Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Fresh Rose Scented Pillar Candle, at Marks & Spencer
Fresh rose fragrance Chunky design Ribbed detail Includes shallow holder, Manufacturer: Marks & Spencer

Zebra Print Shoes Birthday Card, at Marks and Spencers
Cover text: Beautiful birthday Inside message: Blank for your own message Approx size: 174 x 126mm

Blue Harbour Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Row of Shoes Niece Birthday Card, at Marks & Spencer
Cover text: For a special Niece Inside message: Blank for your own message Approx size: 150 x 150 mm

Neutrals Giraffe Nursery Blocks, at Marks and Spencer
An exciting introduction to the world of playtime, this activity toy will have them entertained for hours of fun

Classic Collection Pure Cotton 3/4 Sleeve Blouse, at Marks and Spencer
Modern and stylish, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Autograph Weekend Stripe Cardigan with Silk, at M&S
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Wavy Stripe Tankini Top, at Marks and Spencer
Pretty and feminine, this flattering tankini is designed in the latest shape. The ultimate in poolside glamour

Charlotte 2-Seater Sofa, at Marks and Spencer
H94 x W158 x D96cm Seat H50cm, arm H63cm, top back rail H77cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Simple First Words Let's Talk Book, at Marks & Spencers
By pressing the buttons and matching the sounds to the pictures again and again, children will quickly and easily learn simple first words and develop their speech

Sunny Town Shop, at Marks and Spencers
With 2 realistic sounds Promotes imaginative play Sounds located in the till and the doorway Contains 3 x LR44 button cell batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton V-Neck Nightdress, at Marks & Spenser
Pretty and feminine, this v-neck nightderss is made from soft breathable cotton for a comfortable night's sleep

Autograph 3-Piece Jeans Outfit, at Marks & Spencer
Practical and pretty, this cute 3-piece jeans outfit is made from soft fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Classic Collection Tencel® Jeans, at Mark & Spencers
In a timeless straight leg cut, these cotton rich jeans have added stretch for extra comfort and a classic zip and button fastening design. Wear with a crisp shirt and patent pumps for fuss-free casual style

Centre Crease Bootleg Trousers, at Marks and Spencers
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

First Readers The Enormous Turnip, at Marks and Spencer
A little old man finds an enormous turnip, only he can't pull it up so he has to ask others for help!

Mini Wordsearch Puzzle Book, at Marks and Spencer
Youll need a good eye and concentration to find all the listed words in a wordsearch puzzle, because they run backwards as well as forwards, either horizontally, vertically or diagonally but always in a straight, uninterrupted line. In fact, once you start a puzzle, youll want nothing to interrupt the fun !

Artificial Floral Gerbera in Smoked Glass Vase, at Mark & Spencers
Artificial gerbera Oval shaped vase Pebble detail at base Height: 66cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Coloured Numbers Square Face Watch, at Mark's & Spencer
Square face Coloured numerals Analogue Plain strap

Classic Collection Palm Print Top, at Marks & Spencer
Feminine and pretty, this floral print top will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Larson Chair, at Marks & Spencer
H90 x W67 x D87cm Seat H43cm, arm H64cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from fixed foam Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Knitted Rugby Top, at Mark's & Spencer
Relaxed and casual, this knitted rugby top is made from a cotton rich blend. It's designed to keep its shape and feel soft and comfortable to wear

Aluminium Deep Roasting Tray, at Marks and Spencers
Non-stick Teflon coated Dimensions: L31 x W20.5 x D3cm, Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Funnel Neck Sweat Top, at Marks & Spencers
Relaxed and cosy, this cotton rich funnel neck sweat top is extremely comfortable and can be worn layered for a contemporary look

Autograph Contrast Block Court Shoes, at Marks and Spencer
Round toe Contrast toe and heel Slip on High heel Heel height: 8cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Limited Collection Cotton Rich Pocket Shorts, at Marks and Spencers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Bright Letters Godson Birthday Card, at M & S
Cover Text: To the greatest Godson Inside Message: Happy birthday Approx size: 150 x 150mm

XBOX 360® FIFA™ 08 Game, at Marks & Spenser
Dramatically more real and exhilarating - 620 licensed teams, 30 official leagues, and more than 15,000 players 'Be A Pro' play mode locks you in the role of a single player and challenges you to master the same disciplines as a real professional player - from positioning and tackling to reading the field and passing EA Sports interactive leagues Online leagues and tournament modes Dictate the play with new manual controls for through-passing and crossing Accessible to play online on XBOX Live M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Per Una Pure Cotton Pintuck Top, at Mark & Spencers
A feminine short sleeve top in pure soft cotton featuring a pintuck detail on sleeve and neck

Pure Cotton Sleeveless Broderie Vest, at Marks n Spencer
A broderie design makes this soft cotton vest top fabulously fashionable

M+S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.