When you're shopping at Marks&Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M+S, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. M&S Money financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Leather Trim Court Shoes, at Marks & Spensers
Pointed toe Slip-on Buckle feature Contrast trim High heel

Duck Feather & Down 13.5 Tog Duvet, at Marks&Spencer
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Pure cotton cover Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Limited Collection Leather Biker Jacket, at Marks and Spenser
A fashion-conscious look in luxurious leather, this biker style jacket is a must have

Orchid Floral Cushion, at Mark's & Spencer
Multi-colour floral design L50 x W50cm, Manufacturer: Marks & Spencer

Girls Only Scrapbook Fun, at Marks & Spensers
Complete this scrapbook to make a record of your unique, amazing life! There are spaces for your drawings, photos and thoughts, plus lots of cool stickers to decorate your masterpiece

Easy Pasta Book, at Marks and Spencer
Pasta - food for passion, food for life! For food that puts the colour and fun back into your life, look no further than pasta. Infinitely versatile and always delicious, pasta allows you to cook up a storm in the kitchen and whip up Italian delights that cannot fail to impress. Invite over the family, gather around the kitchen table and tuck into some truly inspirational food. For fail-safe ideas that take the minimum of effort, look no further than the recipes inside this book

Per Una Cotton Rich Roma Bootleg Trousers with Belt, at M & S
A smart pair of bootleg trousers in stretch cotton featuring a paisley print belt

Secret Support™ Floral Print Ballet Slippers, at Marks and Spenser
The ultimate in comfort, these floral print ballet slippers are made with hidden support that moulds to the natural contours of your feet. They are machine washable for added convenience

Portfolio Cap Sleeve Crinkled Dress with Camisole, at Marks and Spenser
Get this season's look with this gorgeous abstract print cap sleeve dress. It's fashionably styled with a crinkle finish

Younger Boys' Lace-Up Lights Trainers, at Marks & Spencer
Round toe Mesh panel design Lace-up

Plain Pull On Cashmilon™ Hat, at M&S
Stay ahead of trends in this stylish hat made from supersoft cashmilon™. Warm and cosy, it's perfect with the matching scarf and gloves

Gold Plated Art Nouveau Stretch Bracelet, at Marks and Spencer
Stretch bracelet Art nouveau design

Divan Sets - M500Z+L 2+2 DRW, at Marks and Spencers
Manufacturer: Marks & Spencer

Per Una Multi Strand Acid Slice Pendant Necklace, at Mark & Spensers
Acid slice round pendant Mixed bead design Multi strand Length: 50cm

Philips ID9371B Cordless Phone with Answering Machine, at Marks and Spencer
250 name and number phonebook 50 SMS storage capacity 30 call log entries 15 minutes recording time Plug and play answering machine Call waiting Tone and pulse dialling Enhanced speakerphone for real-life hands-free conversations Talktime up to 12 hours, standby time up to 140 hours SIM-card copying facility GAP compatible Registers up to 6 handsets to 4 base Caller ID and microphone mute feature White backlit inverse display

Blue Harbour Pure Cotton Floral Print Shirt, at MarksandSpencer
Relaxed and stylish, this floral print shirt is made from pure cotton so it feels soft and comfortable to wear

2-in-1 Long Sleeve Hooded Sweatshirt & Gilet Set, at Mark & Spencers
A hooded sweatshirt and gilet set that can be worn separately or zipped together for extra warmth. Machine washable for added convenience

Big & Tall Crease Resistant Fine Stripe Trousers, at Mark & Spencers
Stay smarter for longer with these innovative crease resistant trousers. Perfectly proportioned for big and tall men

Limited Collection Cotton Rich Stripe Bra, at Marks and Spencers
Fun and fabulous, this cotton rich t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Per Una Roma Textured Stripe Bootleg Trousers with Belt, at Marks and Spencer
A stylish pair of bootleg trousers in stretch cotton featuring a self stripe design and buckle belt

Formula Moisturising Age Repair Toner, at Marks & Spencers
Targets wrinkles and fine lines Hypoallergenic Suitable for all skin types Alcohol free Ceramide for younger looking skin Zinc complex to normalise and balance Witch hazel to tone and refresh 200ml

Pure Cotton Long Sleeve Block Stripe Jumper, at Mark & Spencers
Relaxed and casual, this long sleeved jumper is made from comfortable pure cotton and features a block stripe design. A practical easycare style

Per Una Short Sleeve Embellished Jersey Top, at Marks & Spencers
A fashionable short sleeve jersey top embellished with pleated fabric and buttons

Per Una Cotton Rich Bootleg Denim Jeans, at Marks & Spensers
A fashionable pair of bootleg jeans in stretch cotton featuring belt loops with contrast trim

Sonoma Dark Dining Table & 6 Alton Fabric Dining Chairs Set, at Mark & Spencers
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6 people, comes with extension leaf to seat 8 Extension leaf can be stored beneath the table top Chair: H99 x W46 x D56cm Chairs made from solid walnut with fabric seat Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Chairs made from solid wood Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hastings Wardrobe, at Marks and Spencer
H188 x W96 x D54cm 1 hanging rail and 1 shelf Crafted predominantly from solid pine and fibreboard Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Younger Girls' Walkmates Floral Embroidered T- Bar Shoes, at Marks and Spencer
Round toe T-bar design Buckle fastening Embroidered and cut out floral detail Flat sole

3 Autograph Younger Boys' Pure Cotton Classic Trunks, at Marks & Spencer
Comfortable, practical and fashionable, this pack of 3 classic trunks is made from soft breathable cotton

Ditsy Floral Print Bedset, at M&S
Ditsy floral print Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Miele S7260 Upright Cat & Dog Vacuum Cleaner, at M&S
6 litre dust bag capacity 1800W Sealed system for optimum filtration 14.5 metre operating radius Supplied with an Active Air Clean filter Dust bag change indicator - signals when the dustbag needs to be replaced Rotary Dial to adjust the suction power for different floorings Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability An Upholstery nozzle, Dusting brush and Crevice nozzle are all stored at the rear of the cleaner Weight: 9.5 kg Dimensions: H1160.6 x W349.3 x D377.9mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Mark & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.