When you're shopping at Marks & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks & Spensers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spenser online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

Pure Linen Turn-Up Sleeve Pintuck Blouse, at M&S
Chic and modern, this turn-up sleeve blouse is made from cool crisp linen and features front pintuck detail

Dualit Blender - Chrome, at Marks & Spencers
500 Watt heavy duty motor 1.5 litre jug capacity Ice-crushing/smoothie function Removable blades for user safety and ease of cleaning Patented safety interlock system for blades - prevents the blades from rotating unless both glass jug and lid are in place Variable speed control Non-slip suction feet Cord storage Removable component in the lid which acts as a measuring cup for small quantities of ingredients Pulse/turbo feature Weight: 5 kg Dimensions: W16 x H37 x L21 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Baby Bunny Stripe Flat Sheet, at M & S
Stripe design Baby bunny motif Wide Trim Pure Cotton, Manufacturer: Marks & Spencer

Nord Sud Rhône Syrah-Grenache 2006 - Case of 6, at M+S
Style: Dry Grape Variety: Syrah, Grenache Country: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

1 Pair of Gel Pads, at Marks and Spencers
These clever gel pads help to prevent the burning pain you get when wearing high heels

5 Pairs of Younger Girls' Assorted Design Socks, at M+S
Stock up on stylish essentials with this pack of 5 pairs of assorted design socks

Men's Classic Fragrance Collection, at Mark's & Spencer
Contains: Woodspice aftershave 30ml Woodspice shower gel 30ml Harvard aftershave 30ml Harvard ahower gel 30ml

AUTO DELIVERY - MCS FEB INTRO MIX, at Marks and Spencers
This product is not available for international delivery. Find out more

Pure Cotton Ripstop Pull On Hat, at Marks & Spenser
Keep your cool in this pull on sun hat, a summer and holiday essential

Catseye Goblet Necklace, at Mark's & Spencer
Catseye pendant Adjustable length Lobster clasp fastening Necklace length: 53cm

Faux Pearl Stud Earrings, at MarksandSpencer
Faux pearl effect Round shape Stud fastening Diameter 10mm

Thomas Moving Engine Puzzle, at Marks and Spencer
13 pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Autograph Occasions Waterfall Prom Dress, at Mark's & Spencer
Beautifully designed and luxurious, this exclusive dress is detailed with a waterfall design. A stunningly glamorous style statement, perfect for elegant occasions

Per Una 3 Piece 3/4 Sleeve Botanical Bolero Set, at Mark's & Spencer
A modern 3/4 length sleeve 3 piece set featuring a floral printed top, plain inner camisole with lace trim and a tie front bolero

2" Longer 3 Pack Easycare Long Sleeve Shirts, at Mark's & Spencer
Smart and stylish, this pack of 3 easycare 2" longer sleeve shirts is great value. An ideal choice for everyday wear

Pure Cotton Embroidered Fox Hooded Pramsuit, at Marks & Spensers
Cute and cosy, this hooded pramsuit is warmly padded and lined with soft cotton to keep her comfortable

Classic Bear Christening Card, at Marks & Spencer
Cover text: Christening, Sent with love on your special day... Inside message: Blank for your own message Approx size: 150 x 150mm

Big & Tall Flat Front Trousers, at Marks & Spenser
With a modern, flat front silhouette combining comfort and style, these dapper trousers add versatile appeal to your formal wardrobe, maintaining your smart look throughout the day

LEGO® 50th Birthday Card, at Marks & Spenser
Cover text: The big 50 Dont worry youll get OVER it! Inside message: Blank for your own message Approx. size: 215 x 150mm

Angel Cotton Rich Spot Print First Bra & Shorts Set, at Mark's & Spencer
This simply styled great value spot print bra and shorts set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

TomTom XL IQ Routes™ Edition Regional Satellite Navigation System, at M&S
Maps: Full door to door maps of the UK and Ireland Display: XL 4.3" widescreen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009. Click here for more information

Cream Butterflies Wedding Card, at Marks & Spencer
Cover message: Wedding Day Inside message: Wishing you much joy and happiness on your special day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

Animal Alphabet Novelty Notebook, at Marks and Spencers
Animal alphabet novelty notebook Hardback W16 x L17 cm

Coloured Glass Collection - Small Hurricane Lamp, at Marks and Spencer
H18 x Diam 13.5cm Thick base Coloured glass Candle and sand included Hurricane lamp style, Manufacturer: Marks & Spencer

Blue Energy Deodorising Body Spray, at MarksandSpencer
150ml spray This product is not available for international delivery. Find out more

Autograph High Heel Stud Gladiator Sandals, at Mark's & Spencer
Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day Open toe Stud strap detail Buckle fastening High heel Heel height: 9cm Comes in sizes 3-8, including half sizes

Adored Comfort Embroidered Orchid Padded Bra, at Marks and Spencers
Pretty and elegant, this underwired padded bra is made from the softest fabric and embroidery, so it feels blissfully comfortable to wear. Underwiring and padding give an uplifted and enhanced natural shape. Feminine everyday lingerie

Die Cut Tiny Fairies and Stars Birthday Card, at Mark & Spensers
Cover text: To Someone very special Inside message: With lots of love x Approx size: 150 x 150mm

125 Years Pure Cotton Long Sleeve Check Shirt, at Mark & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Pure Silk Check Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart check tie in pure silk

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Home Insurance than you will anywhere else, and you may even pay less with M&S.