When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Mark's & Spencer Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Chunky Ribbed Knit Scarf, at Mark & Spencers
Keep out the cold in style with this warm, soft scarf.

Hepworth Display Cabinet, at Marks & Spencers
H190 x W90 x D47cm With 3 drawers 2 glass doors 3 glass shelves Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Side panels, door panels and back panels are veneered Top panel is veneered with solid birch edging for strength Drawer boxes made from solid European Birch. Drawers made from veneers Solid European Birch legs Door frames made with solid European Birch. Door panels are veneered All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

JBL Creature II 3-Piece Desktop Speaker System, at Marks & Spencer
Input Impedance: >5K Signal-to-Noise Ratio: >80dB Frequency Response: 50 - 20kHz Input Sensitivity: 400 mv rms for rated power output Voltage Input: 120 VAC Satellite Drivers: One Odyssey Plus transducer Satellite Power Rating: 8 watts per satellite at 10% (THD+N) Satellite Dimensions: 7.5 x 7.5 x 7.5cm Subwoofer Drivers: One 4.00 inch Magnum transducer Subwoofer Power Rating: 24 watts at 10% (THD+N) Subwoofer Crossover Frequency: 180Hz Subwoofer Dimensions: 22.5 x 22.5 x 22.5cm The JBL CREATURE speaker system includes a touch volume control The CREATURE II audio system utilizes a straight forward interconnect technology The powerful subwoofer provides clean low bass The mini-stereo jack connection allows enjoyment of high quality audio from a variety of devices Ideal for connecting to computers, boomboxes, digital music players, and portable audio devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Stripe Print Tankini Top, at Marks and Spencers
Feminine and fashionable, this stylish tankini top features a striking stripe print. A sleek, shapely look

60 Cocktail Sausage Rolls, at Marks & Spenser
Contains 60 pieces Serves 12 Ready to eat Suitable for freezing 3 x 280g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Nerello Mascalese 2008 - Case of 12, at Mark's & Spencer
Style: Medium bodied Grape variety: Nerello Mascalese Country of origin: Italy Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Leather Hip Coin Wallet, at MarksandSpencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Blue Harbour Short Sleeve Multi Grid Check Shirt, at Marks & Spencer
A fashionable look without the fuss. This multi grid check shirt is quick and easy to iron

Limited Collection Frill Side Tunic, at Mark & Spensers
Get the latest look in this trend-conscious tunic with contemporary frill details

Sunflower Race Kit, at Mark's & Spencer
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Girls' Limited Panel Dress, at Marks&Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Playmobil Police Motorbike Toy, at Marks and Spencer
Suitable for ages 4+ Flash light Includes motorbike, detachable policeman This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Headboard - King Size (5ft), at Marks & Spenser
H77cm (without struts) x W163cm (all dimensions are approximate) Upholstered in your choice of fabrics or leathers Designed to fit most standard divans Mattress and divan sold separately Detailed care instructions are included All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Autograph Pure Cotton Jeans with Belt, at Marks and Spencers
Fashionable and practical, these cotton jeans are hardwearing and comfy. The additional stripe belt gives a trendy look

Sapporo Bookcase & Desk Set, at Marks and Spencer
2 piece set Bookcase:H180 x W80 x D37cm Desk set: H180 x W80 x D50 Made from solid bamboo and bamboo veneer Finished with a matt lacquer that provides the pieces with extra protection and durability Legs made from solid wood All joints are glued and pressed together in the factory, giving ore inherent strength than flat pack fittingsm Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Spots on Kraft Large Gift Bag, at Marks & Spencers
Pack Contains: 1 gift bag Approx Size: H: 270 mm, W: 360 mm, D: 100 mm

Siemens Electric Double Oven, at MarksandSpencer
H888 x W595 x D550 mm 58L capacity oven in stainless steel Cooking methods: conventional heat, half width variable grill, full width variable grill, hot air, defrosting Pull down glass door Maximum temp: 275C Energy efficiency class: B This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Long Sleeve Dotty Collar Cardigan, at MarksandSpencer
A feminine v-neck knitted cardigan in soft fabric featuring double layered collar with dotty trim

Heart Print Mule Slippers, at Marks & Spencer
Relax in style and comfort in these soft, hardwearing mule slippers featuring spot detail and flat sole

Classic Collection Fleece Gilet with Detachable Faux Fur Collar, at M&S
Add a cosy extra layer with this modern gilet. Fashionable as well as practical, it will keep you warm and comfy without compromising on style.

St Chinian Syrah des Garrigues 2005 - Case of 6, at M&S
Style: Full bodied Grape variety: Syrah Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Non-Wired Grasita Lace Bra, at Marks and Spencer
Soft and comfortable, this lace bra is structured for secure support and an enhanced natural shape. Ideal for everyday wear

Autograph Pure Cotton Slim Fit Plain Poplin Shirt, at Marks & Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Double Breasted Check Jacket with Wool, at Marks & Spenser
Smart and stylish, this double breasted jacket is tailored to fit and flatter. A great choice for work

Pheasant Gully Bin 492 Riesling Gewurztraminer 2008 - Case of 12, at Marks and Spencer
Style: Medium dry Grape variety: Riesling & Gewurztraminer Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Maxim Wine Glass, at M & S
Maxim style Coloured glass H21.5cm 36cl, Manufacturer: Marks & Spencer

Smooth Cup Padded Bra, at Mark & Spensers
Sleek and stylish, this exceptionally soft, comfortable bra is perfectly smooth, so there are no visible outlines under clothing. Light padding and underwiring give an enhanced natural shape. Designed for women who want a streamlined silhouette

Short Sleeve Multi Stripe Wave Polo Shirt, at Mark & Spensers
A stylish smart-casual look, this short sleeve polo shirt in soft cotton features a multi stripe design and embroidered wave motif. Practical, comfortable and easycare

Dot Dash Embroidered Bed Set, at Mark's & Spencer
2 part set Dot dash design Cloud pattern Embroidered detail Think climate! This can be washed effectively at 30C, find out more Co-ordinate with 50/50 Stone plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Lichfield Glass Top Side Table, at Marks & Spencer
H59 x W50 x D43cm Sturdy wooden undershelf Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Shelves made from White Oak veneer Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.