There are lots of ways to save money using M&S Money. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

2 Tiga Mock Suede Dining Chairs, at Marks and Spencer
H87 x W47 x D59cm Seat H43cm Sold as a pair Made from solid sheesham with mock suede seat Treated with a protective low-sheen lacquer that provides added durability Made from solid wood for strength Legs made from solid wood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy these chairs as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Non-Wired Padded T-Shirt Bra, at Mark & Spencers
Non-wired to provide you with a more natural silhouette. This great bra offers superior support thanks to adjustable straps and added stretch, while the easycare design guarantees convenient comfort

Gathered Front Cover Up Beach Dress, at Marks n Spencer
Fabulously fashionable, this flattering cover up dress is designed in the latest shape. A stylish modern look

Glass Boxed Mirror Photo Frame 20 x 25cm (8 x 10''), at Marks and Spencer
Plain glass boxed mirror photoframe Aperture: 20 x 25cm (8 x 10'') H39 x W34cm, Manufacturer: Marks & Spencer

Small Spencer Bear, at Marks and Spencer
Suitable for ages 12 months + Traditional teddy bear Contrast paw pads This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

M&S 512MB Micro SD Memory Card, at Marks & Spenser
Compatible with digital devices with a microSD card slot Read (MB /s): 10MB Write (MB /s): 3MB Available capacity: 480MB M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Tiga Side Table, at Marks and Spencer
H45 x W46 x D46cm Cube design Made from sheesam wood Finished with a protective matt lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Tiga Collection Set. , Manufacturer: Marks & Spencer

Leisure Drawstring Joggers, at Marks & Spencer
With added stretch for essential ease of movement, these comfy and practical cotton rich joggers are great for workouts or stylish relaxation

Short Sleeve 3 Button Jacket, at Marks and Spencer
Chic and stylish, this short sleeve jacket makes a great choice for work or smart occasions. It's machine washable for added convenience

Autograph Pure Cotton 3 piece Stripe Hooded Outfit, at Marks&Spencer
Fun and practical, this cute 3 piece outfit features a stripe design. It's made from pure soft cotton to keep him comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Autograph Twisted Glass Table Lamp, at Marks & Spencer
Rectangular fabric shade Twisted glass stem M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Circles Holographic Roll Wrap, at Marks and Spencer
1 roll wrap Approx size: 1.5 x 700mm

Footglove™ Wide Fit Wedge Slingback Shoes, at Marks and Spencers
Peep toe Stitch detail Slingback style Buckle fastening Wedge heel Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

North Coast Pure Cotton Button Detail Funnel Neck Jumper, at Marks & Spencers
Fashionable and practical, this button detail funnel neck jumper is made from pure cotton. It's designed to keep its shape and feel soft and comfortable to wear

Hepworth 7-Drawer Sideboard, at Marks & Spencers
H85 x W160 x D50cm With 7 drawers 3 doors With 1 adjustable shelf in each cupboard Made from European Birch solids and veneers Treated with a rich stain and aged with dark patina known as a 'housemaid's rub' Finished with 2 coats of durable, clear lacquer of mid sheen Side panels, door panels and back panels are veneered Top panel is veneered with solid birch edging for strength Drawer boxes made from solid European Birch. Drawers made from veneers Solid European Birch legs Door frames made with solid European Birch. Door panels are veneered All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & Autograph F500 Mattress - Medium, at Marks and Spencers
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

123 Sticker Book, at Marks & Spencer
This sticker book will keep them busy as they look for an incredible 150 stickers inside!

Cotton Rich Hooded Cardigan, at Marks and Spencer
A practical choice for school, this hooded cardigan is made from soft cotton rich fabric with stretch. It's easycare for convenience

2 Per Una Clover Embroidered Shorts, at Marks and Spencer
Elegant and feminine, this 2 pack of stylish shorts feature a delicate front panel in soft stretch lace. The low rise, low leg style gives a shapely figure-flattering fit. Pretty everyday fashion

Pure Cotton Easy Iron Oxford Check Shirt, at Marks & Spencers
Stylish and innovative, this check design easycare shirt is quick and easy to iron for a smart crisp look

Autograph Positano Dining Table, at Marks n Spencer
All-weather synthetic rattan Aluminium frame Glass top H76.5 x Diam 130cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Younger Girls' Pure Cotton Assorted Cupcake Briefs, at Marks and Spenser
Cute and trendy, this 5 pack of cotton briefs feature assorted cupcake designs

Blue Harbour Stormwear™ + Fairtrade Cotton Straight Leg Chinos, at Mark's & Spencer
Look below to see a video clip about Fairtrade Fairtrade certified cotton is a new initiative that we're the first major high street retailer to support. Like all Fairtrade products, it helps local farmers to invest in developing their own communities

Autograph Baguette Hoop Earrings Made with CRYSTALLIZED™ - Swarovski Elements, at Marks and Spencer
Hoop design Butterfly fastening Made with CRYSTALLIZED™ - Swarovski Elements

Short Sleeve Spot Print Pyjamas, at Marks and Spencer
Pretty and feminine/Stylish and elegant/Fashionable and practical, these comfortable pyjamas/etc feature

Older Boys' Ireland Rugby Swimming Shorts, at Marks&Spencer
Sports fans will love these cosy Ireland swimming shorts featuring the team motif. A practical, easycare style

Pure Cotton Stripe Pyjamas, at Marks&Spencer
Soft and breathable, pure cotton pyjamas are the natural choice for a comfortable night's sleep

PlayStation® 2 Ben 10: Protector Of Earth, at Marks and Spencer
Take control of the Omnitrix and play as 5 different alien heroes from the show, including Four Arms, Heatblast, Cannonbolt, Wildvine and XLR8 Collect experience points to upgrade your characters and unlock over 80 combo moves Venture to 14 different levels and unlock 4 challenge locations Challenge your friends in battle mode or play together in 2-player co-op mode Unlock additional content including character skins, show clips and never-before-seen concept art 2007 Sony Computer Entertainment Europe This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Collezione Leather Brogue Shoes, at Marks & Spencer
Pointed toe Punch feature Stitch detail 5 eyelets Lace-up Block heel

Classic Collection Self Check Blouse, at Marks and Spencers
Smart and stylish, this self check blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Shopping for financial products at M&S Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Money website.