When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Besides Mark & Spencers Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Tummy Control Strappy Vest, at Mark & Spensers
This tummy control vest gives a flattering shape - great under close fitting tops. The hidden panel shapes the waistline and flattens your tummy while the longer length helps prevent it rolling up

Per Una Linen Blend Water Repellent Mac, at Marks and Spencer
A smart single breasted mac in cool linen blend fabric, featuring a water repellent coating and concealed button fastening

2 Plain Non-Padded T-Shirt Bras, at Marks and Spencer
Soft and comfortable, these non-padded t-shirt bras are outstanding value

Garden Bin & Scoop Set, at Marks and Spencer
Garden tidy bin Collapsible design 2 leaf collectors Lightweight, Manufacturer: Marks & Spencer

Leather Square Prong Skinny Belt, at Marks and Spencer
Add a smart finishing touch with this leather skinny belt

Cotton Denim Skirt & Leggings, at Marks and Spencers
You will love this cotton rich denim skirt with a plain pair of leggings. A practical, easycare style

Younger Boys' Thomas & Friends© Trolley Bag, at Marks and Spencer
A must-have for fans of Thomas & Friends, this extendable grip handle trolley bag features Thomas, the tank engine

Ceriso Embroidered Thong, at M&S
Flirty and feminine, this modern thong features intricate embroidery. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Samsung 32'' LE32B550 HD Ready LCD TV, at M+S
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 32 inch LCD with 1920 x 1080 pixels Dynamic contrast ratio: High contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W806 x D240 x H589.5 (with stand), W806 x D77.8 x H528.5 (without stand) Weight: 13.7kg (with stand), 10.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical) (all inputs at back of TV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Moisturising Opaque Tights, at Marks & Spenser
Bodysensor tights keep you warm when it's cool and cool when it's warm. The innovative technology helps to move moisture away from your skin for the ultimate in comfort

Trackers Trail Sauvignon Blanc 2008 - Case of 12, at Mark & Spencers
Style: Dry Grape variety: Sauvignon Blanc Country of origin: South Africa Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Ultrafit Plain Cycle Shorts, at Marks & Spencer
These innovative Ultra Fit Sport cycle undershorts keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support

Perfect Autograph Pure Silk Skinny Tie, at Marks & Spencer
Perfect Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

M&S 4GB SD Memory Card, at Marks and Spencers
Read (MB /s): 18MB Write (MB /s): 6MB Available capacity: 3890MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Aguasanta Carmènere 2007 - Case of 12, at M&S
Style: Dry, medium bodied Grape variety: Carmnere Country of origin: Chile Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Zip & Button Cropped Trousers, at M&S
A stylish summer staple at home or on holiday. Just add a t-shirt and flip flops

Pure Cotton Waffle Throw, at Marks & Spencers
Waffle design Tasselled Small: 100cm x 150 Large: 200cm x 180cm, Manufacturer: Marks & Spencer

Autograph Stormwear™ Raincoat, at Marks and Spencer
Stylish and contemporary, this raincoat is treated with Stormwear™ technology, a breathable finish that repels water and stains

Sony Ericsson T303 - Orange Pay as you talk Mobile Phone, at Marks and Spencer
A maximum of 2 phones per customer may be purchased Talk time: Up to 9 hours Stand-by time: Up to 16 days Dimensions: 8.3 x 4.7 x 1.5cm Weight: 93g Screen: 128 x 160 pixel resolution, 65,536 LCD colours Camera: 1.3 megapixel Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Orange Pay as you Go: Your mobile service provider will be Orange. An Orange SIM card is included with this handset Memory: 8MB Radio: Save your favourite channels as presets Music player: Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA

Coloured Ovals Slim Diary, at Marks & Spencers
Week to view Approx. size: 165 x 80mm

Draping Wisteria Embroidered Quilted Bedcover, at Marks & Spenser
Floral embroidery Piping L135 x W200cm, Manufacturer: Marks & Spencer

Younger Girls' Little Miss Sunshine Sunglasses, at Marks and Spencers
Cute and colourful, these Little Miss Sunshine sunglasses give 100% UV protection for safer style in the sun

Limited Collection Block Heel Buckle Shoes, at MarksandSpencer
Heel height: 70mm Round toe Buckle fastening Mid heel Comes in sizes 3-8, including half sizes

Oscar Changing Unit, at Marks and Spencer
H103 x W90 x D55cm 4 drawers Changing top is removable when no longer needed All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

V-Neck Sleeveless Top, at Marks & Spencer
This sleeveless top has a stylish stitch detail. A key fashion essential this season

Soft Vanilla Scented Spheres, at Marks n Spencer
Vanilla scented spheres, Manufacturer: Marks & Spencer

Rosé Wine, Chocolate & Rose Basket, at Marks and Spencers
Internet Exclusive The perfect basket of treats for a loved one! Includes a gift wrapped pink rose plant, a bottle of ros wine and a box of tempting chocolates

Autograph Eye Pencil, at Marks & Spensers
Ophthalmologically tested Hypoallergenic

Sterling Silver Twist Earrings, at Marks and Spencer
Twist design Butterfly stud fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Roman Marble Necklace, at M&S
Clasp fastening necklace Chunky bead design

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.