There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Besides Marks and Spenser Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your MarksandSpencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spensers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

3 Pure Cotton Plain Trunks, at Mark & Spencers
These essential plain trunks offer all the comfort of soft cotton at a great value price

Chateau Richemont White 2008 - Case of 12, at M+S
Style: Dry Grape variety: 100% Sauvignon Blanc Country of origin: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Little Adventurer Splash Bats, at Marks & Spencers
Suitable for ages 3-6 years Game for two players 2 splash bats and a ball This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Classic Collection Pure Cotton Floral Skirt, at Mark's & Spencer
Beautifully designed to fit, flare and flatter, this fully lined pull-on skirt is bias cut for an elegant shape. The ideal match for blouses and fine knits in coordinating colours

Freshfeet Suede Driving Moccasin Slippers, at Marks n Spencer
Round toe Slip-on Stitch trim detail Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Antibacterial for fresh feet comfort

Silver Triple Twist Necklace, at Marks and Spencer
Triple strand twist design Adjustable length Clasp fastening Length: 41cm Extender: 8cm This product is not available for international delivery. Find out more

Classic Chaise Petite - Right-Hand, at Marks and Spencers
H86 x W151 x D73cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion is fixed foam Right-hand chaise - the arm is on the right side when viewed from the end of the chaise, thus the left side when you're seated in the chaise Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

M&S Summer Flat Weave Trilby Hat, at Marks&Spencer
Keep a cool head this summer with this straw trilby. It adds a smart touch to formalwear and looks contemporary with casual outfit

Tonal Floral Shorts, at Marks and Spencer
These pretty floral print shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Panelled Herringbone Knee Length Skirt, at Marks & Spencer
Elegant and feminine, this herringbone skirt makes a fashionable, flattering choice. A smart modern choice

Walkmates Twin Strap Riptape Shoes, at Marks and Spenser
Click here for more information on Walkmates shoes Round toe Contrast stitch Twin strap riptape fastening

Autograph Funnel Neck Duffle Coat with Wool, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Limited Collection Cotton Rich Pocket Shorts, at Marks and Spencers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

3 Pure Cotton Stripe Design Trunks, at Marks & Spenser
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Slim Leg Side Zip Trousers, at Marks & Spenser
Slim and stylish, these side zip trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Wavy Die Cut New Job Card, at Marks and Spencers
Cover text: New Job ... Hurray! ... Well done! ... Yipee! ... You star! ... Congratulations! Inside message: Congratulations! Approx size: Unfolded: 150 x 150mm

Perfect Blue Harbour Suede Bomber Jacket, at Marks and Spencer
A style classic at a great price. This jacket is made from real suede and has a lightly padded lining and knitted rib collar for extra comfort

Pure Cotton Bow Bib Top, at Marks & Spencer
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a bow bib detail

Animal Choker Necklace, at Marks & Spencer
Square chunky beads Animal print design Choker style Neclace length 41cm, extendable by 8cm

16-Piece Cutlery Set, at Mark & Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons Coloured handles 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more l, Manufacturer: Marks & Spencer

Secret Support™ Floral Bow Mule Slippers, at Marks & Spensers
Luxurious and fashionable, these bow detail slippers are made from soft suede. Relax in style and comfort!

Domaine de Fontsèque Corbières 2006 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Mixed Red Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Firm Control Waist Cincher, at M & S
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Leather Contrast Stitch Purse, at Marks and Spencers
This stylish purse is made from real leather with reinforced stitching and a secure popper fastening. A high quality and chic essential

Autograph Wool Rich Funnel Neck Coat, at Marks & Spensers
Beautifully designed and finished, the classic funnel neck trench coat is given a modern update with contemporary styling

1001 Little Fashion Miracles by Caroline Jones, at Mark & Spensers
Everything you need to know on styling, accessorizing and shopping. It will help you look your best in all types of circumstances. It also illustrates how to choose fabrics and cuts that flatter your figure, how to get the perfect balance between under dressing and overdressing, and how to create a striking silhouette that looks elegant but not contrived

Pop Up 2 Person Camping Tent, at M+S
2 person tent No assembly, simply twist to pop open the tent Packs flat into a carry case for easy storage and carrying Taped seams Fire retardant Carry case Sewn in ground sheet 1 entrance Approx: L225 x D105 x H100cm, Manufacturer: Marks & Spencer

Snake Print Short Sleeve Kaftan, at Marks & Spencers
Modern and stylish, this fashionable kaftan features a striking snake print. The ultimate in poolside glamour

Tonal Hexagonal Shower Curtain, at Marks and Spencer
Tonal hexagonal design, Manufacturer: Marks & Spencer

MoDA Pink Floral Bamboo Paper Blank Card, at M+S
Cover Text: Blank Inside message: Blank for your own message Approx size: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Property Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."