There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M & S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Antique Brass & Glass Coffee Table, at Marks & Spencers
H46 x W111 x D45cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required, but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Antique Brass Collection Set. , Manufacturer: Marks & Spencer

3 Pure Cotton Long Sleeve Assorted Tops, at Mark & Spensers
Fun and practical, this pack of 3 tops is great value. The soft cotton fabric will keep him comfy and happy

Cashmilon™ Tasselled Scarf, at Mark & Spencers
Keep warm and cosy in this stylish tasselled scarf made from supersoft cashmilon™. Perfect with the matching hat and gloves

Younger Boys' Plain Fluffy Dressing Gown, at M+S
Soft and cosy, this dressing gown is made from comfy fluffy fabric

Classic Duckling Birth Announcement - Pack of Ten, at Marks n Spencer
Cover Text: New baby Inside Message: Would like to announce the birth of . . . . . .,A new arrival . . . . . . , On . . . ., Time . . . ., Weighing Pack Contains: 10 cards, 1 design Approx Size: 120 mm x 120 mm

Pure Cotton Lace Insert Stripe Vest Top, at Marks and Spencers
Chic and modern, this stripe vest is made from cool comfortable cotton and features a lace insert

Cotton Rich Scoop Neck Vest, at Marks and Spencer
Stylish and practical, this sleeveless vest makes an ideal choice for everyday wear. The cotton fabric gives a comfortable flattering fit

Pure Woven Silk Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart stripe tie in pure silk

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks n Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Big & Tall Flat Front Trousers, at Marks & Spencer
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Pearl & Silver Type Sister-In-Law Birthday Card, at Marks & Spencers
Cover text: To my sister-in-law happy birthday Inside message: Blank for your own message Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Blue Harbour Twin Pocket Short Sleeve Shirt, at Marks and Spencers
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Just For You Flowers Large Gift Bag, at Marks & Spensers
1 gift bag with tag Approx size: H350 x W350 x D100mm

Cotton Rich Drawstring Flare Joggers, at Marks and Spencer
Relaxed and comfy, these casual joggers are made from soft cotton rich fabric and feature a drawsting waist. A practical easycare choice

Handcrafted Tea Cups Mother's Day Card, at Marks & Spenser
Cover Text: Take it easy on Mother's Day! Inside Message: With lots of love Approx size: 178 x 126mm

A Bug's Life DVD, at Marks n Spencer
Rating Universal, suitable for all,

Hopsack Cushion, at Marks and Spencers
Comfortable and practical, this cushion has a hopsack cover and gives a stylish look

Sprung-Edge Non-storage Divan & M300 Mattress, at Marks n Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress Spring Count: 896 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Luxury Leather Shoulder Bag, at Marks & Spencer
Stylish and contemporary, this luxury leather bag features an adjustable shoulder strap

Sports Sandals, at Marks and Spencers
Rip tape fastening Open toe Flat sole Contrast stitching

Princess Craft Book, at Marks and Spencers
Turn your home into a princess paradise with this fabulous book full of princess things to make and do! Create your own fantastic pop-up princess toys, fairytale castle, pretty posies, dazzling tiaras and more...

5 Cotton Rich Plain School Socks, at Mark & Spensers
Versatile and comfy, these cotton rich socks are durable enough for every day school wear

Golfers Shoe Bag, at Marks & Spenser
Invaluable accessory for the golfer, this care kit contains all you need to maintain your golf shoes and clubs

Limited Collection Lampshade Mini Skirt, at Marks and Spencers
Part of Limited Collection's LA Love trend. Feminine, soft and laid back, this is a fashionable LA look with a boho vibe. Beautiful fabrics and playful prints are key

Sun Formula Self Tan Body Flash Mousse, at Marks & Spencer
Easy to apply Streak free With added moisturisers Contains Vitamin E and Aloe Vera Tinted Formula This product is not available for international delivery. Find out more

Pure Cotton V-Neck Cardigan, at Mark's & Spencer
A practical choice for school, this soft pure cotton cardigan is easycare for convenience

Woven Straw Double Chain Holiday Bag, at Marks & Spencers
Stylish and useful, this holiday bag features a woven design. A practical and fashionable accessory

Autograph Cotton Rich Long Sleeve Butterfly Top, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Cotton Rich Plus Firm Control Low Leg Briefs, at Marks and Spencer
The perfect choice for providing you with essential everyday confidence! Firm control creates a more streamlined silhouette while a low leg ensures these comfy knickers sit perfectly on the form

M&S Kira 4 Man Tent, at Marks & Spencers
This 4 berth tent is ideal for those looking for a simple design consisting of one bedroom as well as a communal living area. The Kira has a front and side opening as for extra protection from the weather if needed. Superbly made with taped seams to keep the weather on the outside. It has highly flexible fibreglass poles for strength and easy erection. The Kira 4 berth tent could be just what you have been searching for, The Kira is a great tent for touring Europe with

Besides Marks & Spencers Motor Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.