M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Footglove™ Widefit Leather Dolly Shoes, at Marks and Spencer
Round toe Buckle fastening Mid heel Stitch detail Heel height: 52mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

2 Non-Padded Underwired Bras, at M & S
Soft and comfortable, this pack of 2 non-padded bras are great value. They're designed to give gentle support and a flattering fit

Collezione Silk Checkered Square Tie, at Mark's & Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Limited Collection Pure Cotton 3/4 Sleeve Top, at Mark's & Spencer
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Sony DAV-DZ280 Home Theatre System with iPod® Dock, at Marks & Spencers
DVD player CD player iPod/iPhone™ dock 5.1 channel surround sound system with 850W total power output 3 HDMI™ inputs 6 speakers Sony DIGITAL MEDIA PORT - connect to and release digital music stored on your WALKMAN or other mp3 players, mobile phones, Bluetooth and Wi-Fi devices Built-in upscaler generates a 1080p signal via HDMI™ cable for superb picture quality on your High Definition TV Progressive scan USB interface Dolby Digital, Dolby Prologic II and DTS Decoding FM radio tuner with RDS and 30 station presets Portable Audio Enhancer function - improves the sound quality of compressed music such as MP3s DCAC - one-push automatic sound set-up for flexible speaker placement and optimum sound quality New Precision Cinema HD Upscale technology that converts standard-definition signals (480i) to 1080p and outputs a full HD equivalent resolution signal to 1080p TVs via HDMI™ BRAVIA Sync for simple, integrated control with your BRAVIA TV and other compatible products using only one remote Dimensions (main unit): W43 x H6.6 x D3.9cm Weight: 12.3kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Pairs of Collezione Diamond Socks, at Mark & Spensers
Exclusively designed for M&S, these smart socks are inspired by Italy and feature a luxury cotton weave for the ultimate in style and sophistication

Handmade Shirts Brother Birthday Card, at M&S
Cover text: Happy birthday brother Inside message: Have a fantastic day! Approx size: 178 x 126mm

Big & Tall Single Breasted 2 Button Jacket, at Marks & Spensers
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Pure Cotton Contrast Stitch Jeans, at Marks & Spenser
Fun and fashionable, these easycare pure cotton jeans are outstanding value

Soft Touch Dacron® All Seasons Duvet, at Marks and Spencer
Joining duvet set Super-soft Dacron filling Non allergenic, Manufacturer: Marks & Spencer

Handcrafted Love You Laser Cut Wife Valentine Card, at M&S
Cover text: I Love You Inside message: Blank for your own message Approx size: 220 x 220mm

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Florentyna Shower Crème, at Marks and Spencer
Florentyna shower crme with moisturisers For use in bath or shower 200ml

Classic Collection Pure Cotton Frill Neck Top, at Marks & Spenser
Feminine and pretty, this versatile 3/4 length sleeve top is made from soft easycare fabric and features frill neck design. A fashionable style with a comfortable, flattering fit

123 Sticker Book, at Marks and Spencer
This sticker book will keep them busy as they look for an incredible 150 stickers inside!

Classic Collection Floral Print Skirt, at Marks and Spencer
Elegant, stylish and comfortable, this pull-on skirt is finished with a floral print. The ideal match for blouses and fine knits in coordinating colours

5 Pairs of Stripe Sole Trainer Liners, at Marks & Spencer
These trainer liners are ideal! Cotton rich for comfort and durability, they feature a reinforced heel and toe for extra durability and stretch fabric to improve fit

Blue Sketchy Floral Card, at Marks and Spenser
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 140 x 340mm

Panasonic SC-PT470 DVD Home Theatre with iPod Dock, at M & S
1080p Up-Conversion with HDMI Number of Output Channels: 5 + Subwoofer (5.1) Output Power : 1000W (RMS) Styling to match Panasonic Viera Flat Panel Televisions and Easy to Use VIERA Link Theatre Integrated Universal Dock for iPod Enjoy Your iPod Music & Video Built-in Dolby Digital, Dolby Pro-Logic II and DTS Decoders USB Terminal for MP3, WMA, JPEG and MPEG4 Playback Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W15.3 x H41.5 x D25.7 cm

Multipack of Assorted Stretch Hair Bands, at Mark & Spensers
Fashionable girls need options, so this multipack of assorted hair bands makes the perfect choice

Per Una Heart Drop Earrings, at Marks and Spencer
Drop style Hook fastening Heart shape Leaf design For hygiene reasons, refunds will only be given in accordance with your legal rights

Flower Gem Pendant Ceiling Light, at Marks and Spenser
Flower gem design Hanging pendent 30 x 30 x 34cm GLS Max 60W, Manufacturer: Marks & Spencer

Print Your Own Wedding Stationery: Cream and Black Menu/Order of Service, at Marks and Spencers
Contains: 10 x order of the day/service or menu cards, 12 x folded insert sheets, 10 decorative ties ,1 x instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Please note: As this stationery is not intended for use as invitations, envelopes are not supplied in this pack Approx size: 218 x 154mm

Pure Cotton Long Sleeve Top, at Marks & Spensers
For casual elegance, you can't beat this boat neck top. A great value cotton essential

Embroidered Floral Textured Cushion, at Marks and Spencers
Square shape Embroidered Floral design Size: 43 x 43cm, Manufacturer: Marks & Spencer

Samsung 42" PS42B451 HD Plasma TV, at Marks and Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 42 inch Widescreen plasma TV with 1024 x 768 pixels Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W1055.5 x H721 x W316mm (with stand) W1055.5 x H660 x D74mm (without stand) Weight: 27.8kg (with stand) 24.1kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 3 x HDMI, PC input (D-sub), PC Audio Input (Mini Jack), DVI Audio Input (Mini Jack), Component (Y/Pb/Pr), Digital Audio (Optical), RF Input, Audio Out (L/R), CI slot, Composite (AV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control FilterBright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection. In bright daylight, FilterBright creates high contrast with pure black to show clearer image details and generate superb industry-leading dark area representation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Easy Desserts, at Marks and Spencer
There are summits to climb, depths to dive, cultures to experience, creatures to meet and desserts that you've only seen in dreams until now. So set your sights on these easy desserts and make the dream a reality

Circle Geometric Pencil Pleat Curtains, at Marks & Spencer
Geometric design Pencil pleat Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

4 Glass Coasters, at Marks and Spencer
Pack of 4 Solid glass Square shape, Manufacturer: Marks & Spencer

Artificial Floral Gerbera in Smoked Glass Vase, at M+S
Artificial gerbera Oval shaped vase Pebble detail at base Height: 66cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.