Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Per Una Pure Cotton Corduroy Coat, at Marks & Spensers
A smart single breasted coat in pure soft cotton featuring notch lapel

Per Una Stripe Knitted Cardigan, at Marks & Spencers
A fashionable short sleeve cardigan featuring stripe design and front pockets with knitted bows

4 Sennen Mugs - Linen, at Marks and Spencer
4 piece set Contrast design H11 x Diam 9cm, Manufacturer: Marks & Spencer

7 Pairs of Big & Tall Freshfeet Days of the Week Socks with Silver Technology, at Marks and Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Older Girls' Limited Corsage Hat, Scarf & Mittens Set, at Marks & Spencer
Snug and cosy, this pretty hat, scarf and mittens set is a fashionable choice for chilly days

Floral Polka Dot Wedding Guest Book, at MarksandSpencer
Wedding guest book Gift box Guest book: H210 x W290mm Gift box: H225 x W305mm

Per Una Scoop Neck Embellished Jersey Top, at Marks & Spencers
A beautiful short sleeve jersey top featuring a sequin embellishment

Mixed Faux Pearl & Bead Tassel Necklace, at Marks n Spencer
Clasp fastening Tassel detail Mixed Faux pearl and bead design Necklace length: 76cm

Florentyna Bath Crystals, at Marks and Spencers
250g Florentyna fragrance

His & Hers Towels Anniversary Card, at Marks n Spencer
Cover text: On our Anniversary Inside message: With all my love always x Approx. size: 175mm x 125mm

Blue Harbour Leather Bomber Jacket, at Marks&Spencer
Practical and fashionable, this pure leather bomber jacket is outstanding value! It features a funnel neck

T-Bar Sunglasses, at Marks and Spencer
These elegantly understated sunglasses will never go out of style. A fabulously versatile summer essential

Draping Wisteria Embroidered Duvet Cover, at Marks & Spencers
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Embroidered duvet cover, Manufacturer: Marks & Spencer

Chrome Glass Stack Floor Lamp with Fabric Shade, at Mark & Spensers
Cylinder fabric shade Stacked glass cylinder detail Chrome plated Round base Dimensions: H 161 x Diam 40cm Bulb: 100W GLS or 21W CFL, Manufacturer: Marks & Spencer

Racing Car Age 4 Birthday Card, at Mark's & Spencer
Cover text: A 'fab' 4 today! Inside message: You're a real champion! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Maternity Spot Print Swimsuit, at Marks&Spencer
Fashionable and modern, this spot print swimsuit is designed to flatter you and your bump. Added stretch and a clever cut give a neat, comfortable fit with room for growth. A practical, versatile choice

Pure Cotton Stripe Cropped Pyjamas, at Mark's & Spencer
Pretty and feminine, these stripe cropped pyjamas are made from soft breathable cotton for a comfortable night's sleep

Silver Plated Abalone Necklace & Earrings Set, at Marks and Spencers
Y shaped necklace Drop style earrings Abalone effect This product is not available for international delivery. Find out more

Miele S5211 Standard Cylinder Vacuum Cleaner, at Marks and Spencers
4.5 litre dust bag capacity 2200W Sealed system for optimum filtration 10 metre operating radius Motor protection filter Supplied with a Super Air Clean filter HEPA 12 certification for complete vacuum cleaner - According to the European Standard EN 1822. Discharged Air is cleaner than the ambient room air (when used with a HEPA filter) Dust bag change indicator - signals when the dustbag needs to be replaced Comes with 2 Hyclean dustbags: The new HyClean dustbag sets new standards in filtration, dust-absorption, hygiene and safety Standard floorhead SBD 450-3: Suitable for all floor surfaces with extendible brushes Rotary Dial to adjust the suction power for different floorings Silence setting: Ideal combination of low noise level and cleaning performance Telescopic stainless steel tube Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability Bumper strip to protect cleaner and your furniture Vacuum motor features thermal safety cut-out and electronic gentle motor start-up Recommended for Loop Pile carpet Other accessories - upholstery nozzle, dusting brush and crevice nozzle Dimension: L45cm Weight: 7.7kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Little Miss Sunshine Sandals, at Marks and Spencer
Round toe Lilttle Miss Sunshine motif Flat sole Mr Men and Little Miss™ & 2007 THOIP (a Chorion company). All rights reserved

Push-Up Lace Padded Balcony Bra, at Marks & Spencers
Soft and comfortable, this padded bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

Pure Cotton Floral Print Pyjamas, at M+S
Pretty and feminine, these floral print pyjamas are made from soft breathable cotton for a comfortable night's sleep

Funky Faux Snakeskin Watch, at Marks & Spensers
Round face Analogue Faux snakeskin print strap Adjustable strap

Cashmilon™ Long Sleeve Jumper, at Marks and Spencer
Fashionable and flattering, this plain jumper is made from supersoft cashmilon™ and features long sleeves

3 Modal Blend Long Sleeve Assorted Tops, at Marks & Spencer
Stock up on essentials for less! This great value pack of 3 tops is comfortable, practical, fashionable and easycare

Classic Text 50th Birthday Card, at Marks & Spenser
Approx. size: 230 x 114mm Cover text: You're 50 today! Inside message: Happy birthday

Ingredients Shea Nut Shower Cream, at Marks&Spencer
Moisturising 200ml

Roberts SOUND 37 DAB Radio, at Mark's & Spencer
Frequency ranges: FM/DAB wavebands Functions: DAB radio, CD, MP3/WMA playback Controls: Menu display selection of all major functions are clearly placed onthe front panel Output connectors: Headphone socket LCD Display: FM RDS station name display with dimmer control Mains power supply: Mains operation via AC adaptor (included) CD Bookmark: automatically remembers the last played position on the disc Station scan: Search/manual tuning Timer: Adjustable Sleep timer and adjustable Snooze timer Alarm: Wake to buzzer, radio or CD with multiple alarms Preset Stations: Up to 20 station presets Dimensions: W13.5 x H13.2 x D16.5cm Weight: Weight 1.03kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Essentials Pure Silk Animal Print Shift Dress, at Marks and Spencer
Feminine and elegant, this shift dress is beautifully designed and detailed with animal print. An exclusive, luxurious look from Autograph

4 Wood Veneer Placemats, at Mark's & Spencer
Pack of 4 Curved edges L29.5 x W20.5cm, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark's & Spencer are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.