Besides Marks & Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

Long Sleeve Multi Pocket Hooded Coat, at M+S
Fashionable and practical, this long sleeve hooded coat is fully lined and features a rouched design and multi pocket. A comfortable, easycare style

Special Princess Age 3 Birthday Card, at Marks & Spenser
Cover text: To a very special little princess Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127 mm

Lotus Flower Infusion Sticks, at Marks & Spencers
Fragranced infusion sticks Glass container, Manufacturer: Marks & Spencer

Mixed Bead Short Row Necklace, at Marks & Spencers
Dual-strand feature Clasp fastening Adjustable length Mixed bead design Necklace lengths: 40cm, extendable by 8cm

Perfect Single Breasted City Coat with Cashmere, at Marks & Spencer
City chic gets a softer feminine touch with this smart wool coat. The bold colour and a touch of cashmere both add real warmth

Pure Merino Wool Crew Neck Jumper, at Marks n Spencer
Modern and stylish, this long sleeve jumper is made from fine merino wool for luxurious warmth and softness

Adored Comfort Pansy Lace High Leg Knickers, at M & S
Delicate and stylish, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The high leg style makes legs look longer, giving a flattering shapely fit. Feminine everyday lingerie

Ultimate Short Sleeve Narrow Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Cabernet Franc Rosé 2008 - Case of 12, at Marks and Spencers
Style: Dry Grape variety: Cabernet Franc Country of origin: Italy Closure: Screw cap Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Château de la Nauve 2006 - Case of 6, at Marks & Spencer
Grape variety: 90% Merlot, 10% Cabernet Franc Country of origin: France Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites

Captain Hideaway Bed with Mattresses, at Marks & Spensers
Single bed (3ft): L203 x W102 Headboard: H99cm Endboard: H99cm Pull out bed: H48.1 x L193 x W95cm 3 drawers 3 drawer facades (decorative only) Comes with 2 traditional single open-coil mattresses Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dressing up Butterfly Age 3 Card, at Marks and Spencer
Cover text: Happy Birthday Inside message: Have a lovely day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx size: 150 x 150mm

40 Denier Moisturising Opaque Tights, at Marks and Spencer
Bodysensor tights keep you warm when it's cool and cool when it's warm. The innovative technology helps to move moisture away from your skin for the ultimate in comfort

2 Pure Cotton Tulip Motif Towels, at Marks & Spencers
Pack of 2 Tulip motif Plain W40 x L60cm, Manufacturer: Marks & Spencer

Portfolio Faux Pearl Stretch Bracelet, at Marks & Spensers
Stretch style Faux pearl design Satin ribbon feature

M&S Quick Pitch Floral Pop Up Tent, at Marks and Spencer
Take some of the hassle out of camping with this handy pop-up tent. There's no assembly required, you simply twist and the tent pops open. It fits two people and packs flat into a carry case so it's easy to store and carry. With its unique single skin design camping has never been easier

Print Your Own Wedding Stationery: Die Cut Pink Heart Invitations, at Marks and Spenser
Pack contains: 10 x invitations, 12 x folded insert sheets, 10 x coordinating envelopes, 10 x decorative ties and an instruction leaflet It's as easy as 1, 2, 3! 1. Follow the easy steps on the CD-ROM to create your personalised invitations. Print the insert sheets 2. Use the glue dots to secure the inserts inside the cards 3. Glue on the ribbon and tie in a bow to secure N.B. The CD-ROM is not included in the pack and is available separately Spend 10 on 'print your own' stationery and receive the CD-ROM FREE Approx size: 154 x 110mm

3 Pairs of 10 Denier Matt Ladder Resist Ankle Highs, at Marks & Spensers
An M&S exclusive. Amazing yarn stops holes turning into ladders. Three way stretch gives a perfect fit. The comfort top will keep them in place without leaving marks

Autograph 2 Piece Pure Cotton Pinafore Dress & Top, at Mark & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Age Defence Hydrating Day Cream, at Marks and Spenser
Especially formulated to help delay the first signs of ageing Triple action complex to trap essential moisture and hydrate Creatine, Orange extract and Vitamin C brightens your complexion Replenishes your skin with vitamins, and essential moisture Suitable for all skin types Hypoallergenic 50ml

Roberts Ecologic 4 FM RDS/DAB Digital Radio in White, at Marks and Spencer
Up to 150 hours battery life FM/DAB wavebands FM RDS station name display 20 stations preset Easy to read 16 x 2 character LCD display Menu display / selection of all major functions Search / Manual tuning Automatic clock set Rotary tone and volume controls Up/down tuning buttons Battery: 6 x LR20/D size (not included) Dimensions: W29.5 x H16.5 x D11.5cm Weight: 2kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Cotton Blend Stripe V-Neck Jumper, at M & S
Fashionable and contemporary, this stripe v-neck jumper is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Autograph Leather Lace-Up Apron Shoes, at Marks & Spenser
Square toe Stitch detail 3 eyelets Lace-up Apron design Block heel

3 Cotton Rich Short Sleeve Vests, at Marks and Spencer
A great value wardrobe essential, these durable cotton rich vests will keep him comfy thank to an easy to wear pure cotton weave

Maxim Sugar Bowl, at Marks & Spencers
Suitable for everyday use Pure white porcelain Versatile fine dining range Includes lid Diameter 10cm Height 9.5cm, Manufacturer: Marks & Spencer

Long Sleeve Multiple Print Hooded Jumper, at M&S
Fashionable and contemporary, this hooded jumper features a multiple print detail. A pretty, practical and easycare style

24 Mini Cheese & Tomato Frittatas, at Marks & Spencer
Contains 24 pieces Serves 6 Ready to eat 672g As featured on page 13 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Classic Collection Pure Cotton Crochet Neck Top, at Marks and Spencers
Modern and stylish, this versatile top is made from soft easycare fabric and features a crochet neck. A fashionable style with a comfortable, flattering fit

Autograph Glass Sphere Table Lamp, at Marks and Spencer
Fabric shade Glass sphere feature Round base, Manufacturer: Marks & Spencer

Silver Plated Slinky Knot Tassel Earrings, at Marks and Spencers
Hook fastening Tassel design Knot detail For hygiene reasons, refunds will only be given in accordance with your legal rig

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. M&S Financial Services financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Home Insurance than you will anywhere else, and you may even pay less with M&S.