M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money Direct Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Direct Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

5 Floral Lace Full Briefs, at Marks & Spencer
Offering superior coverage and comfort, these attractive briefs team the flattering look of a low leg with an understated combined lace and plain design. An easycare fabric and added stretch provide a fuss free fit you'll love

Colours Book, at Marks and Spenser
Little hands will love this bright chunky colours book

LED Light Collection Butterfly, at Marks & Spensers
Ideal use for garden lighting Butterfly design Batteries supplied H4 x W11cm This product is not available for international delivery. Find out more

Adored Jacquard Lace Shorts, at Marks & Spencer
Delicate and pretty, these briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The modern shorts style gives a flattering shapely fit. Feminine everyday lingerie

Die Cute Sneakers Nephew Birthday Card, at Marks & Spencer
Cover text: Nephew, Happy birthday! Inside Message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future. 175 x 127 mm

Short Sleeve Cardigan & Stripe Top Set, at Mark's & Spencer
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Per Una Roma Cotton Rich Bootleg Jeans with Belt, at Marks and Spencers
A smart pair of bootleg jeans in stretch cotton featuring a faux snake print belt

Underwired Pin Spot Lace Minimiser Bra, at Marks and Spenser
Soft and comfortable, this minimiser bra gently shapes your bust to make it look smaller. A flattering, supportive style

Glass Collection - Storage Box, at Marks and Spenser
Mirrored glass design Hinged lid H30 x W30 x D30cm, Manufacturer: Marks & Spencer

Limited Collection Lucky Charm Necklace, at Marks & Spencer
Clasp fastening Adjustable length Multi strand Mixed charms Necklace length: 41cm, extendable by 8cm

Isis Moisturising Aftershave Balm, at M&S
Alcohol free 100ml This product is not available for international delivery. Find out more

Per Una Cotton Rich Water Repellent Mac, at Marks & Spensers
A smart single breasted mac in soft cotton rich fabric, featuring a printed lining and side pockets

Duck Rillette, at Marks & Spencers
Serves 18-20 Ready to eat 750g As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Royal Jelly & Pure Honey Moisture Rich Handwash, at MarksandSpencer
Handwash Moisturising 200ml

Firm Control Waist Cincher, at Marks&Spencer
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Pure Silk Plain Bow Tie & Cummerbund, at M+S
Stylish and sophisticated, this luxurious pure silk set adds an elegant finishing touch

Collezione Single Breasted Hopsack Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques

Portfolio Bow Wedge Shoes, at Marks & Spencers
Heel height: 50mm Almond toe Flat bow feature Slip-on Wedge heel Faux snake print Comes in sizes 3-8, including half sizes

Blue Fabric Textured Floral Sister Birthday Card, at Marks & Spensers
Cover Text: Hope you have a lovely birthday sister Inside Message: Blank for your own message Approx size: 150 x 150mm

Blue Harbour Floral Side Panel Swim Shorts, at MarksandSpencer
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Per Una Short Sleeve Knitted Ribbed Top, at Marks & Spencers
A casual short sleeve top in a soft cotton blend. Scallop trim details give it the Per Una touch

Cashmilon™ Polo Neck Knitted Jumper, at M&S
Fashionable and flattering, this knitted jumper is made from supersoft cashmilon™ and features a polo neck.

Lego City Police Car Toy, at M&S
Suitable for ages 5+ Consists of one police car and a minifigure This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Embroidered Spot Mule Slippers, at M+S
Mule style Round toe Flat sole Embroidered spots Contrast lining

Edwardian Lady Slim Diary, at Marks and Spenser
The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group Approx size: 80 x 165mm

Short Sleeve V-Neck Spot Print Top, at Marks & Spencers
This fab short sleeve top features a stunning frill trim design. A vibrant new look, perfect for this season

Pure Cotton Hibiscus Print Cargo Shorts, at Marks & Spenser
Comes with belt shown in image A contemporary take on a casual relaxed look, these pure cotton cargo shorts feature an hibiscus print. A fashionable, easycare style

50/50 Pleated Bedset, at Mark & Spensers
Pleated design Single set includes duvet cover and 1 pillowcase Double set includes duvet cover and 2 pillowcases, Manufacturer: Marks & Spencer

Small Rabbit Soft Toy, at Marks and Spencers
Suitable for ages 0-3yrs Approx 30cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Isis Woman Purse Spray 25ml, at Marks and Spencer
Eau de toilette perfume 25ml This product is not available for international delivery. Find out more

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.