Besides Marks and Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Garden Bin & Scoop Set, at Marks & Spencer
Garden tidy bin Collapsible design 2 leaf collectors Lightweight, Manufacturer: Marks & Spencer

Pure Cotton Stitch Detail Pull On Trousers, at MarksandSpencer
Relaxed and comfortable, these cotton pull on trousers make it easy to dress. They feature a waist tie and handy pockets. A practical, fashionable and easycare style

Valentine's Day Luxury Wrap Pack, at Marks and Spenser
Contains: 1 sheet of wrapping paper and 1 gift tag Approx size: Wrap: 685 x 980mm, Tag: 65 x 75mm

Sonoma Dark Coffee & Side Table Set, at Marks & Spencers
2 piece set Coffee table: H45 x L135 x W50cm Coffee table has a glass lower shelf Side table: H60 x W44 x D45cm Side table has 1 drawer and a glass lower shelf Glass shelves are made from safety-tested toughened glass Made from solid oak and oak veneer Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Handles made from solid wood Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spensers
These straight leg jeans in pure cotton are great value. A practical, easycare style

Royal Jelly & Pure Honey Rich Crème Bath, at Mark & Spencers
Natural skin nutrition 500 ml

Sonoma Dark Wardrobe & 10-Drawer Chest Set, at Marks and Spencer
2 piece set Wardrobe: H200 x W90 x D65cm 1 hanging rail and 1 shelf 2 doors and 1 drawer 10 drawer chest: H88 x W170 x D50cm Drawer boxes and fronts made from solid hardwood. Drawer bottoms made from White Oak veneer Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Side panels and back panels made from White Oak veneer Top panels made from White Oak veneer with a solid Oak edging for strength Shelves made from White Oak veneer Handles made from solid wood Legs made from solid hardwood Door frames made from solid wood. Door panels made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Dogs Photographic Calendar, at Mark & Spencers
Month-to-view Approx. size: 225 x 390mm

Freshfeet Suede Driving Moccasins, at Marks and Spencers
Round toe Stitch detail Flat sole Lined Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Frill Sleeve Round Neck Top, at M & S
Get a sophisticated modern look with this round neck frill sleeve top. Perfect for mixing and matching with skirts or trousers

Long Sleeve Stripe Fleece, at Marks & Spensers
Cute and cosy, this funnel neck fleece is outstanding value. An easycare style at a great price

Autograph Penthouse Leaf Bedcover with Silk, at Marks & Spensers
Leaf jacquard design Dimension: 200 x 255cm, Manufacturer: Marks & Spencer

Château la Providence 2000 - Case of 6, at Marks n Spencer
Style: Full bodied Grape variety: Merlot Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Cotton Rich Jeans, at M+S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Padded Full Cup Pinstripe Bra, at Marks and Spencer
Stay on trend at every level with lingerie that looks the business, in this season's city-chic pinstripe

Per Una Pure Cotton Appliqué Heart Minishirt, at Mark's & Spencer
Modern and feminine, this stylish minishirt features an appliqu heart design. It's made from soft breathable cotton so you can relax in comfort and style. Part of Per Una's sleepwear collection

Autograph Art Deco Jewellery Box, at Marks & Spencer
Art deco design 4 drawers Mirror finish Internal compartments 35 x 25 x 16cm

Nintendo Wii™ Mario Kart Game, at Marks and Spencer
5 different control options: Wii Wheel, Wii Remote turned on side, Wii remote and nunchuck, classic controller and Nintendo Gamecube controller New wheels and courses including motorbikes Play with up to three friends locally or challenge up to 11 friends via Nintendo Wi-Fi Connection Includes Wii Wheel: Transform your Wii Remote in to a steering wheel that feels natural in anyone's hands Visit the Mario Kart Channel on your Wii Menu to check regional and worldwide stats, friend rankings, download ghost data, participate in worldwide Time Trial events and more! M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information *Must be returned with the tamper seal intact for full refund, Platforms: Nintendo Wii, ESRB Rating: Kids to Adults

3 Pure Cotton Stripe Tea Towels, at Marks & Spencers
Pack of 3 Plain edge Assorted designs, Manufacturer: Marks & Spencer

3 Pure Cotton Long Sleeve Assorted Tops, at M & S
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep her happy and comfy

Collezione Leather Square Toe Monk Shoes, at Marks and Spencer
Square toe Stitch detail Buckle fastening Block heel

Blue Harbour Pure Cotton Long Sleeve Check Shirt, at Marks and Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Royal Horticulture Society Dogwood Card, at Marks and Spencers
Cover text: Dogwood Inside message: blank for your own message Every purchase supports the work of the RHSE to advance horticulture and help gardeners everywhere. The Royal Horticulture Society 2008 Registered Charity No. 222879/SC038262 For more information about the RHS visit www.rhs.org.uk Approx size: 150 x 150mm

4 Pairs of Ribbed Wool Rich Socks, at Marks & Spenser
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

Portfolio High Heel Court Shoes, at Marks & Spencer
Square toe Jewel feature Slip on Heel height 91mms

Per Una Jewel Embellishment Belt, at Marks and Spencer
A jewel embellishment makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Medium Blonde Doll, at Marks and Spencers
Suitable for ages 1-3yrs H39cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Briefs, at Marks and Spenser
Offering superior comfort at a great value price, these classic briefs are a fantastic choice for everyday wear thanks to fuss-free easycare cotton

Plain Full Slip, at Marks and Spencers
A fashion essential you can't do without! This slip enhances the look of dresses and stops them clinging or becoming see-through under light. All our slips are cling resistant and come in a number of lengths

Limited Collection Pure Silk Pleat Dress, at Marks and Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its M&S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.