Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M+S are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks&Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Bear Collection - Nappy Stacker, at Marks and Spencers
L59 x W30cm Hanging hook Check design Pure Cotton Embroidered bear detail, Manufacturer: Marks & Spencer

Griffin iTrip Auto FM Transmitter and Charger for iPod, at Marks and Spencer
Designed specifically for use in the car Large, easy-to-read backlit LCD screen affords quick, precise station selection and easy status at a glance Antenna: Built-in Modulation: FM Stereo Control speaker volume from your car stereo controls SmartScan - the easiest-to-use FM transmitter Power: Provided by 12 Volt cigarette lighter / power outlet (no batteries required) Frequency response: 50Hz to 15KHz Compatible with all 30 Pin Dock iPod's Nano 1G 2G 3G, Mini, Photo, Click Wheel, Video, Classic, Touch 1G but this iTrip does not charge iPod Nano 4G and Touch 2G Product Dimensions: 14 x 3.7 x 20.3cm Weight: 908g

125 Years Flat Front Stripe Trousers, at Marks and Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Fabulous vintage style inspired by our archives

Adored Jacquard Lace DD-G Underwired Bra, at Marks and Spencer
Delicate and pretty, this jacquard lace bra is made from the softest fabric and trims so it's blissfully comfortable to wear. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Limited Collection Stud Ankle High Buckle Boots, at Marks and Spencers
Heel height: 51mm Round toe Stud detail 3 buckle fastening feature Ankle high Mid heel Comes in sizes 3-8, including half sizes

My First Puppy Camera, at Marks & Spencer
Interactive camera toy Fun camera sounds 'Say cheese!' voice feature Puppy picture Batteries included H13 x L17cm Suitable for ages 0-3yrs This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Slim Leg Peg Trousers, at Mark & Spencers
Slim and stylish, these tailored trousers are cut to fit and flatter for a sleek modern look. A practical and fashionable look for work or smart occasions

Leather Formal Square Buckle Belt, at Mark's & Spencer
Add a smart finishing touch with this leather square buckle belt

Duck Egg Leaf Damask Quilt, at Mark's & Spencer
L250 x W265cm Leaf jacquard design, Manufacturer: Marks & Spencer

High School Musical Music Card, at Marks & Spencer
Cover text: Happy Birthday...Going to the dance Inside message: Have a fantastic day! Approx size: 215 x 150mm Disney Visit the Disney website at www.DisneyChannel.com

Total Support Floral Jacquard Non Wired Bra, at Marks and Spencer
Specially shaped for practical uplift, this attractively embroidered bra offers support and comfort for the larger bust. Suitable after breast surgery, wider straps and full size cups ensure a secure fit

Square Face Oblong Link Watch, at Marks and Spencer
Square face Oblong link belt Clasp fastening Wind up mechanism Analogue

Autograph Twin Pleat Stripe Morning Trousers, at M & S
The tailored cut of these smart trousers reveals a timeless style perfectly suited for refined formality, while twin pleats and stripes add a dash of debonair charm

Die Cut Butterflies Age 7 Birthday Card, at Marks and Spencers
Cover text: 7 Happy birthday Inside message: To...from Approx size: 174 x 126mm

Light Control Floral Lace Shorts, at M & S
Look slimmer in seconds! These light control shorts gently flatten tummies for a sleeker, slimmer silhouette

Isis Body Spray, at Marks & Spenser
Scented body spray 100ml This product is not available for international delivery. Find out more

4 Nail Care Emery Boards, at Marks and Spencer
Pack of 4 Ideal for shaping natural nails

Chateau Darzac Reserve 2008 - Case of 12, at Marks and Spencer
Grape variety: 35% Sauvignon, 40% Smillon, 25% Muscadelle Country of origin: France Closure: Synthetic closure Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12% vol Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product

Per Una Diamond Print Crinkled Scarf with Wool, at Mark's & Spencer
This sophisticated diamond print scarf is the perfect accessory to this season's fashions. The crinkled finish adds a stylish finishing touch.

Soft Vanilla Infusion Sticks, at Marks and Spenser
Glass container Long lasting infusion sticks Vanilla scented, Manufacturer: Marks & Spencer

Playstation®3 UEFA EURO 08 Game, at Marks and Spencer
35 day return policy* UEFA EURO 2008 features stunning visual representations of the world's best players, playing in a more accessible, faster-paced and responsive version of the market-leading EA SPORTS football engine, and all of the teams and official stadiums that will be part of UEFA EURO 2008. Take on the challenge of leading one of over 50 European national teams to glory as UEFA EURO 2008 recreates all of the drama and excitement of the official tournament in Austria and Switzerland. Play as your favourite country from qualification right through to a virtual reproduction of the championship tournament

M&S Corded Phone with Large Phonebook & Answering Machine, at Marks&Spencer
Extra large 3 line display 120 name and number phonebook Digital answering machine - Up to 20 minutes digital recording time with remote access Hands-free speakerphone Caller display stores information on the last 99 calls Last number redial Adjustable speakerphone and ringer volume Wall mountable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Younger Girls' Hello Kitty Wellie Boots, at Mark & Spensers
Wellie style Round toe Hello Kitty motif Cloud, sun and droplet print Handle detail Lined 1976-2009 SANRIO CO. LTD

Photo Floral Grandma Birthday Card, at Marks and Spencer
Cover text: To a Special Grandma Inside message: Blank for your own message Approx size: 178 x 126mm

Autograph Leather Overnight Rollercase, at Marks and Spencer
Stylish and contemporary, this leather overnight bag is a fashionable and practical must-have

Collezione Wool Rich Single Pleat Stripe Trousers, at M+S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

First Readers Sleeping Beauty, at Marks and Spencer
Someone forgot to invite the wicked fairy to the princess's christening party. She is so cross that she puts a curse on the young princess. Who will wake the beautiful sleeping princess?

Leather Formal Square Buckle Belt, at Marks & Spenser
A great value leather belt, perfect with smart styles

F100 Open Coil Memory Foam Coolmax° Mattress & Sprung Edge 1 Small & 1 Large Drawer Single Divan, at Marks & Spencer
No turn mattress Mattress and divan are anti-allergy Mattress: spring count 288, depth 23cm Divan height: 41.5cm Divan drawer sizes: 1 x small H15 x W40.5 x D53cm, 1 x large H15 x W78.4 x D53cm Single 3ft: W90 x L190cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Hannah Montana Rockin' Sticker Activity Book, at Mark & Spensers
Have you ever wondered what kind of superstar you could be? Well now you can take the awesome superstar quiz inside and find out! There are also puzzles, fun facts, party ideas and much, much more! The rocking Hannah Montana badges are also a fantastic addition to the clothes and bags of any fashion-conscious Hannah Montana fan!

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spenser Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money Direct, you get more, and you pay less.