Besides M&S Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

MarksandSpencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.

Medium Handkerchief Vase, at Marks and Spencer
Handkerchief design Thick base H22 x Diam 18cm, Manufacturer: Marks & Spencer

Bag of Flowers Thank You Card, at Marks and Spencer
Cover text: Thank You Inside message: Blank for your own message Approx size: 150 x 150mm

Sonoma Dark Coffee & Side Table Set, at Marks & Spensers
2 piece set Coffee table: H45 x L135 x W50cm Coffee table has a glass lower shelf Side table: H60 x W44 x D45cm Side table has 1 drawer and a glass lower shelf Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Freshfeet Quilt Lined Mule Slippers, at Mark's & Spencer
Round toe Quilt lined Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Clear Glass Bowl, at Marks and Spencers
Clear glass Transparent, Manufacturer: Marks & Spencer

Older Girls' Butterfly Flip Flops, at Marks and Spencers
Round toe Flat sole Butterfly design Toe post design

Soft Grip Ladle, at M & S
Manufacturer: Marks & Spencer

Per Una Roma Pure Cotton Straight Leg Jeans, at Marks and Spencers
A smart pair of straight leg jeans in pure soft cotton. Sheen finish gives it the Per Una touch

Fluted Glass Ball Table Lamp, at Marks and Spencer
Glass ball design base Fabric shade H55 x Diam 35cm Bulb: BC GLS Max 60W, Manufacturer: Marks & Spencer

Multiway Non-Padded Bra, at Marks and Spencer
This versatile bra can be worn 5 ways conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Music Mad Grabs Game, at Marks & Spencers
Number of players: 3+ Suitable for ages 8+ Contains: 72 game cards, 90 song name cards, instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pomegranate Scented Candle, at Mark's & Spencer
Single wick Circular glass holder Pomegranate scented Presented in a box, Manufacturer: Marks & Spencer

Single Breasted 1 Button Chevron Dart Jacket, at Marks and Spencers
Chic and stylish, this jacket is tailored to fit and flatter. A great choice for work or smart occasions and it's machine washable for added convenience

Junior Sudoku to Test Your Brain Book, at Marks & Spencer
Solve more than 80 sudoku puzzles to test your brain power and keep you entertained for hours! You'll find a step-by-step guide to solving sudoku puzzles, 20 smaller puzzles to get you started, as well a full-sized grids to tackle as you become more confident. Be part of the craze that is sweeping the nation and see how much fun 'Junior Sudoku' can be!

Happy Birthday Cake Stand Gift Card, at M+S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Murphy's Contemporary Selection Reds & Whites - Case of 12, at Marks and Spenser
1 Chateau Darzac Reserve 2008: A subtle, unoaked white wine from Bordeaux that is youthful and refreshing... 1 Castello d'Alba White 2008: A stylish, full-flavoured white from Portugal's Douro Valley. Traditional Portuguese varieties have been used to create a highly individual wine with layers of flavour that include red apple, wild herbs, toasted almonds and mixed spice... 2 Willowbank Semillon Chardonnay 2007: A refreshing and intensely fruity white that is perfect for everyday drinking... 2 Beau Moulin Blanc 2008: A bright and crisp, unoaked white wine from a blend of traditional grapes grown in the sunny vineyards of the Languedoc... 1 Domaine du Donjon des Dames, Plan de Dieu 2007: A full-bodied and densely textured red from the Southern Rhne which combines rich, plum fruit flavours with an attractive note of savoury spice... 1 Castello d'Alba Red 2007: Ripe and velvety, this is a lightly oaked Douro red that is beautifully crafted and offers superb value for money... 2 De Bortoli Willowbank Shiraz 2007: warm-fruited, creamy-textured Shiraz from Australia. This wine is all about soft, rounded flavours of cherry, mint and chocolate, together with a gently warming finish... 2 Beau Moulin Rouge 2008: An intensely fruity, unoaked red wine that is bursting with flavours of black cherry, blueberry and wild herbs... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

125 Years 2 Storage Containers Set, at Marks and Spenser
Set of 2 Jelly design 'Marks & Spencer the Milk is in the mix' slogan, Manufacturer: Marks & Spencer

3 Younger Boys' Cotton Rich Spider-Man™ Trunks, at Marks and Spencer
Fans of Spider-man™ will love this pack of 3 cotton rich trunks featuring the popular character. Fun, practical and great value

All Seasons 13.5 Tog Duck Feather & Down Duvet, at Marks and Spencer
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet 230 thread count and 100% cotton downproof cover Excellent value for money, natural duck feather and down filling ensures a soft and comfy night's sleep Highest quality class 1 duck feather down Available in Single, Double, King size and Super King size Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Large Glass Tank Vase, at Marks and Spencer
Square base Plain H40 x diam 15cm, Manufacturer: Marks & Spencer

Pure Cotton Pintuck Bib Jersey Top, at Mark & Spensers
Smart and stylish, this pintuck bib top is made from cool comfortable cotton, and features a contrast sleeve trim and button placket

Body Formula 24 Hour Extra Rich Body Cream, at Marks & Spenser
Suitable for all skin types Replenishes lost moisture Nourishes and feeds the skin Smoothes and softens Soft care system leaves a velvety feel to your skin 200ml

Panasonic 42" TX-P42X10 HD Plasma TV, at Marks and Spencers
HD Ready: Displays images HD when connected to an HD compatible device Display: 42 inch plasma display, 786,432 (1,024 x 768) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H66.1 x D10.5cm (without stand) W102.9 x H70.4 x D33.4cm (with stand) Weight: 26kg (without stand) 28kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Ceriso Spot Print Padded Balcony Bra, at Mark & Spensers
Feminine and fashionable, this modern bra features a spot print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Per Una Short Sleeve Belted Cardigan with Wool, at Marks and Spenser
A fashionable short sleeve knitted cardigan featuring a waist tie belt

Bad Hair Day Dog Sister Card, at Mark's & Spencer
Cover text: Never mind, Sister, we all have bad hair days! Inside message: Blank for your own message Approx size: 178 x 126mm

Water Resistant Digital Sports Watch, at M+S
Ideal for sports, this stylish watch looks great with casualwear too

Per Una Pure Silk 3/4 Sleeve Maxi Dress, at Marks&Spencer
Pretty and feminine, this long length dress is stylishly detailed with an animal print and flared hem

Winter Weight Pure Cotton Flat Front Corduroy Trousers, at Marks and Spencers
A relaxed formal look, these comfortable cotton corduroy trousers make a stylish and practical choice for everyday wear

Unforgettable Places to See Before You Die Book, at MarksandSpencer
Although there are plenty of tips for travellers, this is not a travel guide, and is certainly not definitive, but it will introduce you to a host of spectacular locations, all of which can be visited in a holiday of two weeks or less. Beautifully illustrated throughout with specially commissioned photographs, this is a book that will inspire you to think beyond the walls of your room and take time out to visit some of the world's truly unforgettable places

There are lots of ways to save money using M&S Finance. Not least of these is MarksandSpencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks&Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.