There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Mark's & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

3 Pure Cotton Neutral Stripe Hand Towels, at Marks n Spencer
Set of 3 Stripe design 50 x 70cm approx., Manufacturer: Marks & Spencer

Nail Care Cushioned Emery Boards, at Marks & Spencers
Pack of 2 Stripe and spot design Cushioned

Pure One Mini DAB Radio, at Marks & Spensers
Frequency ranges: DAB Band III 174-240 MHz, FM 87.5-108 MHz Speaker: Full-range 3" drive unit Audio power output: 1.6W RMS Input connectors: 5.5V DC power adapter socket (230V adapter supplied), Mini USB connector for software upgrades, 3.5mm Line in for auxiliary devices Output connectors: 3.5mm headphone socket Controls: Standby, DAB/FM, Info, Autotune, Presets, Stations and select/volume dial LCD Display: Custom, easy to read LCD with 16 x 2 character display plus status icons Mains power supply: 230V AC to 5.5V (1.0A) DC external power adapter Battery power supply: ChargePAK B1 (not supplied). At normal listening levels ChargePAK B1 provides up to 20 hours of portable DAB listening Connection: Connect an iPod/MP3 player or portable CD Aerial: Integral telescopic aerial Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB R.D.S: RDS support for station name display on FM and RDS scrolling text Charge pak ready: For maximum convenience add the optional "Fit and Forget" ChargePAK, for around 20 hours of portable DAB listening 16 presets: 16 presets (8 DAB, 8 FM) Dimensions: H13.5 x W13 x D6cm (excluding controls) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

5 Cotton Rich Assorted Design Bikini Knickers, at M & S
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views

Per Una Scoop Neck Embellished Jersey Top, at Marks&Spencer
A beautiful short sleeve jersey top featuring a sequin embellishment

Garlic Crusher, at Marks & Spencer
Coated design L15cm, Manufacturer: Marks & Spencer

North Coast Pure Cotton Short Sleeve Multi Check Shirt, at Marks and Spencer
Relaxed and stylish, this multi check shirt is made from pure cotton so it feels soft and comfortable to wear

Pure Cotton Combat Trousers with Belt, at Marks and Spencer
Relaxed and comfortable, these combat trousers in pure soft cotton features multiple pockets. A practical easycare style

Autograph Pure Cotton Satin Stripe Border Duvet Cover, at Mark & Spensers
Stripe design Bordered trim Supima 400 threadcount Comes in single, double, king-size and super king-size Co-ordinate with Satin stitch black, cream, white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P, Manufacturer: Marks & Spencer

Mixed Bead Long Necklace, at Marks and Spencer
Clasp fastening Adjustable length Mixed bead design Long length Necklace length: 92.5cm, extendable by 8cm

5 Cotton Rich Assorted Design High Rise Full Briefs, at Marks and Spencers
A great value pack, ideal for everyday wear. This pack may contain a mixture of designs and colours. See Click for zoom and other views.

TomTom GO 540 Live Satellite Navigation System with LIVE Services, at Marks and Spenser
Access TomTom LIVE services A real-time connection to the latest traffic information straight to your device. Automatic updates also provide real-time safety camera alerts, fuel prices, weather, and Google search for local shops and businesses. Updates are sent directly to the SIM card of your TomTom device - no need to activate anything or connect a mobile phone Maps: Full door to door maps of the UK & ROI are pre-loaded Display: 4.3" widescreen 16:9 format LCD (WQVGA: 480 x 272 pixels) LIVE Services: Your navigation experience got even smarter! You are connected to real-time information with premium services like HD Traffic, Safety Alerts, Local Search with Google and Fuel Prices so you always have access to useful and relevant information en route IQ Routes™ technology: Calculates your routes based on the real average speeds measured on roads. This will always provide you with the smartest route hour-by-hour, day-by-day, saving you time, money and fuel Voice command and control The latest in speech recognition technology lets you control your TomTom GO using voice commands. From planning a route to making a call, over 100 tasks are easily activated by voice, making your drive smoother and safe TomTom Map Share™ technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Latest map guarantee: Your device houses our best maps and our latest map guarantee makes you right up to date. If we release a new version of your device's map within 30 days of your purchase, you can download that map for free via TomTom HOME Active Dock: Gives you easy docking and charging to optimise your TomTom GO for daily use Plug & Go: No installation needed, works straight out of the box Battery: High quality lithium-polymer battery giving upto 3 hours autonomous battery life Sound: Echo cancellation and noise reduction give you excellent sound quality when calling hands-free. The high quality speaker Get voice instructions and enjoy songs and hands-free phone calls with remarkable sound quality at the volume that you want Extra Features: QuickGPSfix™, TomTom HOME desktop software, Bluetooth remote control (optional), 1GB internal flash memory and a microSD card socket compatible with microSD cards Dimensions: W127 x H85 x D23mm Weight: 224g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more Please note: TomTom LIVE Services is a subscription service. A free 3 month trial is included TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Love and Marriage Photo Wedding Card, at Marks & Spencers
Cover text: Love & Marriage Inside message: Blank for your own message Approx. size: 150 x 150 mm

Marqués Del Romeral Gran Reserva 2001 - Case of 6, at Marks and Spencer
Style: Full bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural Cork Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Easy Iron Pure Cotton Long Sleeve Plain Shirt, at Marks & Spencer
Made for your added convenience, this pure cotton shirt is a smart step in the right direction, thanks to a handsome design and double button cuffs

Luxury Wool Rich Single Breasted 2 Button Blazer with Cashmere, at Mark's & Spencer
Beautifully designed, made from superior fabric and finished with careful attention to detail, this 2 button jacket is exceptionally stylish and luxurious

Easy Iron Pure cotton Oxford Edged Stripe Shirt, at MarksandSpencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

La Borie Merlot 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Merlot Country of origin: France Closure: Screw cap Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Straight Leg Stitched Jeans, at M&S
Smark and stylish, these tailored trousers are cut to fit and flatter for a sleek modern look. A practical and fashionable look for casual or smart occasions

Machine Washable Pindot Tie, at Marks & Spencers
Classic pindots provide a stylish design on a sturdy fabric base. A most reliable tie that will lend assured elegance to your shirts

Autograph Pure Cotton Embroidered Jeans with Purse, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Tuxedo Jacket, at Marks and Spencer
Modern and stylish, this tuxedo jacket is ideal for proms, balls and special occasions. It's extra durable and added stretch keeps it in great shape and gives enhanced comfort and ease of movement

2 Bali Slat-Back Dining Chairs, at Marks & Spencer
H103 x W47 x D52cm Seat H47.5cm Seat pads sold separately Sold as a pair This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Panasonic SC-PT170 DVD Home Cinema Sound System, at Mark's & Spencer
Whisper-mode surround 1080p Up-Conversion with HDMI 6 speakers Number of Output Channels: 5 + Subwoofer (5.1) Dolby Digital Decoder Total Wattage: 300W (RMS) Dolby Digital + DTS MP3 & DivX playback Super Video CD, Video CD Playback Dolby Pro Logic II Advanced Progressive Scan (PAL/ NTSC) Front speaker dimensions: W9.2 x H12.8 x D8.1cm Centre speaker dimensions: W12.5 x H9.4 x D8.1cm Surround speaker dimensions: W9.2 x H12.8 x D8.1cm Subwoofer speaker dimensions: W13.6 x H33.9 x D21.3 cm Television Signal System: PAL & NTSC USB Interface DVD and CD player

Noisy Fire Engine, at Mark's & Spencer
Suitable for ages 0-3 years Fire engine design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Essentials Pure Cotton Short Sleeve Shirt, at Marks and Spenser
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Ceriso Essentials Floral Embroidered Padded Plunge Bra, at Marks & Spensers
Flirty and fashionable, this sheer bra is beautifully detailed with contrasting floral embroidery. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

Heritage Collection - Chandelier, at Marks and Spencer
Candle effect shades 5 arms Interlinked ball design M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Paladín Cabernet Sauvignon Tempranillo 2007 - Case of 12, at Marks and Spencers
Style: Dry Grape Variety: Cabernet Sauvignon, Tempranillo Country: Spain Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

3 Cool & Fresh Pure Cotton Assorted Trunks, at Marks and Spencer
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Besides Mark & Spencers Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.