When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Mark & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M+S Money. Not least of these is M&S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Cool Stuff To Make Book, at Marks and Spencer
Find out how to make and draw the coolest stuff in this awesome book. Create your own codes, make a mini-parachute, build a brilliant toy truck and loads more. It's guaranteed to provide hours of fun

Urbino Storage Footstool, at Mark's & Spencer
H46 x W56 x D56cm (all dimensions are approximate) Top cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Official ECB Pure Cotton Joggers, at Marks & Spencer
A must for cricket fans! These official England Cricket Board joggers feature the England Cricket logo. An easycare style in soft comfortable cotton

Straw Snap Trilby, at Marks & Spencer
Make a stylish impression with this trilby. It adds a smart touch to formalwear and looks contemporary with casuals

Steel Ladle, at MarksandSpencer
Hole in handle for hanging storage Steel finish, Manufacturer: Marks & Spencer

Sweetie Stretch Bracelet, at M & S
Stretch style Multi bead design

Blue Harbour Pure Cotton Motorbike Motif T-Shirt, at Marks and Spencer
Fashionable and relaxed, this t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

Floral Short Sleeve Frill Blouse, at M & S
A fabulous round open neck blouse featuring a ruffle front and floral detail. The tie belt make it extra stylish

Older Boys' Linen Blend Cargo Trousers, at Marks and Spenser
Relaxed and comfortable, these loose fit cotton blend cargos feature multi pockets. A practical easycare style

Knee Length Pocket Detail Pencil Skirt, at Marks&Spencer
Sleek and chic, this knee length pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions

Text Son Birthday Card, at Marks & Spenser
Cover text: To a very special Son Inside message: Have a great day! Approx size: 150 x 150mm

Padded Walking Socks with Wool, at Marks and Spencer
These comfortable cushioned walking socks are specially designed to prevent blistering and protect feet from impact

Meadow Print Shade, at Marks and Spencer
Meadow print D30 x H22cm, Manufacturer: Marks & Spencer

Spinsanti Malbec 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Malbec Country of origin: Argentina Closure: Natural Cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol Alcohol units per bottle:10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Nintendo Wii™ Mario Kart Game, at M+S
5 different control options: Wii Wheel, Wii Remote turned on side, Wii remote and nunchuck, classic controller and Nintendo Gamecube controller New wheels and courses including motorbikes Play with up to three friends locally or challenge up to 11 friends via Nintendo Wi-Fi Connection Includes Wii Wheel: Transform your Wii Remote in to a steering wheel that feels natural in anyone's hands Visit the Mario Kart Channel on your Wii Menu to check regional and worldwide stats, friend rankings, download ghost data, participate in worldwide Time Trial events and more! M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Kids to Adults

The Dangerous Book for Boys Rocket Birthday Card, at Marks and Spenser
Cover Text: The Dangerous Book for Boys Dangerous birthday plan: Aim for the stars! Build a rocket - dangerous blueprints inside Inside Message: Have a dangerous birthday Approx size: 150 x 150mm

My First Caterpillar Phone Rattle, at Marks & Spencers
Suitable for ages 0-3 years Light up feature Push buttons Beads Rattle handle Contains 3 x LR44 button cell batteries This product conforms to the EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Roll Up Pyjama Bottoms, at Marks and Spencers
Pretty and feminine, these roll up pyjamas are made from soft breathable cotton for a comfortable night's sleep

Autograph Loretto Coffee Table/Footstool, at Marks and Spencers
Removeable top cushion. Can be used as a footstool or a coffee table All-weather synthetic rattan Silver-effect rattan Quick drying foam seat pad made from 100% polyester H30.5 x W80.5 x L80.5cm Suitable for indoor or outdoor use This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PlayStation®3 Pro Evolution Soccer 09, at Marks and Spencers
Improved graphics for an ultra real stadium experience Improved AI engine for more life like opposition More realistic camera angles for your preferred playing perspective Updated rosters from your favorite club and national teams Immersive single player and multiplayer game modes 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more *Must be returned with the tamper seal intact for full refund, ESRB Rating: Everyone

Pure Cotton Play Time Combat Trousers, at Marks and Spencers
The cute design makes these combat trousers extra special. Soft cotton fabric and a waist tie will keep him feeling comfy

Catseye Goblet Necklace, at M&S
Catseye pendant Adjustable length Lobster clasp fastening Necklace length: 53cm

Tapestry Pencil Pleat Curtains, at Marks & Spenser
Manufacturer: Marks & Spencer

Portfolio Ruffle Front Blouse, at M&S
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Formula Age Repair Firming Night Cream + Ceramide, at MarksandSpencer
Contains ceramide and apple Reduces appearance of age spots Strenthens and smoothes the skin structure 50ml

Pocket Swiss Ball, at MarksandSpencer
This pocket size Swiss Ball book is jam packed with fun tips to help you improve how your body looks, feels and works, giving both your mind and body a good workout

Per Una Pure Cotton Crochet Trim Shirt, at Mark's & Spencer
A smart sleeveless shirt in pure soft cotton. Crochet trim details give it the Per Una touch

Pure New Wool Single Breasted 2 Button Twill Jacket, at Marks & Spenser
Beautifully tailored and finished with careful attention to detail, this luxurious jacket is made from pure new wool

Pure Cotton Crochet Trim Vest Top, at M+S
A crochet trim design makes this soft cotton vest top fabulously fashionable

Autograph Wool Rich Flat Front Trousers, at Marks & Spencer
Fashionable and contemporary, these flat front trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Besides Marks and Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M+S Money Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.