There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M & S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Nos Riqueza Ribera del Duero 2006 - Case of 6, at Marks & Spensers
Style: Full bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Stripe Leg Joggers, at Marks and Spencer
Relaxed and comfortable, these casual joggers are made from soft cotton rich fabric and feature a pull tie fastening waist. A practical easycare choice

Silver Plated Ramases Abalone Necklace, at Marks & Spensers
Clasp fastening Adjustable length Abalone pendant

Flat Front Stripe Trousers, at Marks & Spencers
Smart and stylish, these stripe trousers are made from a hardwearing wool blend. An ideal choice for work or everyday wear

Wool Blend Single Breasted 2 Button Fine Stripe Jacket, at Marks & Spenser
Smart and stylish, this suit is outstanding value! It's made from comfortable hardwearing fabric, ideal for everyday wear

Halterneck Sailor Stripe Swimsuit, at M+S
Sleek and modern, this fashionable swimsuit features a sailor stripe panel. Designed to fit and flatter

Floral Print Flexilite Umbrella, at Marks and Spenser
Brighten up rainy days with this stylish lightweight umbrella

Gem Ball Pendant Shade, at Marks and Spencer
Faceted beads Ball design Metal frame Dimensions: H30.5 x Diam 30.5cm Bulb: 60W GLS or 11W CFL, Manufacturer: Marks & Spencer

Autograph Luxury Down & Feather Mattress Topper, at Mark & Spensers
Padded Goose down and feather filled Double layer Down is a good insulator and copes well with temperature variation Feather and Down combine to reduce weight and improve softness Comes in single, double, king size and super king, Manufacturer: Marks & Spencer

Pink Floral Dress Mum Birthday Card, at Mark & Spensers
Cover text: To a very special Mum on her birthday Inside message: With all my love This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. Approx. size: 230 mm x 114 mm

Per Una Scoop Neck Ruffle Front Top, at Mark's & Spencer
An elegant fine stripe top featuring cap sleeve and rear keyhole detail. The tiered ruffle design gives it the Per Una touch

Autograph Long Sleeve Satin Stripe Shirt, at Marks & Spenser
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary satin stripe print

4 Wood Veneer Placemats, at Marks and Spenser
Pack of 4 Curved edges L29.5 x W20.5cm, Manufacturer: Marks & Spencer

Autograph Floral Embroidered Cardigan, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Sparkly Cake Birthday Card, at Marks & Spencer
Cover text reads: Have a birthday full of surprises! Inside message: Blank for your own message Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Older Boys' Pure Cotton Skating Bart Shorties, at Marks & Spencers
A must for fans of The Simpsons, these shorties feature Bart skating

7 Pure Cotton Assorted Bodysuits, at Marks and Spencers
Stock up on stylish essentials with this pack of 7 bodysuits in natural breathable cotton

Glitter Roses Birthday Card, at Mark & Spensers
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: Unfolded: 174 x 126mm

Single Pleat Straight Leg Trousers with Wool, at M & S
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Pure Cotton 3/4 Sleeve Mock Layer Cardigan, at Marks and Spenser
Smart and stylish, this mock layer cardigan is made from cool comfortable cotton and features a waist tie feature

Portfolio Short Sleeve Ponte Dress, at Marks & Spencers
Pretty and feminine, this ponte dress features empire line. A flattering, stylish look

Bereche Brut Reserve Champagne - Case of 6, at Marks and Spencer
Style: Grape variety: Chardonnay, Pinot Noir and Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Detroit Extending Dining Table & 6 Alton Damask Chairs Set, at Marks and Spenser
7 piece set Table: H75 x W90 x L160cm (extends to L205cm) Chair: H99 x W46 x D55cm Table seats 6-8 Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Twin Pleat Stripe Morning Trousers, at Marks & Spencers
The tailored cut of these smart trousers reveals a timeless style perfectly suited for refined formality, while twin pleats and stripes add a dash of debonair charm

Pure Cotton 3/4 Sleeve Spot Print Top, at Marks and Spencer
Pretty pintuck and spot print makes this soft cotton top extra special

Patent Wedge Mules, at Marks and Spencer
Round toe Strap detail Wedge heel Comes in sizes 3-8, including half sizes

The Aristocats Special Edition DVD, at Marks and Spencer
Rating Universal, suitable for all,

Autograph Full Volume Mascara, at Marks and Spencer
Smooth, glossy mascara for full volume lashes Revolutionary brush shape gives up to 300% volume Non flaking Smudge proof Hypoallergenic Available in 5 shades

Panasonic NN-E225MBBPQ 800W Compact Microwave, at Marks and Spenser
Oven capacity: 19 litre Output power: 800W Auto programs: 9 Turn table size: 24.5cm Control panel: Touch Interior dimensions: W31.5 x D29.4 x H20.3cm Exterior dimensions: W45.5 x D31.5 x H26cm Exterior Colour: Silver Accessories: Turntable (round glass tray) Features: Child lock Weight: 11.5 kg Minimum Energy Consumption when oven is plugged in: 1.47 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Wool Blend Straight Leg Flat Front Trousers, at Mark & Spencers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.