Besides Marks & Spensers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

School Riptape Plimsolls, at Marks n Spencer
Made with breathable cotton, these plimsolls are a practical choice for PE or play. Riptape fastening gives a good fit and makes it easy to put them on quickly

Blast From The Past Card Game, at Marks and Spenser
Number of players: 2+ teams, minimum 4+ players Suitable for ages 8+ Pack contains: 120 cards (5 decades), score pad, pencil, sand timer and instructions Approx. card size: 58 X 88mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girls' Scallop Trim Belt, at Marks & Spencer
Fun and fashionable this scallop trim belt adds a stylish finishing touch

Slinky Lace Trim Camisole, at Marks and Spencer
Stylish and feminine, this lace trim camisole is made from soft touch fabric which feels blissfully comfortable to wear

Leaf Jacquard Multiway Padded Bra, at Marks and Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility.

Just For You Hedgehog Card, at M&S
Cover text: Just for you... Inside message: blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Rick Stein's Far Eastern Odyssey Book, at Marks & Spenser
Rick Stein's Far Eastern Odyssey is an epic culinary journey along rivers, through jungles and around coastlines. Along the way, Rick visits traditional family-run restaurants, street vendors, floating markets, night markets, fishing villages, and the local cinnamon and rice farmers to learn about the authentic food of the Far East, and to sample the delicious spectrum of exotic flavours

Easy Vegetarian Baking, at Marks n Spencer
Perfect too cook up after a hard day at work, these easy bake vegetarian recipes are not only simple and quick, but they're fresh, delicious and healthy. There are meals for on-the-move, chill-out sessions and snacks for you to enjoy

Open Toe Microtowelling Wedge Slippers, at Marks and Spencer
Open toe Wedge heel Microtowelling design Plain

Per Una Styled Harem Folk Print Shorts, at Marks and Spenser
Feminine and delicate, these stylish shorts feature a harem folk print and are finished with lace and bow detail. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters. Pretty everyday fashion

Navarra Side Table, at Marks and Spencers
H52 x W48 x D48cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio Cotton Rich Straight Leg Jeans, at MarksandSpencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

Per Una Frill T-Bar Shoes, at Mark & Spencers
Round toe Buckle fastening T-bar design Frill detail Mid heel Heel height: 7.5cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Mini Brain Builders Card Game, at Marks and Spencer
Number of players: 1+ Suitable for ages 8+ Pack contains: 90 large cards, instructions and card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Handcrafted Dan's Mouse Mother's Day Card, at Marks and Spenser
Cover text: Just for you Mum Inside message: On Mother's Day! Approx size: 178 x 126mm

Stormwear™ Leather Gibson Shoes, at Marks & Spencers
Round toe Lace up Stitch detail 4 eyelets Block heel Stormwear™ technology repels water and stains Available in half sizes

Mosaic Bathmats, at Marks & Spensers
Mosaic pattern Cotton mats Bathmat dimensions: L80 x W60cm Pedestal mat dimensions: L55 x W50cm Bath mat and pedestal mat must be purchased separately, Manufacturer: Marks & Spencer

Short Sleeve Cardigan & Stripe Top Set, at Mark's & Spencer
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Stud Detail Ankle Leggings, at Mark & Spencers
Complete with a cropped stud detail length these great leggings are the perfect partner for this season's trendy tunics and denim minis

Wild Print Halterneck Tankini Top, at Mark & Spensers
Gorgeous and glamorous, this flattering tankini top features a striking print. The ultimate in poolside glamour

Via Ulivi Chianti 2008 - Case of 12, at M&S
Style: Medium bodied Grape variety: Sangiovese & Canaiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Toulouse 2 Door Small Glazed Top Unit, at Marks & Spensers
H112 x W124 x D44cm 2 Toughened glass sliding doors 2 Adjustable shelves 3 Drawers Light, natural matt lacquer with protective finish Sits on top of sideboard (sold separately) This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girls' Holiday Toe Post Sandals, at Marks and Spencer
Round toe Toe post design Flat sole Slip-on style Plain

Château Panchille Cuvée Alix 2005 - Case of 6, at M&S
Style: Full bodied Grape variety: Merlot, Cabernet Sauvignon, Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Small Pillar Candle, at Marks and Spenser
Plain pillar candle 60 x 13mm, Manufacturer: Marks & Spencer

Autograph Silk Rich Pleated Shorts, at MarksandSpencer
Elegant and feminine, these flattering shorts are made from luxurious stretch silk. The modern low leg styling gives a shapely fit. Beautiful exclusive lingerie

Ruffle Neck Bikini, at M&S
Feminine and fashionable, this flattering bikini is designed in the latest shape. Make a splash!

Disney Winnie the Pooh I Love You Book, at Marks and Spencer
Young children will love seeing their picture in this charming book all about things to do. With fun rhymes and simple activities to help your little one recognise colours and shapes, and learn to count

Leather Belt & Stud Holdall Bag, at Marks & Spencers
Whether you're jetting off on a weekend getaway or simply heading to the gym after work, keep your belongings safe and sound with this easy to carry holdall

Maternity Plain Leggings, at Marks and Spencers
Pretty and feminine, these leggings are designed to flatter you and your bump. The stretch waist gives a neat, comfortable fit with room for growth

There are lots of ways to save money using M&S Financial Services. Not least of these is M & S Standard Motor Insurance. With M&S Financial Services you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.