Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks n Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks&Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks & Spencer Standard Motor Insurance. With Marks & Spencer Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

La Prendina Pinot Grigio Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio & Rodinella Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml:1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Essential Colours Eye palette, at Marks & Spencers
8 different shades Hypoallergenic

Tribeca Armchair, at Marks & Spencer
H90 x W101 x D99cm Seat H46cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish All of our fabrics are treated with Stain-Defence& trade; - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

5 Sleeveless Plain Bodysuits, at Marks & Spensers
Soft, plain and machine washable, these bodysuits are a perfect buy for your newborn

Coconut Shy, at Marks & Spencer
Contains: 4 poles, 4 coconut targets with small peg fasteners, 4 beanbags, instructions Beanbags: 105 x 80 x 25mm Coconut targets: 160 x 120 x 45mm Poles: 2 x 25 x 700mm & 2 x 25 x 900mm

5 Pairs of Younger Girls' Assorted Design Socks, at M & S
Stock up on stylish essentials with this pack of 5 pairs of assorted design socks

Limited Collection Faux Fur Lined Boots, at Marks & Spenser
Round toe Stitch detail Pull on Faux fur lined

Pure Cotton Matinee Cardigan, at Marks & Spencer
Knitted in pure cotton, this cute hooded cardigan will keep them warm and comfy. It looks cuddly too!

Autograph Pure Cotton Short Mac, at Marks & Spencers
A contemporary update of the classic trench style, this pure cotton mac makes a fashionable choice for sixth form wear

Younger Girls' Embroidered Canvas Ankle Trainers, at Mark & Spencers
Round toe Lace up Spot print contrast tongue Floral embroidered design Cut out heart detail Contrast flat sole

M&S USB Cable, at Mark & Spencers
1.8 metre cable M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Laser Cut Butterfly Birthday Card, at M&S
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 175 x 126mm

Platform Spot Mule Slippers, at Mark's & Spencer
Round toe Slip-on flat sole Spot print inside lining Mule style

Damask Pure Cotton Leaf Pattern Tablecloth, at M & S
Damask design Leaf pattern, Manufacturer: Marks & Spencer

Pure Cotton Stripe Towels, at Mark's & Spencer
Stripe design Comes in 3 sizes, Manufacturer: Marks & Spencer

Per Una Tencel® Zingy Trousers, at Marks and Spencer
A fashionable straight leg pair of trousers in pure tencel with an on the waist design and side pockets

Formula Age Defence Revitalising Day Cream + Vitamin C, at Marks & Spencer
SPF15 Contains vitamin C and white tea Helps prevent fine lines and wrinkles Hypoallergenic 50ml

Die Cut Pink Flowers and Vase Birthday Card, at Marks & Spencer
Cover Text: Happy birthday to you today Inside Message: Love and wishes for a wonderful day Approx size: 230 x 114mm

Flat Front Crease Resistant Fine Stripe Trousers, at Marks and Spencers
Stay smarter for longer with these innovative crease resistant trousers

Freshfeet Pure Cotton Jumbo Cord Slippers, at Marks and Spenser
Round toe Textured finish Tartan style lining pattern Flat sole Slip on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Wallace & Gromit Double Sided 500 Piece Jigsaw, at Marks & Spencer
Number of jigsaw pieces: 500 Double sided Approx. size of completed puzzle: 960 x 170mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Big & Tall Flat Front Trousers, at Marks & Spencer
A relaxed formal look, these comfortable trousers make a stylish and practical choice for everyday wear

Stretch Cotton Lace Trim Vest, at Marks & Spencers
Pretty and feminine, this strappy camisole features a lace trim. The soft stretch cotton fabric gives a comfortable flattering fit

The Cotton Collection Cotton Stripe Bath Foam & Body Cream, at MarksandSpencer
PH balanced bath foam: 150ml Body cream: 75ml Moisturising body cream

Autograph Luxury Pure Cotton Dobby Stripe Shirt, at Mark's & Spencer
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Blue Harbour Luxury Short Sleeve Birdseye Polo Shirt, at Mark & Spensers
Stylishly smart casual, this polo shirt is made from a modal blend so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

De Saint Gall Rosé Brut - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

M&S 2400W Steam Generator Iron, at Marks and Spencer
2020 - 2400 watt 1.5 litre boiler capacity 1 litre water reservoir Up to 70 minutes of continuous steam Variable steam feature Power on/off switch with indicator light Adjustable thermostatic control Boiler refill indicator light Steam lock button Steam ready indicator light Pressure safety release valve Dimensions: H34cm Stainless steel soleplate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cotton Rich Plain V-Neck T-Shirt, at Marks and Spencer
This longer length short sleeved t-shirt will make a useful addition to your wardrobe. It features a flattering v-neck for a stylish casual look

Furry Eyebrows Birthday Card, at Mark & Spencers
Inside message: Happy Birthday Approx size: 150 x 150mm

When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."