Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

M400 Zip & Link Mattress - Combination Support, at Marks and Spencers
Super King Size (6ft): W180 x L200cm Mattress depth: 24cm Zip & Link allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Spring Count: 1054 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Skinny Plaited Belt, at Marks & Spensers
Define your waistline with this fashionable plainted skinny belt

Nintendo DS™ Lite Starter Pack - Black Console & Brain Training Game, at Marks and Spencer
Pack includes Nintendo DS™ Lite in black and Dr. Kawashima's Brain Training: How Old Is Your Brain? game The Nintendo DS Lite brings gaming within everyone's reach Its touch screen and voice recognition function are so simple to use that even beginners will feel at ease This Nintendo comes with a host of new features that set it apart from all other portable video game consoles:- Better screen quality (brightness and definition) than all other consoles currently available More compact (2/3 as large) and lighter (20% lighter) than the original DS Lite Two back-lit screens brightness can be adjusted over 4 levels to adapt to any lighting and reduce energy consumption M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Crease Resistant Single Pleat Straight Leg Trousers, at Marks and Spenser
Stay smarter for longer with these innovative crease resistant trousers

Small Tie Hanger, at Marks and Spenser
Keep your ties smartly stored with this small tie hanger. An essential part of any gentleman's wardrobe

Pure Cotton Spot Cropped Pyjamas, at Marks & Spenser
Pretty and feminine, these cropped pyjamas are made from soft breathable cotton for a comfortable night's sleep

Blue Harbour Floral Side Panel Swim Shorts, at Marks & Spencers
Practical and fashionable, these swimming shorts give a comfortable, flattering and secure fit

Floral Hanging Cosmetics Organiser, at Mark & Spencers
Single handle Floral design 3 compartments Matching mirror Hanging hook Lined

Step Ladder Bookcase - Espresso, at Marks & Spencer
H190 x W60 x D39.5cm Lean-to shelving unit Crafted from rubberwood Delivered flatpack due to size Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Girl's Stripe Vest & Shrug, at Marks & Spensers
Modern and pretty, this stripe vest and long sleeve shrug look fabulously fashionable worn together or separately

5 Pure Cotton High Waist Full Briefs, at Marks and Spencer
This pack of cotton briefs is outstanding value and makes a great way to stock up your underwear drawer

Limited Collection T-Bar Double Strap Wedge Shoes, at M&S
Open toe T-bar Buckle fastening Wedge heel Heel height 118mm Comes in sizes 3-8, including half sizes

Pure Cotton Dino Top & Joggers Outfit, at Marks and Spencer
Soft, comfy and cute, this top and joggers outfit is outstanding value!

Pure Cotton V-Neck Floral Print Top, at Marks & Spencers
This short sleeved top will make a useful addition to your wardrobe. It features floral print for a stylish casual look

Collezione Pure Wool Single Breasted 2 Button Jacket, at Mark's & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Nectarine & Orange Pot Pourri Bag, at Marks&Spencer
Fruit scented assortment, Manufacturer: Marks & Spencer

Acetate Gold Foil and Stitching Flower Birthday Card, at MarksandSpencer
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Seasonal Tree Die Cut Calendar, at Mark & Spencers
Approx. size: 225 x 390mm

Autograph Fold Over Flap Purse, at Marks and Spenser
Luxurious and beautiful, this purse is part of our exclusive Autograph collection. It's made from glossy hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Dinosaur Zapper, at Marks and Spencer
Suitable for ages 5+ Imaginative play Battery included This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

16-Piece Mellina Cutlery Set, at Marks & Spencers
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Glass Bead Long Necklace, at M&S
Multi-coloured beads Long length

Footglove™ Leather Wide Fit Wishbone Sandals, at Marks and Spencer
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Contrast strap design Wide fit Comes in sizes 3-8, including half sizes

Ombre Jacquard Bedlinen Set - Duck Egg, at Marks and Spencers
Leaf jacquard pattern Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Animal Print Padded Bra, at Marks and Spenser
Smooth and versatile, this animal print bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

The Gum Pinot Grigio 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Vintage Style Car Birthday Card, at Marks n Spencer
Cover text: Birthday wishes, Excellent quality guaranteed, Extra Special Message: Have a great day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Older Girls' Floral Stretch Waist Belt, at M&S
Fun and fashionable, this elasticated belt adds a stylish finishing touch

Blue Harbour Luxury Herringbone Jeans, at Marks and Spencer
These luxury jeans have a crease resist and anti-fade finish so even the darker colours stay true for longer. With added comfort stretch you will stay smart and comfortable all day long

Sony Bravia 40'' KDL-40S5500 HD Ready LCD TV, at Marks and Spenser
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 2 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 33000:1 Integrated Digital & Cable Tuner: Watch digital TV with the integrated standard definition digital terrestrial tuner (MPEG-2, also receives analogue) Dimensions: With table stand: W99.6 x H66.3 x D25.9cm, without table stand: W99.6 x H61.2 x D10.9cm Weight: weight inc. stand 19kg, weight without stand 17kg Sound: Nicam stereo Connectors: HDMI™ Inputs x 3, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, RF In, Scart Inputs (RGB) x 2 BRAVIA Engine 2: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 2 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Picture Mode: Share your favourite photos and music on the big screen with the easy-to-use USB Photo Viewer and Music Player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.