Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.

There are lots of ways to save money using M&S Money. Not least of these is Marks n Spencer Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Besides Marks & Spencer Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Firm Control Smooth Magic High Leg Knickers, at MarksandSpencer
These knickers work like magic with targeted control areas to shape you where you need it most - flattening tummies and lifting bottoms for a sleek, streamlined silhouette. They're comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Black & Decker® WD6015N Dustbuster® Wet & Dry Extreme Hand Vac, at Marks and Spencers
6.0V for powerful and effective pick-up Combined benefits of wet and dry cleaning in one Transparent bowl to see when it is full Special wet pick up accessory stored on board for increased wet vacuum capabilities Double action filtration means product performs better and lasts longer Extra large dustbowl for minimal emptying Efficient and easy to use and remove dustbowl 6V power is ideal for general cleaning tasks around the home Multi-surface charging base, so it can be wall mounted or kept on the worktop Accessories are stored on board, always at hand for your cleaning jobs On board indicator light for peace of mind that the Dustbuster is charging Ergonomic design for comfortable use

Jacquard Guipure Non-Padded Underwired Minimiser Bra, at Marks and Spencers
Soft and comfortable, this minimiser bra de-emphasises your bust with gentle shaping. A flattering, supportive style

The Floral Collection Lavender Soap, at Marks and Spencer
3 x 75g Lavender scented Added moisturisers

2 Older Girls Seam-Free Picot Heart Trim Bras, at Mark's & Spencer
These great value bras are ideal for everyday wear. They're made with stretchy fabric for a supportive and comfortable fit and the non-wired design is the best choice for first bras

3 Authentic Woven Pure Cotton Assorted Boxers, at Marks & Spenser
Add colour to your underwear drawer with these comfy assorted check and stripe design boxers

Cotton Blend Pyjama Shorts with Modal, at Mark's & Spencer
Pretty and feminine, these shorts are made from soft cotton fabric for a comfortable night's sleep

Fern Embroidered Bedset, at Marks and Spencer
Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in)and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases Super king size includes super king size duvet cover (6ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Its A Groove Thing CD, at Mark's & Spencer
Album, Marks & Spencer

Crease Resistant Single Pleat Trousers, at Marks & Spencer
Stay smarter for longer with these innovative crease resistant trousers

Single Sprung-Edge Divan with 2 Large + 2 Small Drawers & M100 Mattress, at Marks and Spencer
Single mattress (3ft): W90 x L190cm Double mattress (4ft 6in): W135 x L190 cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Single divan (3ft): W90 x L190cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 21cm Divan height: 41cm Large drawer: H14 x W78 x D52cm Small drawer: H14 x W40 x D52cm Mattress has dust-free polyester fibre filling Open coil mattresses provide a hard-wearing and supportive background Mattress spring count: 288 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Siberian Goose Down Pillow, at M+S
W48cm x L76cm Soft to medium support Silk and cotton blend cover 450 thread count 50% silk / 50% cotton boxed wall outer edge cover Siberian new white goose feather and down filling Highest quality class 1 Siberian goose down Machine washable at 40C, Manufacturer: Marks & Spencer

Collezione Single Breasted 3 Button Plain Jacket, at Mark's & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

Pure Cotton Penguin All In One & Hat Set, at Marks & Spenser
Cute and practical, this 2 piece suit features penguin design. The soft cotton fabric will keep her comfy

Per Una Eau De Toilette Purse Spray 25ml, at Marks and Spencer
25ml eau de toilette

Casablanca Valley Chardonnay 2007 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Chile Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol by volume: 14.5% vol. Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Watercolour Flowers 'Just To Say' Multipack of Cards, at M+S
Cover text: Just to Say... Inside message: Blank for your own message Pack contains: 8 cards, 1 design Approx size: Unfolded: 120 x 120mm

5 Assorted High Rise Full Briefs, at Mark & Spensers
These cotton rich briefs are perfect for everyday wear. Added stretch gives a comfortable fit and shape retention

Autograph Luxury Leather Accent Laptop Bag, at Marks and Spencer
This padded laptop bag in luxurious leather makes a stylish and practical way to carry and protect your laptop and cables

Navarra Side Table, at Marks & Spencer
H52 x W48 x D48cm Made from solid oak and oak veneer Finished with a low-sheen lacquer that provides added durability Legs made from solid wood Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Portfolio 3/4 Sleeve Button Trim Top, at Marks and Spencer
Part of Portfolio's Set Sail trend. Fresh and breezy, this sophisticated look features classic styling with vibrant accents of summertime pinks and blues. Feminine and coordinated designs for the new season

5 Cotton Blend Assorted Lace High Leg Knickers, at Mark's & Spencer
These briefs are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

4 Wood Veneer Coasters, at Marks and Spencer
Pack of 4 Solid wood L10 x W10cm, Manufacturer: Marks & Spencer

Autograph Light Control Guipure Waist Cincher, at Marks and Spencer
This waist cincher gives total body definition, shaping your tummy, waist and bottom with the flexibility of wearing your own bra. It's comfortable, breathable and easy to move around in, and the special finish keeps you cool and dry. Beautiful exclusive lingerie

Black & Decker® FV1205N Pivot Plus Cordless Stic Vac, at Marks & Spencers
Pivots in 4 positions to adapt to the different cleaning situations. Position 0 for charge and storage; position 1 for normal use; position 2 pivoting angle; position 3 pivoting angle Cordless for maximum convenience Up to the edge cleaning thanks to its innovative floor-head Powerful 12V unit for high pick-up level of dirt and debris Double filtration system for better performance and longer filter life Easy emptying system: just open the lid to empty the bowl Rotating power brush for effective cleaning of carpet and rugs Simply switch-off the floor head beater bar for hard surface cleaning Lightweight for effortless use, even on stairs Easy to store thanks to its docking station that allows the unit to charge whilst stored

Pure Cotton Sleeveless Appliqué Vest, at Mark's & Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features appliqu details for a stylish casual look

Girls' Limited Pure Cotton Floral Baseball Cap, at Marks and Spencer
Fashionable and fabulous, this floral baseball hat makes a stylish finishing touch

Pure Cotton Long Sleeve Floral Print Top, at Marks&Spencer
This fashionable top features a floral print detail for a fabulous contemporary look

Pure Cotton Floral Combat Trousers with Belt, at Mark & Spencers
Sporty and stylish, these pure cotton combats feature embroidered floral detail. A practical easycare style

Pink Leaf Damask Duvet Cover, at Marks & Spencers
Leaf design Comes in single (3ft), double (4ft 6'), kingsize (5ft) and super-kingsize (6ft), Manufacturer: Marks & Spencer

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M & S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.