Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, House Insurance policies. Usually, UK House Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money House Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money House Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Cut Out Shade, at Marks&Spencer
Faux leaf cutout design Plain M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Halterneck Bold Stripe Bikini Top, at Marks & Spencer
Feminine and fashionable, this flattering bikini top is designed in the latest shape. A fabulous fashionable look

Digital Tyre Pressure Gauge with Tyre Tread Measurement, at Mark's & Spencer
This tool really is the must have gadget for bikers motorists and caravanners. The digital tyre gauge features a simple operation and shows the readings on a LCD display in both PSI and Bar measures and features an easy to use tread gauge

Stainless Steel Slotted Spoon, at Marks and Spencers
Cut-out slot design Loop in the handle for hanging L34.5cm, Manufacturer: Marks & Spencer

Long Sleeve Funnel Neck Zip-Up Tracksuit Jacket, at Marks & Spenser
Stylish and practical, this warm and cosy zip-up tracksuit jacket is ideal for workouts or relaxed casualwear

Pure Cotton Short Sleve Checked Top, at Marks and Spencer
This fashionable top features a stylish check design for a fab contemporary look

Pure Cotton 3/4 Sleeve Check Top, at Mark's & Spencer
Smart and stylish, this 3/4 sleeve top is made from cool comfortable cotton and features a check design

Short Sleeve Nautical Top, at Marks and Spencer
A stripe print adds a pretty touch to this cotton rich top

Samsung 40'' LE40B650 HD Ready LCD TV, at Marks and Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 40 inch LCD screen, 1920 X 1080 resolution Dynamic Contrast Ratio: Ultra contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W995.1 x D255.0 x H705.9 (with stand), W995.1 x D78.6 x H650.4 (without stand) Weight: 18.5kg (with stand), 14.5 (without stand) SRS TruSurround HD: For enhanced surround sound effect Connectors: 3 x HDMI, PC input, PC audio input, component, ethernet (LAN), 2x scart DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Ultra Clear Panel: Retains the same high performance in any light conditions 100 Hz Motion Plus: Motion Plus technology uses extra frames to create seamless, smoother more precise images on screen Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Luxury Wrap Platinum Ring, at Marks and Spencer
Platinum plated Diamant detail

4 Way Nail Buffer, at M&S
Rectangular 4 way buffer Creates a smooth high gloss shine finish

Pure Cotton Embroidered Bird Booties, at Marks n Spencer
Cute and comfy, these practical booties feature an embroidered bird and flower design. A soft stretchy cuff keeps them on securely

Per Una Eau De Toilette Limited Edition Spray, at Mark's & Spencer
Clear bottle with Per Una floral print Floral and fruity fragrance 50ml This product is not available for international delivery. Find out more

Fresh Rose Inclusion Pillar Candle, at Marks and Spencers
Fresh rose scented Includes dish With dried flowers, Manufacturer: Marks & Spencer

Pure Silk Geometric Print Lightweight Scarf, at Marks & Spenser
Add a luxurious finishing touch to your look with this elegant pure silk stripe design scarf. The perfect accessory to this season's styles

Stainless Steel Masher, at Marks & Spencer
Loop in handle for hanging L27cm, Manufacturer: Marks & Spencer

Total Support Front Fastening Bra, at Marks and Spencer
Feel fabulous and comfortable in this elegant and supportive bra. It's lightweight yet shaped to give all-round uplift and support thanks to it's front fastening and extra wide shoulder straps

Flavour of South America - Case of 12, at Marks and Spencer
2 Casablanca Sauvignon Blanc 2008: A lively, zesty dry white with an inviting, fresh, slightly grassy aroma and mouthwatering flavours of gooseberry, pear and melon... 2 Casa Leona Chardonnay 2008: A ripe, fruity, modern Chardonnay bursting with peach, pineapple and yellow plum flavours... 2 Tupungato Chardonnay 2007: A wonderful fruity white wine, made by one of Argentina's best winemakers from 100% Chardonnay... 2 Casablanca Pinot Noir 2007: An exceptionally fruity, soft and moreish red wine that is aromatic with juicy flavours of cherry and mulberry... 2 Casa Leona Cabernet Sauvignon 2008: The rich aroma and flavour of cassis distinguishes this fine Chilean Cabernet Sauvignon... 2 Tupungato Cabernet Sauvignon Malbec 2007: A deep rich red wine made of Cabernet Sauvignon and Malbec. The wine shows the classic body and structure of Cabernet Sauvignon... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Large Packaway Tote Bag, at Marks and Spencers
This trendy foldable shopping bag that is easy to carry, for those unforeseen purchases

Walkmates Tramline Sporty Trainers, at Marks and Spencer
Click here for more information on Walkmates shoes Tramline detail Riptape fastening Flat sole

Medium Floral Reel Vase, at Mark's & Spencer
Wide open spout Broad base Floral leaf design Hand cut Dimensions: 19.5 x 19.5 x 28cm, Manufacturer: Marks & Spencer

3 Bubble Cars Set, at Marks & Spensers
Set of 3 Promotes imaginative play Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Rose Guipure Non-Wired Bra, at Marks & Spencer
Offering the superior support and control you need for those high impact workouts. This sports bra sets the pace for essential comfort thanks to an easycare fabric and the shape retaining qualities of added stretch

2 Limited Collaction Cotton Rich Spot & Plain Shorts, at Mark & Spensers
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from soft stretch cotton and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks and Spenser
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Magic Loc Collection Corner Basket, at Marks and Spencer
Ultra-strong suction holders Stick to tiles, glass or stainless steel Stainless steel, Manufacturer: Marks & Spencer

Silver Plated Catseye Goblet Drop Earrings, at M+S
Drop style Hook fastening This product is not available for international delivery. Find out more For hygiene reasons, refunds will only be given in accordance with your legal rights

Ceriso Rio Silk Bikini Knickers, at Marks and Spenser
Fun and funky, these modern bikinis feature a lace design. The low rise, high leg brazilian style gives a fabulous body-conscious fit. Designed for women who want the latest look

Long Sleeve Metallic Finish Hooded Parka, at Marks & Spencer
The parka is an essential item that will never go out of style. This cosy easycare style is finished with a glamorous handy side pockets and hood

Spotty Die Cut Type Sister Birthday Card, at Marks and Spencer
Cover Text: Happy birthday sister Inside Message: Blank for your own message Approx. Size: 150 mm x 215 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or House Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark & Spencers insurance products in document format too.