Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Mum & Dad Glitter Text Anniversary Card, at MarksandSpencer
Cover text: Happy Anniversary Mum & Dad Inside message: Blank for your own message Approx size: 175mm x 125mm

Autograph Essentials Vintage Rose Embroidered DD-G Bra, at Mark & Spencers
Elegant and feminine this rose embroidered bra looks and feels luxurious. It's underwired and structured to give fuller busts great support and a flattering enhanced shape. Beautiful exclusive lingerie

Pure Silk Scattered Square Print Scarf, at Marks & Spensers
Add a luxurious finishing touch to your look with this elegant pure silk scattered square print scarf. The perfect accessory to this season's styles

Limited Collection Pyramid Stud Belt, at Marks & Spencers
Fashionable and fabulous, this pyramid stud belt adds a trend-conscious finish to stylish outfits

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks & Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Machine Washable Multi Stripe Tie, at Marks & Spenser
No more trips to the drycleaners! This smart striped tie is machine washable

Cotton Rich Colour Block Sleeveless Dress, at M&S
Chic and stylish, this sleeveless dress makes a great choice for work or smart occasions

Lace Pattern Shower Curtain, at Mark's & Spencer
Floral design, Manufacturer: Marks & Spencer

4 Pairs of Autograph Cotton Rich Vertical Stripe Socks, at Marks & Spencer
Modern and fashionable, these vertical stripe socks are part of our exclusive Autograph collection

Girls' Limited Pure Cotton Brace Skirt, at Mark's & Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Maxim Pasta Bowl, at Marks & Spencer
Versatile fine dining range Pure white porcelain Suitable for everyday use Makes an ideal gift Diam 22cm, Manufacturer: Marks & Spencer

Glamorous Black Dress Daughter Birthday Card, at Marks and Spencer
Cover text: Boutique Wonderful Daughter Inside message: Happy Birthday Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

1001 Little Fashion Miracles by Caroline Jones, at Marks & Spenser
Everything you need to know on styling, accessorizing and shopping. It will help you look your best in all types of circumstances. It also illustrates how to choose fabrics and cuts that flatter your figure, how to get the perfect balance between under dressing and overdressing, and how to create a striking silhouette that looks elegant but not contrived

Pure Cotton Tonal Neutral Stripe Towel, at M&S
Tonal stripe design Hand - 50 x 90cm Bath - 70 x 137cm Sheet - 86 x 178cm, Manufacturer: Marks & Spencer

Anniversary Mix - Case of 6, at Marks and Spencer
1 Chablis Vieilles Vignes, Anniversary Cuve 2006: An intensely dry and persistent Chablis with wonderful concentration of crunchy green apple fruit and fresh, lemony acidity. Highly traditional in style, this wine displays the kind of stony, yeasty complexity and a long, mineral-driven finish that is only found in the best wines of Chablis... 1 Les Ruettes Sancerre, Anniversary Cuve 2007:This is an intense yet subtle and refined white, a superb accompaniment for food but just as delightful on its own. Classic Sancerre aromas of gooseberry and wet stone are matched by a palate profile... 1 Mathilde de Favray Pouilly Fum, Anniversary Cuve 2007: A steely and intense Sauvignon Blanc with a fine mineral edge and wonderful length... 1 Anniversary Fleurie 2007: A superbly concentrated Fleurie with unusual depth and complexity of flavour. As well as the attractive floral aromas and soft black cherry flavours expected of a wine from this highly-rated Beaujolais cru, it also has a surprising intensity found only in the very best examples... 1 Les Closiers Chteauneuf-du-Pape, Anniversary Cuve 'Tronconique' 2005: This classic Chteauneuf-du-Pape is packed with delicious ripe fruit and spicy flavours. It is a bold and heart-warming red but shows great elegance and structure; as such it is an outstanding example of its style... 1 Margaux, Anniversary Cuve 2004: Subtle and refined, this is benchmark claret with all the finesse and perfume that is expected of a classic Margaux. For all its character, the wine retains a freshness and lightness of touch typical of the best red Bordeaux wines... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Older Boys' Linen Blend 3/4 Length Shorts, at Marks & Spencers
Relaxed and comfortable, these linen blend shorts make a practical, fashionable choice

Harvard Aftershave, at Marks & Spensers
100ml This product is not available for international delivery. Find out more

Per Una Stripe Full Panel Skirt, at Marks & Spenser
Comes with belt shown A casual A-line skirt in a cool linen blend featuring a stripe panel design and finished with a flared hem

Sony Bravia 46'' KDL-46EX1 HD Ready LCD TV, at Marks & Spensers
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 46 inch viewable screen and a display resolution of 1920 x 1080 pixels Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical), HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA AV Input x 2, RF In, Scart Inputs (RGB) x 1 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

White Rattan Toilet Roll Holder, at Marks & Spenser
Woven design Cylinder shape Freestanding H30 x 17cm diam, Manufacturer: Marks & Spencer

125 Years Leather Classic Monk Shoes, at Marks and Spenser
Pointed toe Punch feature Stitch detail Buckle fastening Block heel

Older Girls' Skinny Belt, at Marks and Spencer
Fun and fashionable, this skinny belt adds a stylish finishing touch

Leather Lace-Up Moccasins, at M&S
Lace-up Contrast stitching Flat sole Higher prices applied online for at least 28 days prior to 23 April 2009 and were subject to a 30% discount from 23 April to 22 July 2009

'Daughter' Birthday Card, at Marks and Spencer
Cover text: Happy Birthday Daughter With Love Inside message: Blank for your own message Approx size: 114 x 230mm

2 Pure Cotton Leaf Print Napkins, at Marks & Spencers
Pack of 2 Leaf print design Dimension: 50 x 50cm, Manufacturer: Marks & Spencer

Dan's Mouse Floral Mum Birthday Card, at Mark's & Spencer
Cover text: With love to you Mum, On your Birthday! Inside text: Have a great day! Size: 150 x 215mm

Handcrafted Contemporary Eggs Easter Card, at Marks and Spencer
Cover text: Easter treats Inside message: blank for your own message Approx size: 230 x 114mm

4 Pairs of Pure Cotton Plain Socks, at Marks and Spenser
Soft and comfortable, these cotton socks are naturally breathable and absorbent, keeping feet dry and comfy. A reinforced heel and toe gives extra durability

Canoe Boat Shoes, at M&S
Round toe Stitch detail Strap style feature Lined

Autograph Puccini 2 Seater Sofa, at Marks & Spenser
H66 x W166 x D80cm Seat H22.5cm Aluminium frame Suitable for all-weather use Includes plain seat pad Handwoven synthetic rattan This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.