Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Pure Linen 3/4 Sleeve Pintuck Top, at M&S
Elegant and stylish, this open neck collar top features a striking pintuck detail for a fabulous feminine look

Chablis Grand Cru Grenouille 2004 - Case of 6, at Marks and Spencers
Style: Dry Grape variety: Chardonnay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Wide Fit Canoe Boat Shoes, at Marks n Spencer
Round toe Stitch detail Lace up Lace stitch design Wide fit

Samsung 58'' PS58B680 TV HD Ready LCD Crystal TV™, at Marks n Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 58 inch Plasma screen, 1920 x 1080 resolution Dynamic contrast ratio: Mega contrast Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W141.8 x H92.4 x D33.5cm (with stand), W141.8 x H88.6 x D7.4cm (without stand) Weight: 45.3kg (with stand), 38.5kg (without stand) SRS TruSurround HD: SRS Trusurround HD & Dolby Digital Plus Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical), Headphone jack SAMSUNG Crystal FHD Engine: The Crystal FHD Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 3: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Clear Panel Prevents glare to keep images clean and clear Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Floral Embroidered Hat & Mitts, at Marks n Spencer
Keep little heads and hands warm with this embroidered hat and mittens set in soft comfy fabric

Perfect Fit Memory Foam Plunge Bra, at Marks and Spencer
The Perfect Fit plunge bra offers the ultimate comfort fit with its specially developed cups that use memory foam technology. As it warms against your skin, this beautifully soft bra moulds to your body creating the perfect natural shape whilst providing comfort and support

Oodles of Doodles Activity Book, at Marks and Spencer
Have fun completing this colourful, action-packed sticker book with 60 stickers. Fan-doodle-tastic fun!

Metallic Glaze Soap Dispenser, at Marks and Spencer
Metallic glaze design Pump action, Manufacturer: Marks & Spencer

Blue Harbour Cotton Rich Funnel Neck Parka, at Mark & Spensers
A contemporary design and funnel neck makes this parka a fashionable choice

2 Machine Washable Apollo Ties, at Mark's & Spencer
Smart style at a great price! This pack of 2 ties is outstanding value. They're machine washable, so you save on cleaning too

Fron Male Voice Choir - Voices of the Valley Home CD, at Marks and Spencer
Audio CD, Marks & Spencer

Pure Ramie Short Sleeve Tunic Shirt, at Marks and Spencer
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a stunning pintuck detail

Big & Tall Flat Front Trousers with Wool, at Mark & Spensers
Smart and stylish, these trousers are made from a hardwearing wool blend with stretch. An ideal choice for work or everyday wear. Perfectly proportioned for big and tall men

Kaituna Hills Merlot Cabernet 2007 - Case of 12, at Marks & Spensers
Style: Medium bodied Grape variety: Merlot and Cabernet Sauvignon Country of origin: New Zealand Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

The Edwardian Lady Desk Calendar, at Marks and Spencers
Approx. size: 155 x 180 mm The Country Diary of an Edwardian Lady Rowena Scott (Designs) Ltd RW.UK. Ltd 2008. Licensed by opyrights Group

Formal Square Buckle Leather Belt, at Marks and Spencer
With a versatile design perfectly suited for special occasions and everyday office wear, this sleek belt is sure to become a staple part of your formal wardrobe

Big And Tall Suedette Micro Jacket, at M+S
Specially proportioned for big and tall men, this single breasted jacket is designed to give a flattering, comfortable fit

Cotton Rich Bootleg Jeans, at Mark's & Spencer
Fashionable and comfortable, these bootleg jeans are outstanding value!

Limited Collection Pure Silk Beaded Blouse, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Silk Layered Border Cushion, at Mark & Spencers
Rectangular shape Layered contrast border design Lined, Manufacturer: Marks & Spencer

Disney My Friends Tigger & Pooh Story Collection Book, at Marks n Spencer
When Pooh and the gang take a break from painting the scenery for a stage show, they return to find some new colours on the set. But where did they come from? Ready the story to find out if another mystery will soon be history! Then, complete the activity pages at the end of the book. Includes stickers of all your favourite friends

M&S 10'' Portable Tablet TV/DVD Player, at Marks & Spencer
Display: 10.2'' screen, 16:9 true colour wide range digital TFT display, 800 480 pixel resolution Built-in tuner: DVB-T and Analogue TV Plays virtually any format: DVD, SVCD, VCD, CD, MP3, JPEG, MPEG4, DivX, DVD+R, DVD+RW, CD-R, CD-RW DVD player: Top loading DVD loader USB port & card reader: Support USB, Card reader - SD, MS, MS-Pro, MMC Built-in speakers: 2 w * 4 pcs special stereo speakers for powerful sound Connectors: Composite AV IN/AV OUT function Video systems: NTSC, PAL, SECAM, AUTO Audio: 96 kHz/24 bit Audio DAC Power supply: Power input - DC 12 V - 24 V/1.5 A, 15 W (adapted for trucks) AC-DC adapter: 100~240 V 50/60 Hz, DC 12 V output Dimensions: W318 x H200 x D25.4 mm. Among the flattest players in this category Weight: 1340 g Accessory kit includes: AC-DC adapter, AV cable, earphone, operating manual, remote control, DVB-T tenfold antenna, car power cable Please note: To receive the full range of Freeview channels, customers should use an outdoor wide band Aerial. Suitable portable TV Aerials can be used to receive freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all freeview channels when using a indoor aerial Please note: Freeview is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Cotton Rich Stab Stitch Check Pyjama Bottoms, at Marks & Spencers
Pretty and feminine, these full length check pyjama bottoms are made from soft cotton rich fabric for a comfortable night's sleep

Rib Ruffle Cardigan with Cashmere, at M & S
A touch of cashmere adds luxurious softness to this modern ribbed cardigan. Wonderfully warm and cosy

Classic Chaise Petite - Right-Hand, at Marks & Spencer
H86 x W151 x D73cm Seat H45cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushion is fixed foam Right-hand chaise - the arm is on the right side when viewed from the end of the chaise, thus the left side when you're seated in the chaise Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Feet are castors All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 08457 624 624 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pure Linen Short Sleeve Pleated Shirt, at Marks & Spensers
This fab short sleeve shirt features a stunning pintuck detail. A sophisticated new look, perfect for this season

Suede Sprung-Edge Divan with 2 Small + 2 Large Drawers & M400 Mattress - Firm, at Marks & Spencers
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Mattress spring count: 1054 Sprung-edge divan can be used with any mattress Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Playmobil Construction Toy Set, at Marks n Spencer
Suitable for ages 4+ Includes two workers, construction tools, stackable bricks, road sign This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Pure New Wool Single Breasted Soft Check Jacket, at Marks & Spencers
A pristine example of fine Italian style, this distinguished single vent jacket is fashioned from Pure New Wool and features a stunning contrast lining for a refined finishing touch

Leather Slip On Boat Shoes, at M & S
Round toe Slip on Stitch detail Strap style feature

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks n Spencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.