Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spenser online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks n Spencer insurance products in document format too.

Autograph Pure Marble Square Tumbler, at Marks and Spencer
Plain Textured finish H10 x W6 x L6cm, Manufacturer: Marks & Spencer

60 Cocktail Sausage Rolls, at Mark's & Spencer
Contains 60 pieces Serves 12 Ready to eat Suitable for freezing 3 x 280g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Little Acorns New Baby Card, at M & S
Cover text: New Baby Inside message: Blank for your own message Approx size: 230 x 230mm

Antonio Fattori Soave Classico 2007 - Case of 12, at M&S
Style: Dry Grape Variety: Garganega Country: Italy Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wedding Gift Card, at Marks and Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Seville Antique Brass Wall Mirror, at Mark's & Spencer
Oval Shape, Manufacturer: Marks & Spencer

4 Assorted Hair Bands, at Marks and Spenser
Hold back those tresses in style with these fabulous hair bands

Per Una 3/4 Sleeve Floral Custom Shirt Cardigan, at Marks & Spencers
A cosy 3/4 sleeve cardigan in a soft knitted fabric featuring a floral embroided stitch design and mixed buttons

Pure Cotton Hooded Sweat Top, at Marks&Spencer
Casual and comfortable, this hooded top is made from pure cotton. A fashionable easycare style, ideal for PE

5 Cotton Rich Heart Print Bikini Knickers, at Marks and Spencer
These heart print cotton rich bikini knickers are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Baby Brother Duo 2 - Case of 6, at Marks & Spenser
3 Chardonnay VdP Cteaux de Tannay 2008: Showing all the crunchy green apple fruit, citric acidity and pebbly minerality youd expect of a decent Chablis, this is a vibrant and characterful Chardonnay 3 Ctes du Rhne Les Closiers 2007: This full-bodied yet elegant red has firm tannins, engaging flavours of ripe plum and cherry fruit, together with a gentle, spicy persistence You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years Limited Collection Low Rise Shorts, at Marks n Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. These exclusive garments have been inspired by some of the beautiful pieces in our archive and reference the iconic decades of the 20th century. Retro styling has been given a contemporary twist for the modern day

Younger Boys' Pure Cotton Ankle High Trainers, at Marks & Spenser
Round toe Lace up Stitch detail Ankle high Flat sole

Die Cut Shoe Print 18th Birthday Card, at Marks & Spencers
Approx. size: 215 x 150mm Cover text: 18 Inside message: Blank for your own message

Maternity Pure Cotton 3/4 Sleeve Blouse, at Marks & Spencer
Pretty and feminine, this 3/4 sleeve blouse is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. An essential fashion favourite

Cashmilon™ Crew Neck Knitted Jumper, at Marks and Spencer
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a crew neck

Fuzzy Teddy Hand Finished Birthday Card, at Marks and Spencers
Cover text: Happy Birthday xxx Inside message: To you! Approx size: 174 x 126mm

Leather Chino Belt, at Marks & Spencers
Add a smart finishing touch with this leather belt

Per Una 3/4 Sleeve Floral Tunic, at Marks and Spencer
A fashionable floral print tunic in a soft cotton blend featuring tie waist detail, finished with a frill neckline

M&S 2400W Steam Generator Iron, at M&S
2020 - 2400 watt 1.5 litre boiler capacity 1 litre water reservoir Up to 70 minutes of continuous steam Variable steam feature Power on/off switch with indicator light Adjustable thermostatic control Boiler refill indicator light Steam lock button Steam ready indicator light Pressure safety release valve Dimensions: H34cm Stainless steel soleplate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Buckle Shoes, at Mark's & Spencer
Buckle feature Slip-on Mid heel Comes in sizes 3-8, including half sizes Heel height 74mm

Ingredients Honey & Milk Body Butter 200ml, at M&S
Honey and milk body moisturising cream 200ml

Handcrafted Princess Mummy's Day, at M+S
Cover text: Happy Mummy's Day from your little princess Inside message: With lots and lots and lots of love xxx Approx size: 178 x 126mm

Chablis 2007 - Case of 6, at Marks n Spencer
Style: Dry, light to medium bodied Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Signature Ginger Lily Pot Pourri Box, at Marks & Spencers
Ginger lily fragrance Presented in a box, Manufacturer: Marks & Spencer

Long Sleeve Thermal Vest, at Marks and Spencers
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Body Formula 24 Hour Extra Rich Body Cream, at Marks & Spensers
Suitable for all skin types Replenishes lost moisture Nourishes and feeds the skin Smoothes and softens Soft care system leaves a velvety feel to your skin 200ml

Per Una 3/4 Sleeve Beaded Neckline Cardigan, at Marks & Spencer
An elegant 3/4 sleeve cardigan featuring a beaded neckline and assorted button fastening

Stainless Steel Wok with Lid, at Marks n Spencer
Double handles Glass lid Diameter: 30cm, Manufacturer: Marks & Spencer

Longline Bra, at Mark's & Spencer
A traditional long line bra which offers more support. Ideal worn with control panties or panty girdles

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Home Insurance than you will anywhere else, and you may even pay less with M&S.