Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

M&S Money Direct offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Shopping for financial products at M&S Money Direct UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Money Direct website:

• M&S Insurance: M&S Motor Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M & S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money Direct in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money Direct website.

Pure Cotton Bow Bib Top, at Marks & Spencer
Chic and modern, this short sleeve top is made from cool comfortable cotton and features a bow bib detail

Autograph Essentials Vintage Rose Non-Padded Balcony Bra, at Marks and Spenser
Glamorous and sophisticated, this elegant bra is made from soft fabric trimmed with fine lace. The flattering balcony style gives maximum uplift and a fuller shape. Beautiful exclusive lingerie

Sony HTP-B350IS Home Theatre System, at Marks and Spenser
Sony BDP-S350 Blu-ray Disc player - outputs HD1080p / 24p True Cinema picture, plus upscales existing DVD's to give you the best quality when using the HDMI connection 5.1 channel surround sound system with 450W total power output Cut equipment clutter and enjoy massive sound from speakers no bigger than a golf ball 3 HDMI™ inputs (1 out) with pass through of High Definition 1080p plus x.v. Colour and 24p True Cinema technology that adjusts picture settings on pass through to make movies look as authentic as the original Sony DIGITAL MEDIA PORT - connect to and release digital music stored on your WALKMAN or other mp3 players, mobile phones, Bluetooth and Wi-Fi devices 3x optical inputs for connectivity to set-top boxes and gaming consoles S-AIR Ready - an optional extra that enables you to go wireless and enjoy a cable free environment (rear speakers only) Multimedia guaranteed with BD-ROM/R/RE, DVD-+Video/R/RW, CD Playback, AVCHD Playback BD-Live ready: Just connect the player to the internet and download the latest firmware to access studio-specific online content including trailers, interviews and other extras through your Blu-ray Disc™ Player. The Quick Start-up mode enables you to enjoy your Blu-ray movies already after just six seconds (6 sec). The new XrossMediaBar™ guarantuees an easy to understand menu control, simple for everybody to use intuitively all of the players functions With 24p True Cinema you can sit back and watch the film like in real cinema, without length or quality losses New Precision Cinema HD Upscale technology that converts standard-definition signals (480i) to 1080p and outputs a full HD equivalent resolution signal to 1080p TVs via HDMI™

Supima® Ribbed Vest, at Marks and Spenser
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

2 Older Girls' Sport Santoni Bras, at Marks and Spencer
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit

Stitch Detail Leather Gloves, at M&S
Stylish and practical, these luxurious gloves are made from soft leather

Perfect Autograph Long Sleeve Jumper, at Marks & Spenser
Our cotton blend V-neck, in a range of colours, goes in the machine and the tumble dryer. You won't get through autumn without one

Letters on a String New Baby Girl Card, at Marks and Spenser
Cover text: Baby girl Inside Message: Congratulations Approx. size: 150 x 150mm

Skinny Enamel Belt, at Marks & Spencers
Define your waistline with this fashionable enamel belt

Autograph Leather Shopping Bag, at Marks and Spencers
Fashionable and environmentally conscious, this Autograph shopping bag makes a great alternative to plastic carriers

Large Square Face Watch, at Marks n Spencer
Large square face Buckle fastening Analogue

Samsung 50'' PS50B551 TV HD Ready LCD Crystal TV™, at Mark's & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: 50 inch LCD screen, 1920 x 1080 resolution Contrast Ratio (TBD): 30,000:1 (TBD) Integrated Digital Tuner: Provides access to all Freeview™ terrestrial digital channels and radio stations (subject to coverage in your area) Dimensions: W124 x H82.2 x D29cm (with stand), W124 x H76.6 x D7.4cm (without stand) Weight: 38.4kg (with stand), 33.4kg (without stand) SRS TruSurround HD: SRS Trusurround HD & Dolby Digital Plus Connectors: 3 x HDMI , 2 x scart, 1 x RF Input, 1 x component, 1 x PC input, 1 x digital audio (Optical), Headphone jack DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Filterbright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection in bright daylight Use wall mount T042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Angel Cotton Rich Strawberry Print First Bra & Knicker Set, at Marks and Spencers
This pretty strawberry print bra and knicker set is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Cocktail 30th Birthday Card, at Marks and Spencer
Cover text: Thirty Inside message: Happy Birthday Approx size: 175 mm x 126 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Italian Collezione Pure Silk Maize Tie, at Marks & Spencers
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Single Wick Filled Candle, at Marks & Spencers
Single wick Glass holder, Manufacturer: Marks & Spencer

Non Allergenic Quilted Pillow Protector With Recycled Padding, at Mark & Spensers
Hollowfibre quilted pillow protector Non allergenic, Manufacturer: Marks & Spencer

Formula Instant Fix Moisture Replenish Mask, at Marks & Spencer
Instant moisture boosting Restoring suppleness and radiance Hypoallergenic Suitable for all skin types 50ml

Lace Sling Push Up Multiway Bra, at Marks and Spencer
This versatile bra can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Sprung-Edge Divan with 4 Large Drawers & M100 Mattress, at M+S
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 21.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Mattress has dust-free polyester fibre filling Mattress Spring Count: 288 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Pure Silk Multi Stripe Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring. Made in Italy

Sony VAIO VGN-P11Z Laptop, at Marks & Spencer
Processor: Intel Atom™ Z520 Processor, Supports Enhanced Intel SpeedStep Technology Processor speed: 1.33 (GHz) RAM: DDR2 SDRAM (1x2048MB on board) Screen: (Diagonal Size) 8" X-black LCD with LED technology with 1600 x 768 resolution Operating System: Genuine Windows Vista Home Premium Hard Drive: 60GB Ultra ATA/100, 4200 rpm Graphics card: Mobile Intel Graphics Media Accelerator 500 Memory stick slot: Memory Stick™ Duo, Memory Stick™ PRO Duo, high speed data transfer Digital camera: Built-in 'Motion Eye' Digital Camera, 0.3 Image Sensor (Mega Pixels) resolution 640x480 (VGA) and built in microphone Keyboard: Pointing Stick Shock Protection: G-Sensor HDD Shock Protection Interfaces: DC in x 1, Memory Stick™ Slot x 1, SD Card Slot x 1, USB Port 2.0 x 2, Audio out x 1, Port Replicator (dongle connector) x 1, Port Replicator Interfaces - GigaEthernet / VGA Port Connectivity: Built-in WWAN - Everywair Wireless WAN 7.2Mbps (HSDPA/HSUPA, UMTS, EDGE, GPRS), Wireless LAN Max. Data Rate (Mbps) 300 (RX)/ 150 (TX), Integrated Bluetooth (Version) 2.1 + EDR Battery: Lithium-Ion battery (VGP-BPS15/B) Battery Life (min) 165. Actual battery life will vary depending on your specific hardware and software configurations. Benchmark: MobileMark 2007 Video & TV software: WinDVD 8.0 for VAIO Audio software: Windows Media Player 11 Photo software: Google Picasa Office application software: Adobe Reader 8.1, Adobe Standard 8, Microsoft Office Ready 2007 (60 days Try & Buy) Security & other software: McAfee Internet Security Suite (with 60 days free virus updates), VAIO Recovery Utility - HDD recovery (hidden partition) Accessories included: AC Adaptor, Battery - VGP-BPS15/B, Power Cord, VGP-DA10 (Display/LAN Adapter) Dimensions: D 120 x H 19.8 x W 245mm Weight: Weight with Supplied Battery and Supplied Drive (kg) 0.638 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Zip Cardigan, at M & S
Relaxed and casual, this zip cardigan is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Limited Collection Angel Wings Necklace, at Marks & Spencers
Clasp fastening Adjustable length Angel wings pendant Fine chain Necklace length: 45cm, extendable by 8cm

Autograph Avalanche+ Roses - Dozen, at Mark's & Spencer
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Lavender Lantern Candle, at Marks and Spencer
Lavender fragrance Natural and decorative botanicals Burns up to 4 hours, Manufacturer: Marks & Spencer

Short Sleeve Cable Knitted Longline Jumper, at Marks and Spencer
Elegant and feminine, this dress features cable knit design. Stylish, practical and fashionable

Dolly Dress Up Ballerinas Sticker Book, at Marks and Spencers
This sticker book will keep them busy as they look for an incredible over 400 stickers inside!

Long Sleeve Tab Pocket Stripe Cardigan, at Marks & Spencers
This casual v-neck cardigan makes the perfect light extra layer. It features front tab pockets for an extra stylish touch

Autograph Value Suit Jacket, at Marks and Spenser
Smart and stylish, this suit jacket is outstanding value! It's made from comfortable hardwearing fabric, ideal for sixth form wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. M&S Money Direct financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Household Insurance than you will anywhere else, and you may even pay less with M&S.