There are lots of ways to save money using M&S Money. Not least of these is M&S Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M+S Money, you get more, and you pay less.

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Blue Harbour Pure Cotton Marl Stripe T-Shirt, at Marks and Spencer
Fashionable and relaxed, this marl stripe t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Malabar Console Table, at Marks&Spencer
H80 x W120 x D50cm 2 drawers Hand crafted predominantly from solid mango wood Protective low-sheen lacquer finish for added durability Antique-brass effect handles Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Silk Christening Gown, at MarksandSpencer
Beautifully embellished with a pleated bodice, this special dress is so pretty. The soft silk will keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Wavy Stripe Tankini Top, at Marks & Spencer
Pretty and feminine, this flattering tankini is designed in the latest shape. The ultimate in poolside glamour

Panasonic 26" TX-L26X10 HD Ready LCD TV, at Marks and Spencer
HD Ready: Displays images in HD resolution, defined for HDTV use, when connected to an HD compatible device Display: 26 inch plasma display, 1,049,088 (1,366 x 768) pixels Contrast (Dynamic): 30,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W66.4 x H43.4 x D11.9cm (without stand) W66.4 x H47.4 x D21.7cm (with stand) Weight: 10.5kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Airflex™ Wide Fit Mud Guard Lace Up Shoes, at Marks & Spencer
These shoes are specially designed with the Airflex™ sole system using the latest technology to provide your feet with utmost comfort, support and grip

Dr Dog Book, at Marks & Spencers
Feeling dizzy? Feeling sick? You need the expert attention of Dr Dog! Both pet and personal physician to the Gumboyle family, Dr Dog is always on hand with the perfect diagnosis and remedy for every complaint. So, whether it's tickly tonsils, itchy nits or unspeakable tummy troubles, hear some common sense advice from Dr Dog - the canine consultant that no home should be without

Essential Padded Laptop Briefcase, at Marks and Spencer
This smart padded bag makes a stylish and practical way to carry and protect your laptop and cables

Ultimate All Season Stormwear™ Mac, at Marks and Spencer
Stylish and contemporary, this mac is treated with Stormwear™ technology, a breathable finish that repels water and stains

3 Autograph Pure Cotton Trunks, at Mark & Spensers
Comfortable, practical and fashionable, this 3 pack of trunks is made from soft breathable cotton

Classic Collection Pull-On Trousers, at Marks and Spencer
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & Autograph F500 Mattress - Medium, at Mark's & Spencer
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

2'' Longer Easy Iron Pure Cotton Gingham Shirt, at Marks & Spencer
Stylish and innovative, this check easycare shirt is quick and easy to iron for a smart crisp look

Cuddle Bear Fleece Blanket, at Marks & Spencer
Embroidered bear design Contrast trim L150 x W120cm Think climate! This can be washed effectively at 30C, find out more , Manufacturer: Marks & Spencer

3 Pairs of 40 Denier Opaque Tights, at Marks and Spencers
These essential 40 denier opaque tights are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

Ivory Leather Large Wedding Photograph Album, at Marks & Spenser
Contains: 1 album, 500 glue dots, Gift box, 700Mb CD-R Album: H290 x W290 x D45mm Box: H295 x W295 x D55mm

Mirror Blocks Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks and Spenser
Square shape Mirror blocks design Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Per Una Roma Bootleg Patent Belt Jeans, at M&S
Comes with belt shown in image A modern pair of bootleg jeans in stretch cotton and finished with a stylish patent belt

Blue Harbour Tropical Floral Swim Shorts, at Marks and Spencer
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Slim Leg Patent Piping Trousers, at Marks & Spensers
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit and patent piping adds a fashionable update

Decorative Vintage Photo Frame 13 x 18cm (5 x 7"), at Marks and Spencers
Pearl effect and diamant detail Aperture: 13 x 18cm (5 x 7") Dimension: 21.6 x 16.2 x 1.8cm, Manufacturer: Marks & Spencer

Bold Floral Wallpaper, at Mark & Spencers
Printed wallpaper Straight pattern repeat 53cm - The pattern runs horizontally and matches at the seam of each adjoining roll across the wall. Every roll will be the same at the ceiling Roll dimensions: W52cm x L10m Suitable for living rooms, bedrooms, dining rooms and hallways Not suitable for bathrooms or kitchens Printed wallpaper is not washable - sponge cleaning only Made in the UK and sourced from sustainable, renewable forests How many rolls do you need?Click here for our wallpaper calculator Complete your room with made to order curtains. Click here to view our range For a detailed view of the colour and pattern, please click on the image and use the zoom function. Please note that your monitor settings may affect how colours are displayed, Manufacturer: Marks & Spencer

Wooden Rounders Set, at Marks and Spencer
Contains: Bat, 4 posts, ball and instructions Bat: 440mm Posts: 440mm

Liquid Concealer, at Marks and Spencers
Conceals dark circles and hides blemishes Hypo-allergenic 6ml

Silicone Pot Holder, at Marks and Spencer
L17.5 x W17.5cm Hole for hanging Can also be used to rest hot pans on Heat resistant to protect surfaces and pans from hot pots Embossed design, Manufacturer: Marks & Spencer

Limited Collection Wedge Gladiator Shoes, at Marks and Spencer
Open toe Gladiator interweave design Tie fastening Wedge sole Mid heel Comes in sizes 3-8, including half sizes

3/4 Sleeve Blossom Print Blouse, at Marks and Spenser
Feminine and elegant, this sophisticated blouse is beautifully designed and cut for a flattering shape and features a striking blossom print

Luxury Pure Wool Pinstripe Trousers, at Marks & Spensers
Get 30% off price shown. Discount applies at checkout Hours of handcrafting have gone into this superior quality suit for authentic tailored style. Every detail has been carefully considered to give a luxurious look and feel

Limited Stripe Scarf, at Marks and Spenser
Warm and soft, this striped scarf is ideal for chilly days

Portfolio Assorted Stone Brooch, at Marks & Spencers
Assorted stone design Diamant detail Cluster style

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.