When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Glamorous Black Dress Daughter Birthday Card, at Marks & Spensers
Cover text: Boutique Wonderful Daughter Inside message: Happy Birthday Approx size: 230 x 114mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Philips HQ6990 Electric Shaver, at Marks and Spenser
Super lift & cut technologyThe dual blade system lifts hairs to cut comfortably below skin level Pop-up trimmer:Full width, pop-up trimmer is perfect for grooming sideburns and moustache Reflex action system: Automatically adjusts to every curve of your face and neck This ergonomically designed grip enables easy handling for a comfortable shave Corrosion-free heads Hair-collecting chamber Easy grip for total control

M&S Easy Media Create and Copy Software, at Marks and Spencer
Roxio Easy Media Creator 9 Software Copy music and movies to CD and DVD Make photo slideshows with music and animation Transfer music and movies to iPod, PSP or mobile phones Edit video and create home DVDs with menus Convert LP's and tapes to CD, DVD and MP3 or WMA formats M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

5 Cotton Rich Spot Print High Leg Knickers, at M&S
These high leg knickers are perfect for everyday wear and this multipack makes a great way to stock up your underwear drawer

4 Disney Princess Books, at Mark & Spencers
These enchanting Disney Princess board books bring all the magic of the classic Princess stories to young children. Including interactive questions about the story and beautiful illustrations, these books are sure to become favourites for parents and children alike.

2 Plain Multiway Padded Bras, at Marks and Spencer
These versatile bras can be worn 5 ways: conventionally, halterneck, cross back, strapless and one shoulder. Designed for a comfortable flattering fit, secure support and great flexibility

Teddy Car Son Birthday Card, at Marks & Spencer
Cover text reads: To a very special son Inside message: On your very special birthday x Approx size: 175 x 127mm

Newborn 3 Piece Gnome Outfit, at Marks and Spencers
Ideal for new arrivals, this cute and practical set contains: top, jacket and trousers. A great value pack in soft comfy cotton rich fabric

Barbecue Mitt, at Marks & Spencers
Hanging loop Stripe design Approx size: 38 x 18cm, Manufacturer: Marks & Spencer

Wizards And Magic CD, at Marks & Spensers
Audio CD, Marks & Spencer

Short Sleeve Cardigan & Stripe Top Set, at Mark & Spensers
Cute and casual, these short sleeve cardigan and stripe top look fabulously fashionable worn together or separately

Sunny Daze Eau De Toilette Purse Spray 25ml, at Marks and Spencer
Fruity floral fragrance 25ml

Autograph White Hungarian Goose Down Duvet - 4.5 Tog, at Marks & Spencers
4.5 tog Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Portfolio Mixed Chunky Bead Necklace, at M+S
Button fastening Ribbon chain Mixed chunky bead design Necklace length 81cm

Origami and Beads Large Gift Bag, at Marks & Spencer
Pack Contains: 1 gift bag Approx Size: H: 350 mm, W:350 mm, D: 100 mm

Thelema Sutherland Chardonnay 2008 - Case of 6, at Marks & Spencer
Style: Dry Grape variety: 100% Chardonnay Country of origin: South Africa Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites This product is not available for international delivery. Find out more

Limited Collection 3/4 Length Plain Leggings, at Marks and Spencers
Get a fashionable, contemporary look in these stretchy leggings from Limited Collection

Autograph Weekend Long Sleeve Pyjama Top, at M+S
Luxurious and sophisticated, this modern long sleeve pyjama top is part of our exclusive Autograph Weekend collection. Made from the softest fabrics for the ultimate in comfort, it's beautifully designed and finished

Black & Cream Floral Large Gift Bag, at M&S
1 gift bag Approx size: H350 x W350 x D100mm

Save the Children Charity Contemporary Eggs Multipack of Easter Cards, at Mark & Spencers
Cover text: Design 1: Easter wishes, Design 2: yummy Easter treats! Inside message: Both designs: blank for your own message 10% of the purchase price from each pack will be contributed to Save the Children. Registered Charity England & Wales (213890) / Scotland (SC039570) Pack contains: 6 cards, 2 designs Approx size: 120 x 120mm

Collezione Pure Wool Single Breasted 2 Button Charcoal Stripe Jacket, at Marks & Spenser
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Autograph Round Face Analogue Watch, at Marks and Spencer
Round face Chain link bracelet Date indicator Analogue display

Juliana Mixed Bead Necklace & Earrings Set, at Marks and Spencer
2 part set Adjustable length mixed bead necklace with clasp fastening Hook fastening mixed bead in a drop style earrings Necklace lengths: 48cm, extendable by 7cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Formula Age Defence 4 in 1 Revitalising Cleansing Wipes, at Mark's & Spencer
Contains 25 wipes Specially formulated for use in combination with the rest of the Age Defence range Skin appears revitalised and visibly brighter Formulated to cleanse, moisturise and refresh without irritating or drying your skin Suitable for all skin types Hypoallergenic

Heritage Collection - Mini Table Lamp, at Marks & Spenser
Conical shade Bulbous stem with cut glass feature Round base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Knee Length Pocket Detail Pencil Skirt, at Marks and Spencer
Sleek and chic, this knee length pencil skirt is tailored to fit and flatter. A stylish choice for work or smart occasions

Chunky Marble Necklace & Bracelet Set, at Marks and Spencers
2 part set Stretch bracelet Clasp fastening necklace Adjustable necklace length Marble design Chunky style Necklace length 48cm, extendable by 8cm

Criss Cross Bodyshaper Swimsuit, at MarksandSpencer
Gorgeous and glamorous, this stylish swimsuit shapes and smoothes your figure, giving you a flattering fit. A stylish, shapely look

Autograph Pure Cotton Belted Jeans, at Mark & Spensers
Soft cotton fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value jeans are designed to keep baby looking adorable and feeling comfy and happy

Dress Up Fairies Sticker Book, at M+S
Open this book and find four fun loving fairies inside, all waiting to meet you. Choose stickers to dress them in pretty clothes and dainty accessories, and follow them on their magical adventures. With over 300 stickers and extra activities, little girls will love this dolly dressing sticker book.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.