Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M+S Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings & Contents Insurance policies. Usually, UK Buildings & Contents Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Buildings & Contents Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Buildings & Contents Insurance than you will anywhere else, and you may even pay less with M&S.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks n Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Panasonic NN-A554W Slim Combination Oven, at Marks & Spencer
Oven capacity: 27 litre Output power: 1000 W Grill power: Quartz 1300 Inverter: Yes Fan assisted convection oven: 100 - 220C Auto programs: 13 Turn table size: 340 mm Interior: Stainless steel Control panel: Touch Interior dimensions: W359 x D352 x H217 Exterior dimensions: W510 x D390 x H305 Accessories: Turntable (round glass tray), round wire rack and round enamel tray Features: Auto guide, chaos/turbo defrost and child lock Net weight: 15kg (with glass tray & roller ring) Gross weight: 18kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

40 Denier Sheer Opaque Tights, at Marks & Spencer
These comfortable 40 denier opaque tights are made with added stretch and a reinforced toe for durability

Autograph Pure Silk Embroidered Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Moulton Console Table, at Marks and Spencers
H86 x W95 x D32cm 2 shelves Glass top Glass table tops are made from safety-tested toughened glass Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Coated Leather Square Buckle Belt, at Marks and Spenser
Fashionable and practical, this leather belt adds a stylish finishing touch

Lightweight Paisley Print Scarf, at Mark & Spencers
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

Puzz-Doku 150 Piece Jigsaw, at Marks & Spencer
Number of jigsaw pieces: 150 Approx. size of completed puzzle: 300 x 210mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Sleeve Zip-Up Hooded Jacket, at M & S
Cute and cosy, this hooded jacket is made from soft fabric to keep him feeling comfy. Part of our fabulously stylish Limited Collection

5 Younger Girls' Pure Cotton Hello Kitty Briefs, at Marks & Spencers
A must for fans of Hello Kitty character, these briefs feature assorted designs

Handcrafted Floral Wreath Photograph Mother's Day Card, at Marks and Spencer
Cover text: Happy mother's day Inside message: Have a lovely day Approx size: Unfolded: 150 x 150mm

3 Piece Pure Cotton Hooded Gilet Outfit, at Marks & Spenser
Soft cotton fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value outfits are designed to keep baby looking adorable and feeling comfy and happy

North Coast Pure Cotton Button Detail Funnel Neck Jumper, at Marks and Spencer
Fashionable and practical, this button detail funnel neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Silver Plated Cluster Disc Bracelet, at M & S
Silver plated Art deco style Cluster disc floral design Diamant detail

Younger Girls' Floral Buckle Belt, at Marks and Spencer
Fun and fashionable, this floral buckle belt adds a stylish finishing touch

Pure Wool Fine Stripe Rug, at Marks & Spencer
Rectangle shape Stripe design, Manufacturer: Marks & Spencer

Petite A-Line Skirt with Belt, at M&S
Smart and modern, this flared a-line skirt features stitch detail. A great work-to-evening style. Specially designed and perfectly proportioned for the petite frame

Petrot-Bonnet Rosé Brut Champagne NV - Case of 6, at Mark & Spensers
Style: Sparkling and dry Grape variety: Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Edwardian Lady Mother's Day Card, at Marks and Spencers
Cover text: To my lovely Mum on Mother's Day Inside message: Hope you have a lovely day Approx size: 178 x 126mm The Country Diary of an Edwardian Lady Rowena Stott (Designs) Ltd and RW.UK. Ltd 2008 Licensed by opyrights Group

2 Maternity Woven Stripe Bras, at Marks and Spencer
Crafted from pure cotton to provide the essential comfort you need during and after your pregnancy. Wide adjustable straps and added stretch create a flattering shape while offering gentle support. This pack contains 1 white and 1 black bra

Animal Print Slab Stretch Bracelet, at Marks & Spensers
Animal print design Stretch style Inner diameter: 5.5cm

15 Denier Ladder Resist Shine Toe Tights, at M & S
An M&S exclusive. Extra stretch is added to every stitch of these sheer shine tights to stop ladders from forming

Diagonal Cut Cufflinks, at Marks & Spenser
Add a smart finishing touch with these diagonal cut cufflinks

Steel Slotted Spoon, at Marks and Spencer
Slotted design Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

Autograph Silk Blend Jacquard Blouse, at Marks & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Grace Dinner Plate, at Marks and Spencer
Diam: 27.5 cm Rim detail Leaf print Fine China, Manufacturer: Marks & Spencer

Château Fabre Gasparets Corbières-Boutenac 2005 - Case of 6, at Marks n Spencer
Style: Full Bodied Grape variety: Carignan, Syrah, Mourvdre & Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Contrast Block Court Shoes, at Marks and Spencers
Round toe Contrast toe and heel Slip on High heel Heel height: 8cm Comes in sizes 3-8, including half sizes Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Pure Cotton Vest & Shorts Sets, at M&S
Practical and fashionable, this 8 pack of vests and shorts makes a great way to stock up on essential style

Pair of Bay Trees, at Marks & Spencer
A pair of evergreen bay trees for outside display. Also known as Laurel, wreaths of this aromatic plant were used by the Ancient Greeks and Romans to crown victors. Not only will these trees look fantastic in your garden or patio, the leaves will add extra flavour to your cooking tooAvailable for delivery from 1st April to 30th September 2009

Autograph Copper Base Frying Pan, at Marks & Spencers
Stainless steel for maximum durability and shine High performance copper base for even heat distribution Triple layer non-stick coating Riveted handles with silicone inserts for comfort and safety Diam: 24cm Suitable for all cooker types except induction, Manufacturer: Marks & Spencer

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."