Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

Autograph Pure Cotton Shirt & Skinny Tie, at Marks and Spencer
Modern and fashionable, this pure cotton check shirt comes with a skinny tie. Ideal for sixth form wear

Per Una Essentials Clover Embroidered Shorts, at Marks & Spencers
Feminine and delicate, these stylish shorts are made from soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Autograph Wool Rich 5 Button Waistcoat, at M&S
This finely tailored waistcoat adds a touch of refinement to your formal wear

Single Sprung-Edge Divan with 2 Small + 2 Large Drawers & F400 Pocket Memory Foam Mattress, at Mark's & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190 cm King Size Mattress (5ft): W150 x L200 cm Super King Size Mattress (6ft): W180 x L200 cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Divan Height: 41cm Mattress depth: 25cm Small Drawer: H14 x W40 x D52cm Large Drawer: H14 x W78 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Spring count: 1225 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Individually pocketed springs Mattress features a layer of resilient foam and memory foam, and also polyester fibre Mattress has foam layers to encourage air circulation Two rows of hand side-stitching give edge-to-edge support on the mattress Quality Belgian fabric for added durability Coolmax stretch knit cover helps regulate body temperature and adds a soft feel to the mattress Memory foam moulds to the shape of your body once warmed by body heat providing high levels of support This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Essentials Seersucker High Leg Knickers, at Marks n Spencer
Fresh and feminine, these stylish knickers are made from soft stretch lace. The high leg style gives a flattering long-legged look. Pretty everyday fashion

Detroit Nest of Tables, at Marks&Spencer
H55 x W56 x D56cm (largest table) Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Pure Cotton Little Miss Hooded Poncho, at Marks & Spensers
Fans of Mr Men & Little Miss will love this hooded cotton poncho featuring the popular character. A practical, easycare style

Autograph Essentials Cotton Rich Long Sleeve Shirt, at Marks & Spencers
Stylish and contemporary, this pinstripe shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this season's key looks, so you wont find it anywhere else

Footglove™ Wide Fit Slingback Wedge Shoes, at Marks and Spencer
Round toe Ruched detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Snow White and The Seven Dwarfs Activity Sticker Book, at Marks&Spencer
First Reader sticker books are a fun way to help develop your child's early reading skills. With over 60 stickers, they provide interactive learning fun, promoting word prediction & joining in. The sticker books support the First Readers story books

Per Una 3/4 Sleeve Pintuck Top, at Marks & Spencers
A feminine 3/4 sleeve top featuring pintuck and ruffle detail

Cookie Mummy Birthday Card, at M+S
Cover text: To my Yummy Mummy Inside message: Blank for your own message Approx size: 150 x 150mm

Collezione Pure New Wool Single Breasted Soft Check Jacket, at Marks & Spenser
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

2 Machine Washable Mini Ties, at Marks & Spenser
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Pure Cotton Stripe Voile Blouse, at M+S
This fab long sleeve blouse features a stunning stripe design. A vibrant new look, perfect for this season

Watercolour Bouquet Wedding Card, at Marks & Spensers
Cover text: On your Wedding Day Inside message: With best wishes for your happiness toady and always Approx size: 178 x 126mm

4 Floral Stacking Mugs, at Marks & Spencers
4 mugs Stacking stand Floral design Mug: Diam 20mm Stand: H23.5cm, Manufacturer: Marks & Spencer

Portfolio Molten Marble Necklace, at MarksandSpencer
Mixed bead design Long length Necklace length: 90cm

Lichfield 5-Drawer Tall Chest & 2 Bedside Chests Set, at Marks & Spencers
5-drawer tall chest: H119 x W66 x D50cm Bedside chests: H60 x W50 x D50cm Bedside chests have 3 drawers Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Drawers made from solid European hardwood Handles made from solid European hardwood Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

JBL On Stage™ 200ID - Portable Speaker Dock for iPod®, at Marks & Spencer
Compatibility: All docking versions of the iPod (including nano G3, iPod classic, iPod touch and iPhone), MP3 and CD players, and desktop and laptop computers (all platforms) Input Requirement: Main connection docking connector for iPod; auxiliary connection 3.5mm (1/8") stereo mini jack High-performance loudspeaker dock for iPod Full iPod* and iTunes compatibility Easy-to-use music and navigation controls and IR remote Digital power and DSP (digital signal processing) Combines many proprietary technologies to provide clear, accurate sound with astonishing bass Frequency Response 40Hz 20kHz Input Impedance >10k Ohms Signal-to-Noise Ratio >85dB Voltage Input 110V 240V AC Dimensions 359mm x 64mm x 110mm Weight 0.7kg

Autograph Weekend Pure Cotton Waffle Cardigan, at MarksandSpencer
Casual and modern, this waffle cardigan has been designed for a chic, relaxed look

3 Pure Cotton Short Sleeve Plain Vests, at Marks n Spencer
A great value wardrobe essential, these durable cotton vests will keep him comfy thanks to an easy to wear cotton weave

Gold Jewel Effect Roll Wrap, at Marks and Spencers
Includes 1 roll wrap Approx. size: 150 x 70cm

Angel Cotton Rich Spot Print First Bra & Shorts Set, at Marks and Spencers
This simply styled great value spot print bra and shorts set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Lightweight Ombre Stripe Scarf, at Marks & Spenser
With a selection of pretty scarves in your suitcase, holiday dressing is a breeze

High School Musical 2 Soundtrack CD, at Mark & Spencers
Audio CD, Marks & Spencer

Leather Mini Bag, at Marks and Spenser
Fashionable and practical, this mini bag features a secure zip fastening

Coloured Glass Collection - Large Hurricane Lamp, at Marks & Spencer
H23 x Diam 17.5cm Coloured glass Thick base Comes with candle and sand Hurricane lamp style design, Manufacturer: Marks & Spencer

Autograph Malva Chair, at Marks and Spencer
H75 x W75 x D90cm Seat H42cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Swivel metal base instead of feet Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

The Floral Collection Magnolia Candles with Ceramic Dish, at Marks and Spencer
Pack of 3 Includes: 2 candles and 1 ceramic dish Fragranced candles Flower shaped Up to 12 hours burn time

Besides M&S Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.