Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Multiple Zip & Pocket Cross-Body Bag, at Marks & Spenser
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

3 Pure Cotton Long Sleeve Cutie Tops, at Marks and Spenser
Stock up on essentials for less! This great value pack of 3 pure cotton long sleeve cutie tops is comfortable, practical, fashionable and easycare

Airflex™ Tramline Slip-On Shoes, at Marks & Spencer
Square toe Stitch detail Slip-on Block heel Higher prices applied online for at least 28 days prior to 23 April 2009 and were subject to a 30% discount from 23 April to 22 July 2009

Playmobil Signal Trailer Toy, at MarksandSpencer
Suitable for ages 4+ Includes 3 different light versions 2 AAA batteries required This product conforms to the EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Small Dylan the Dog, at Marks & Spenser
Suitable from 12 months This product conforms to EN71 and the Toy Safety Directive Height 17cm, Manufacturer: Marks & Spencer

Limited Collection Cheryl Sunglasses, at Mark & Spensers
Bold, dark and oversized, these stunning shades make a fabulous way of wearing this seasons hot trend for classic glamour

In The Night Garden Character Puzzle, at MarksandSpencer
Suitable for ages 12 months to 3 years 20 pieces TM & Ragdoll Worldwide Limited 2007. Licensed by BBC Worldwide Limited This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Bow Slipper Boots, at Marks & Spensers
Round toe Suede-effect Faux fur lining and trim Side tie detail Flat sole

Leon Jackson - Right Now CD, at MarksandSpencer
Audio CD, Marks & Spencer

Abbey Corner Chaise - Right-Hand, at Mark's & Spencer
H95 x W291 x D106cm Chaise length L164cm, seat H54cm (all dimensions are approximate) Right-hand chaise - Chaise is on right side when viewed from the front of the sofa Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Classic Collection Flower Mesh Jersey Top, at Marks and Spenser
Feminine and pretty, this flower mesh design top will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection.

Pheasant Gully Bin 312 Shiraz Merlot 2008 - Case of 12, at Marks n Spencer
Style: Medium bodied Grape variety: Shiraz, Merlot Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Oscar Wardrobe, Changing Unit, Cot Bed & Open Coil Sprung Mattress Set, at Marks and Spencers
*Save 25% when you buy this set. Individually 859. Save 237. Cannot be used in conjunction with any other offer 4 piece set Wardrobe: Hanging rail, 2 shelves, 1 draw - H180 x W96 x D55cm Changing unit: 4 drawers - H103 x W90 x D55cm Cot Bed: H89 x L147 x W82cm Cot under bed drawer: H12.5 x W132.5 x D65cm Cot converts into a junior bed suitable for children up to age 5 Cot has fixed sides with 3 optional height positions for the base Mattress: Spring count 90 - L140 x W70 x D15cm Mattress has hygienic, moisture-resistant covering and fully conforms to current safety standards All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Lip Liner, at Marks&Spencer
Soft creamy texture Comes complete with brush Hypoallergenic Carmine free and GMO free Animal Free - No ingredients of animal origin

Light Up Fairy Wishes Card, at MarksandSpencer
Cover text: Birthday wishes Inside message: Have a very special day Approx. size: 215 mm x 150 mm

Headboard - Super King (6ft), at Marks and Spencers
H77cm (without struts) x W193cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Collezione Pure Silk Mixed Stripe Tie, at Marks & Spenser
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Oxford Toe Cap Brogue Shoes, at Marks & Spensers
Round toe Punch apron detail Toe cap design Lace up Block heel

English Bloom Chrysanths, at Mark & Spensers
This beautiful bouquet of award winning British bloom chrysanthemums, will make someone's day. Chrysanthemums Direct, our British grower based in Cheshire, was a gold medallist at this year's RHS Chelsea Flower Show for their display of Chrysanthemums Available for delivery until 30th September 2009

4 Border Lined Place Mats, at Marks & Spencer
Pack of 4 Border lining detail Rounded corners, Manufacturer: Marks & Spencer

Girls' Fashion Schoolwear - Wide Leg Turn-Up Trousers with Belt, at Marks and Spencer
Fashionable as well as practical, these wide leg turn-up trousers are treated with Stain Defence™ which repels everyday stains. They come with the belt shown

Bandeau Underwired Multiway Bra, at Mark's & Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Freshfeet Suede Lace-Up Moccasins, at Marks and Spencer
Round toe Stitch detail Lace-up Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Earth Spa Bath & Body Rescue Oil, at Marks & Spensers
With ingredients from around the globe to restore, replenish and pamper Perfect in the bath, on the body, or in the hair 100ml

Mini Brain Builders Card Game, at M & S
Number of players: 1+ Suitable for ages 8+ Pack contains: 90 large cards, instructions and card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wraparound Sunglasses, at Marks & Spencer
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

Pheasant Gully Cabernet Merlot 2008 - Case of 12, at Marks & Spensers
Style: Medium bodied Grape variety: Cabernet Sauvignon, Merlot Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Flat Front Plain Trousers, at Marks & Spencer
Smart and stylish, these flat front trousers are made from fine quality pure wool. A practical, hardwearing and fashionable choice

2 Body DD-G Non Padded Bras, at Marks&Spencer
Sleek and stylish, this plain bra is smoothly finished, so there are no visible outlines under clothes. It's underwired and structured to give fuller busts great support and an enhanced natural shape. Designed for a streamlined silhouette

Pure Cotton Quick Iron Button Down Oxford Stripe Shirt, at Marks and Spencer
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.