover strap Stripe detail Buckle fastening Wedge heel Heel height: 58mm

Silver Tree Shiraz 2007 - Case of 6, at M&S
Style: Full bodied Grape variety: Shiraz Country of origin: South Africa Closure: Natural Cork Suitable for vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easycare Satin Check Long Sleeve Shirt, at M+S
This easycare shirt is perfect for value, comfort and style

5 Pairs of Older Boys' Cotton Rich Assorted Socks, at Marks & Spencer
Brighten up his underwear drawer with these fashionable assorted design socks made with soft breathable cotton

Patent Leather Belt, at Marks & Spenser
Define your waistline with this fashionable patent leather belt

Grace Cereal Bowl, at Mark's & Spencer
Leaf design Fine China Diam 17cm, Manufacturer: Marks & Spencer

Gold Plated Barrel Snake Necklace, at M & S
3 strand design Barrel feature Adjustable length Clasp fastening Necklace length: 38cm

Panasonic 32'' TX-L32S10 Full HD LCD TV, at Marks & Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32 inch plasma screen, 2,073,600 (1,920 x 1,080) pixels Contrast Ratio: Dynamic Contrast 50,000:1 Dimensions: W79.8 x H55.1 x D21.7cm (with stand), W79.8 x H51.1 x D9.3cm (without stand) Weight: 13kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 HDMI, 2 Scart, Composite video input, S-video input, Audio Input, Component video input, Mini-D sub, Digital audio output, Headphone jack VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast and deeper natural colours Intelligent Frame Creation With 24p Playback: With 50Hz video signal input, the Intelligent Frame Creation achieves high moving picture resolution even in fast-motion scenes. 24p Playback creates high speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your Panasonic AV systems with only one remote Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Pure Silk Abstract Print Tie, at Marks and Spenser
Add a luxurious finishing touch with this contemporary abstract print tie in pure silk

Sennen Pasta Bowl - Linen, at Marks and Spencers
Contrast stripe trim Diam 23cm Single stripe detail, Manufacturer: Marks & Spencer

Maxim Mug, at Marks and Spencer
Suitable for everyday use Versatile fine dining range Pure white porcelain Height 9cm, Manufacturer: Marks & Spencer

Portfolio Sleeveless Leapord Print Dress, at Marks and Spenser
Chic and contemporary, this sleeveless dress features a leapord print. A fabulous fashionable look

Blue Harbour Stretch Denim Jeans, at Marks & Spensers
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

A Note to Say Postbox Notecards Multipack, at Marks & Spensers
Cover Text: A Note to Say Inside message: blank for your own message Pack contains: 8 cards, 1 design Approx size: 118 x 118mm

Classic Collection Flower Scarf Neck Top, at Marks & Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a threaded foral scarf neckline. A fashionable style with a comfortable, flattering fit

Repellents Travel Pack, at Marks & Spensers
Set of 3 Includes: DEET Insect Repellent, Insect Bite Soothing Spray, Mosquito, Fly & Wasp Killer Comes in bag This product is not available for international delivery. Find out more

Autograph Pure Cotton Short Sleeve Floral Print Shirt, at Marks and Spencer
Stylish and contemporary, this pure cotton floral print shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you won't find it anywhere else

Blue Energy Mini Eau de Toilette, at Mark's & Spencer
30ml This product is not available for international delivery. Find out more

Roll & Play Toy, at Marks and Spencer
Suitable for ages 0-3 years Encourages activity and hand-eye coordination This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Silk Digital Square Print Scarf, at Marks & Spencers
Add a luxurious finishing touch to your look with this elegant pure silk digital square print scarf. The perfect accessory to this season's styles

Pure Cotton Long Sleeve Pintuck Shirt, at Marks and Spencer
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Exfoliation Gloves, at Marks and Spenser
Wide trim Loop hook Plain

5 Tactel® Plain Bikini Knickers, at Marks and Spencer
Renowned for its superior comfort and durability, Tactel provides a smart, practical base for these essential briefs. This pack of plain high leg bikinis is great value and perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Big & Tall Single Breasted Jacket, at MarksandSpencer
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Baby Girl Card, at Mark's & Spencer
Inside Message: Congratulations! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

George Bedtime Bear, at Marks and Spencers
An exciting introduction to the world of playtime, this interactive toy will have them entertained for hours of fun

Charlotte Lge 2 Seat Sofabed (occasional) AU09 Newness, at Marks & Spensers
Manufacturer: Marks & Spencer

Heart Lined Moccasin Slippers, at Marks & Spencers
Relax in style and comfort in these soft, hardwearing moccasin slippers featuring heart print lining. Machine washable for added convenience

Divan on Legs & Autograph F500 Latex Pillowtop Mattress - Medium, at Marks and Spenser
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 28.5cm Divan height: H31cm Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Mattress spring count: 1225 All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while MarksandSpencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.