M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days M&S, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is M&S Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

Autograph Mock Crocodile Padlock Jewellery Box, at M+S
Carry handle Padlock Mock crocodile effect Internal mirror Various sized compartments 3 drawers 23 x 17.5 x 14cm

Autograph Pure Cotton Regency Stripe Duvet Cover, at M&S
Stripe design Comes in single, double, king-size and super king-size, Manufacturer: Marks & Spencer

Stripe Bikini Hipster Bottoms, at Marks and Spencer
Gorgeously feminine, this stylish bikini bottoms feature a striking stripe print. Make a splash!

Autograph Pure Silk Pleated Cushion, at Mark & Spencers
Rectangular shape Pleat detail Lined, Manufacturer: Marks & Spencer

Pure Cotton 'The Dog Ate My Homework' T-Shirt, at Marks & Spencers
Relaxed and fun, this 'The Dog Ate My Homework' t-shirt is made from soft cotton and comfortable to wear. A practical, easycare style

Summer Weight Linen Blend Flat Front Trousers, at Marks and Spencers
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

Classic Collection Pure Cotton Scarf Neck Top, at Marks and Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features scarf detail neckline. A fashionable style with a comfortable, flattering fit.

Elastic Strap Patent Shoes, at Marks and Spencer
Patent finish Round toe Wide elastic band Slip on Mid heel Heel height 72mm Comes in sizes 3-8, including half sizes

Pirque Estate Cabernet Sauvignon 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Cabernet Sauvignon Country of origin: Chile Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 15% vol. Alcohol units per bottle: 11.3 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Masquerade Stretch Bracelet, at M & S
Wide style Marble stone effect Chunky design Stretch fit

Per Una Pleated Handbag with Charm, at Marks & Spensers
A heart shaped charm makes this fashionable bag even more special. Give your look the Per Una twist!

Leather Multi Colour Loop Belt, at Marks and Spencer
This leather notched belt is ideal for wearing with casual styles

Anti-Cellulite Thigh Slimmer Control Knickers, at Marks and Spencer
These anti-cellulite thigh slimmer control knickers are independently proven to reduce surface signs of cellulite. Ready-coated with a Skintex formula, they use the latest cosmetic textile technology which allows micro bubbles in the fabric to release the special ingredients on to your skin for smoother, firmer thighs. For maximum results wear for 8 hours a day, 6 days a week for 6 weeks. Includes a Skintex reapplication spray

Stainless Steel Milk Jug, at Marks and Spencer
Stainless steel Single handle Pouring spout, Manufacturer: Marks & Spencer

Autograph Stainless Steel Wine Cooler, at Marks and Spenser
Cylindrical shape Diameter: 12cm Height: 20cm, Manufacturer: Marks & Spencer

Short Sleeve Round Neck Spongebob T-Shirt, at Marks and Spencers
Fans of Spongebob Absorb will love this crew neck cotton t-shirt featuring the popular character. A practical, easycare style.

Blue Harbour Heritage Pure Cotton Check Shirt, at Marks&Spencer
Relaxed and stylish, this long sleeve check shirt is made from pure cotton so it feels soft and comfortable to wear

Nursery Rhyme Sound Book, at Marks & Spencer
Children will love pressing the buttons and singing along to these four beautifully illustrated classic nursery rhymes: Humpty Dumpty, Hey Diddle Diddle, This Old Man & Three Blind Mice

Nostalgic Photograph 100th Birthday Card, at Marks & Spensers
Cover text: Congratulations... 100... and you've still got a spring in your step! Inside message: Happy Birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 150 x 150mm

Big & Tall Collezione Luxury Wool Rich Flat Front Trousers, at Marks & Spenser
Smart and stylish, these flat front trousers are made from fine quality wool with cashmere for exceptional softness. A practical, hardwearing and fashionable choice. Perfectly proportioned for big and tall men

Peter Rabbit Character Puzzle, at Marks and Spencer
22 Pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive Frederick Warne & Co Limited 2008, Manufacturer: Marks & Spencer

Pure Cotton Cap Sleeve Pintuck Shirt, at Marks and Spencers
This cap sleeved shirt will make a useful addition to your wardrobe. It features smart pintuck detail for a stylish casual look

Cotton Rich 3/4 Sleeve Mock Layer Jumper, at Marks and Spencer
Contemporary and casual, this jumper is made with cool comfortable cotton and features a mock undershirt for a fashionable look

First Readers Rapunzel book, at M+S
A man and wife have to give their baby Rapunzel to a witch. Will anyone be able to save Rapunzel?

Artificial Cymbidium in Ceramic Vase, at Mark's & Spencer
Artificial cymbidium Ceramic bottle vase No watering required therefore easy care Fresh looking throughout the year Height: 88cm, Manufacturer: Marks & Spencer

Edmonton Armchair, at Marks & Spencers
H92 x W92 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions made from shape-retaining foam on leather upholstery options and polyester fibre on fabric upholstery options Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Dualit Food Processor - Cream, at MarksandSpencer
Heavy duty induction motor with 12 year guarantee Fully adjustable slicing blade - 0.5mm to 7.5mm Reversible grating disc - 2.5mm and 4.5mm Reversible shredding disc - 1mm and 3mm Three long life stainless steel chopping blades with sure grip handles Emulsifying disc (Edisc) Bakery grade dough blade Chipping disc - 8mm square x 8 chips Takes 3 different bowl sizes which fit inside each other, allowing you to start with the small bowl, then move on to the medium and large bowls with no washing up in between Every bowl is perfect for multiple tasks and includes a giant 3.25L sized bowl Non-slip suction feet and multiple safety interlocks Pulse setting 1.5kW Dimensions: W21 x L25 x H42.5cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

JBL On Stage™ 200ID - Portable Speaker Dock for iPod®, at Marks & Spencers
Compatibility: All docking versions of the iPod (including nano G3, iPod classic, iPod touch and iPhone), MP3 and CD players, and desktop and laptop computers (all platforms) Input Requirement: Main connection docking connector for iPod; auxiliary connection 3.5mm (1/8") stereo mini jack High-performance loudspeaker dock for iPod Full iPod* and iTunes compatibility Easy-to-use music and navigation controls and IR remote Digital power and DSP (digital signal processing) Combines many proprietary technologies to provide clear, accurate sound with astonishing bass Frequency Response 40Hz 20kHz Input Impedance >10k Ohms Signal-to-Noise Ratio >85dB Voltage Input 110V 240V AC Dimensions 359mm x 64mm x 110mm Weight 0.7kg

M&S 8 in 1 Accessories Pack for Nintendo™ Wii™, at Marks and Spencer
8 accessories compatible with Nintendo™ Wii™ Includes accessories for Wii™ tennis, Wii™ baseball, Wii™ golf and Wii™ Mario cart Also includes 2 padlock straps, protector cover and controller grip for Wii™ control panel Please note- this product is not made or endorsed by Nintendo™ M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

M&S 2400W Steam Generator Iron, at Mark & Spencers
2020 - 2400 watt 1.5 litre boiler capacity 1 litre water reservoir Up to 70 minutes of continuous steam Variable steam feature Power on/off switch with indicator light Adjustable thermostatic control Boiler refill indicator light Steam lock button Steam ready indicator light Pressure safety release valve Dimensions: H34cm Stainless steel soleplate M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides M&S Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.