Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Watercolour Floral Calendar, at Mark & Spensers
Month to view Dimensions: 150 x 400mm

Older Boys' Linen Blend 3/4 Length Shorts, at Marks & Spencer
Relaxed and comfortable, these linen blend shorts make a practical, fashionable choice

Autograph Weekend Pure Cotton Denim Shirt, at M&S
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Silver Burst Large Gift Bag, at Marks and Spencer
1 gift bag with tag Circle spot design Double handle Approx size: H:420 x W:300 x D:100mm

Per Una Cotton Rich Double Breasted Mac, at Marks and Spencers
A sophisticated double breasted mac in a soft cotton rich fabric featuring long sleeves and front pockets

Mother of Pearl Border Mirror, at Marks and Spencer
Round design Mother of pearl border H59.6 x W59.6 x D2cm, Manufacturer: Marks & Spencer

Pink Gem Heart Slim Diary, at Mark & Spencers
Dimensions: 165 x 80mm

Gold Plated Sparkle Floral Ring, at Marks&Spencer
Gold plated Cluster design

Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & Autograph M500 Mattress - Medium, at Marks & Spencer
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 27.5cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress is entirely handmade Individually pocketed springs Mattress features deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop layer Double row of hand side-stitching to add support to the edges of the mattress Mattress spring count: 1225 Sprung-edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ombre Spot Jacquard Bedset, at MarksandSpencer
Co-ordinate with supima natural plain dye sheets and pillowcases strokes T351720F,T351720S,T351720P,T351720V Ombre spot design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super King Size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

5 Luxury Check Handkerchiefs, at Marks and Spencer
Luxuriously soft handkerchiefs in pure cotton

3 Pairs of Older Boys' Cotton Rich Assorted Chunky Knit Socks, at Marks n Spencer
Comfortable, practical and fashionable, this 3 pack of chunky knit socks are made with soft breathable cotton

25 Nectarine & Orange Room Scenters, at Marks & Spenser
Pack of 25 Nectarine and orange scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Light Control Invisible Panty Line Thigh Slimmer, at Marks & Spencer
Look slimmer in seconds! These clever slimmers gently shape tums, thighs and bums for a smooth, sleek silhouette

Fashion Denim Zip Cropped Trousers, at Marks&Spencer
Fresh and fashionable, these denim cropped trousers look chic with wedges, sandals or flat pumps. Zip pockets add an extra touch of style

Ceriso Essentials Spot Embroidered Thong, at M+S
Fashionable and flirty, this modern thong features a spot embroidered design. The low rise, high leg style gives a fabulous body-conscious fit. Designed for women who want the latest look

Suede Sprung-Edge Divan with 2 Small & 2 Large Drawers, at Marks n Spencer
Double (4ft 6): W135 x L190cm King size (5ft): L150 x W200cm Super king size (6ft): L180 x W200cm Divan height: H41cm Sprung-edge divan - Can be used with any mattress Solid wooden frame Small drawers: H14 x W40 x D52cm Large drawers: H14 x W78 x D52cm Small drawers at the head end are designed to open without moving your bedside table Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

10 Allium Floral Thank You Cards, at Marks and Spencer
Cover text: Thank you Inside message: blank for your own message 10 cards, 1 design Approx size: 120 x 120mm

Formula Age Restructure™ Contouring Neck Cream & Calcium Complex, at Marks & Spensers
Calcium complex to firm and improve the structure of the sagging skin Collageneer a lupin extract to strengthen and improve skin elasticity Ovaliss ™ to contour the double chin effect and Pullulan to immediately tighten and Creatine to energise boosting fatigued skin Suitable for all skin types Hypoallergenic 50ml This product is not available for international delivery. Find out more

Eyelet Trainers, at Marks and Spenser
Round toe Stitch detail Lace-up Flat sole

Big And Tall Single Breasted 2 Button Jacket, at Marks and Spencer
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Blue Harbour Classic Pure Cotton Funnel Jacket, at Marks and Spencer
A contemporary design makes this jacket a fashionable choice

Official ECB Cotton Rich T-Shirt, at Marks and Spencers
A must for cricket fans! This official t-shirt features the England Cricket logo. An easycare style in soft comfortable cotton

Slim Leg Side Zip Trousers, at Marks & Spencers
Slim and stylish, these side zip trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Faux Crocodile Skin Double Handle Bag, at Mark & Spensers
Stylish and useful, this double handle bag features faux crocodile skin. A practical and fashionable accessory

Autograph Leather Twisted Handle Tote Bag, at Marks & Spenser
Luxurious and beautiful, this twisted handle tote bag is part of our exclusive Autograph collection. It's made from soft leather, and is useful and practical as well as being a highly desirable fashion accessory

Mini Wordsearch Puzzle Book, at Marks & Spenser
Youll need a good eye and concentration to find all the listed words in a wordsearch puzzle, because they run backwards as well as forwards, either horizontally, vertically or diagonally but always in a straight, uninterrupted line. In fact, once you start a puzzle, youll want nothing to interrupt the fun !

Pure Cotton Short Sleeve Multi Check Shirt, at Marks & Spencers
Stylish and innovative, this multi check easycare shirt is quick and easy to iron for a smart crisp look

Autograph Essentials Wool Blend Bootleg Trousers, at Marks and Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Blue Harbour Pure Cotton Long Sleeve Double Stripe Shirt, at M+S
Stylishly smart casual, this double stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.