Besides Mark's & Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Little Acorns Christening Invites - Pack of Ten, at Mark & Spensers
Cover text: Christening Inside message: Would like to invite.....to the christening of.....on.....at.....time.....RSVP..... 10 cards, 1 design Approx size: 120 x 120 mm

Pure Cotton Long Sleeve Hooded Top, at Marks & Spensers
Soft, snug and comfy, this cotton top is outstanding value. It features a hood. Fashionable and practical

Linen Blend Leaf Print Tie Top, at Marks and Spencers
This fab short sleeveless top features a stunning leaf print. A vibrant new look, perfect for this season

Collezione Italian Pure Silk Suitcase Tie, at Marks and Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Black & Cream Floral Large Gift Bag, at Marks and Spencer
1 gift bag Approx size: H350 x W350 x D100mm

Stainless Steel Pastry Wheel Cutter, at Mark & Spensers
Looped handle for hanging storage Cutting wheel L19 x W4 cms, Manufacturer: Marks & Spencer

Ribbed Ultralite Umbrella, at Marks and Spencer
Small enough to fit into a pocket, this contemporary umbrella is designed with our unique Flexi-Rib technology. Fibre reinforced plastic spokes give extra strength and durability

Car Keyring, at Marks and Spencer
You'll never lose your keys again with this eye-catching keyring

Stainless Steel Avocado Slicer, at Marks & Spencers
Looped handle for hanging storage L21cm, Manufacturer: Marks & Spencer

Sweetheart Drop Earrings, at Marks & Spensers
Hook fastening Drop style Heart design For hygiene reasons, refunds will only be given in accordance with your legal rights

Pure Cotton Long Sleeve Stripe Shirt, at Marks and Spencers
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Autograph High Heel Stud Gladiator Sandals, at Marks and Spencer
Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day Open toe Stud strap detail Buckle fastening High heel Heel height: 9cm Comes in sizes 3-8, including half sizes

Footglove™ Wide Fit Wishbone Leather Sandal, at Mark & Spensers
Footglove™ soles are comfortable, highly flexible and lightweight Round toe Buckle fastening Widefit Comes in sizes 3-8, including half sizes

Spin & Shout Game, at Marks and Spenser
Number of players: 2+ Suitable for ages 8+ Pack contains: letter wheel spinner, 100 question cards and instructions This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Enamel Garlic Pot, at Marks & Spenser
Detachable lid with handle 'Garlic' motif Dimensions: H13 x Diam 10cm, Manufacturer: Marks & Spencer

Black Floral on Kraft Luxury Wrap Pack, at Marks & Spensers
1 x gift tag 1 x length ribbon 1 x sheet wrapping paper Wrap: 685 x 98 mm Tag: 115 x 65 mm Ribbon: 2m

M&S Driving Test Software, at Marks & Spencer
Theory, hazard and practical driving tests all in one handy suite Theory - multiple choice Hazard perception - official Q&A sample clips Practical - 2 day driving programme and interactive guide This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Acrylic Collection Small Bowl, at Marks and Spencer
Dishwasher safe Diam 15 x H7cm, Manufacturer: Marks & Spencer

Samsung J700 - Vodafone Pay as you talk Mobile Phone, at M+S
A maximum of 2 phones per customer may be purchased Talk Time: Up to 3 hours Stand-by: Up to 250 hours Screen: 128 x 160 pixel resolution, 65,536 LCD colours, 2 inch Ringtones: 64 Polyphonic and MP3 ringtones Camera: 1.3 megapixel Dimensions: H9.9 x W4.8 x D1.4cm Weight: 92g Messaging: SMS and MMS - Combine image, video, text and voice clips and send an MMS to a compatible phone or PC Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. Memory: Up to 10MB internal memory, MicroSD card slot Video player: Watch MP4 videos Music player: Music player with dedicated play/pause button. Plays multiple audio formats including MP3, AAC, AAC+, e-AAC+ and WMA Radio: Listen to FM radio M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Collezione Exclusive Apron Lace-Up Shoes, at Marks&Spencer
Round toe Lace-up Apron design Stitch detail Block heel

Autograph Pure Silk Long Sleeve Beaded Kaftan, at Marks and Spenser
Luxurious and exclusive, this sophisticated kaftan is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Saint Saturnin Réserve les Moulies Rosé 2008 - Case of 12, at Marks and Spencer
Style: Dry Grape variety: Syrah, Grenache, Cinsault Country of origin: France Closure: Synthetic cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Drawstring Pyjama Bottoms, at Marks & Spensers
Luxurious and sophisticated, these modern pyjama bottoms are part of our exclusive Autograph collection. Made from the softest fabrics for the ultimate in comfort, they're beautifully designed and finished

Collezione Wool Rich Single Breasted 3 Button Stripe Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Pure Cotton Stripe Double Oven Mitts, at M&S
Double mitten Ribbed Storage loop Stripe design, Manufacturer: Marks & Spencer

Formula Revival Radiance Complexion Balm, at Marks & Spensers
Instant reduction of fine lines and wrinkles Contains UVA/UVB filters Suitable for all skin types Hypoallergenic 50ml

Birthday Girl Crown Birthday Card, at MarksandSpencer
Cover Text: Birthday Girl Inside message: Blank for your own message Approx size: Flat: 150 x 215mm. Crown circumference up to 600mm

Cotton Blend Little Monster Bedset, at Marks n Spencer
3 part set Check design pillowcase Single duvet cover with 'Little Monster' slogan Curtains with Little Monster motif Co-ordinate with 50/50 Pale blue plain dye sheets and pillowcases strokes T352101F,T352101S,T352101P,T352101V, Manufacturer: Marks & Spencer

Baby Brother Duo 2 - Case of 6, at Marks and Spencer
3 Chardonnay VdP Cteaux de Tannay 2008: Showing all the crunchy green apple fruit, citric acidity and pebbly minerality youd expect of a decent Chablis, this is a vibrant and characterful Chardonnay 3 Ctes du Rhne Les Closiers 2007: This full-bodied yet elegant red has firm tannins, engaging flavours of ripe plum and cherry fruit, together with a gentle, spicy persistence You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Satin Stitch Fitted Sheet, at Mark & Spensers
Plain Comes in Single (3ft), Double (4ft 6in), King Size (5ft) and Super King Size (6ft), Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.