M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M&S insurance products in document format too.

Manicure Kit with Travel Wallet, at Marks and Spenser
Kit contains: Stainless steel nail scissors Nail clippers Nail file Straight tipped tweezers Presented in a travel wallet with press stud fastening

3 Pure Cotton Frill Knickers, at Marks and Spencer
Brighten up her underwear drawer with this great value set of comfortable and pretty briefs

Bold Stripe Cushion with Recycled Filling, at MarksandSpencer
Rectangular shape Stripe design L60cm x W43cm, Manufacturer: Marks & Spencer

Cotton Rich Stripe Low Rise Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these cute stripe design shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

LED Light Collection Dragonfly Mobile, at Marks and Spencer
Hanging loop Circular design 3 hanging dragonflies, Manufacturer: Marks & Spencer

Gold Diamanté Hearts Engagement Card, at Marks and Spencers
Cover text: On Your Engagement Inside message: Blank for your own message Approx size: 150 x 150mm

Pointed Toe Court Shoes, at Marks and Spencer
Pointed toe Slip on Mid heel Plain Heel height 67mm Comes in sizes 3-8, including half sizes

Nokia 6300 - Vodafone Pay as you talk Mobile Phone, at Mark's & Spencer
Maximum of 2 phones per customer may be purchased Talk Time: Up to 3.5 hours Stand-by Time: Up to 14 days Screen: 320 x 240 pixel TFT QVGA screen, up to 16.7 Million True colors, 2 inch Ringtones: Video ringing tones , MP3 ringing tones, True tones, and MIDI tones for up to 64 polyphonic tones Dimensions: H10.6 x W4.3 x D1.3cm. Weight: 91g Camera: 2 megapixel, 8x digital zoom and full screen viewfinder Radio: FM stereo radio with Visual Radio Music player: Music player supporting MP3, MP4, AAC, AAC+, eAAC+, H.263, H.264 Internet: XHTML browser, access your email on the go and send attachments Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. Games and applications: Java™ MIDP 2.0 games and applications Memory: Up to 7.8 MB internal user memory. MicroSD card slot (up to 2GB) for storing pictures and music Messaging: SMS and MMS Battery: BL-4CBattery(860 mAh) Voice Features: Voice recorder, voice volume control, voice commands, voice messaging, integrated handsfree speaker Connectivity: Mini USB, Bluetooth, AV 2.5mm Video: Video recorder and player Includes in the box: Nokia 6300 handset and Nokia stereo headset HS-47 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Stainless Steel Long Handle Colander, at Mark's & Spencer
Long handle design L42 x Diam 22cm, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Top, at Marks & Spencer
This short sleeved top will make a useful addition to your wardrobe. It features a smart scoop neck for a stylish casual look

Sony VAIO VGN-NS30Z/S Laptop, at Marks n Spencer
Processor: Intel Core™2 Duo Processor T6500 with Enhanced Intel SpeedStep Technology Processor speed: 2.1(GHz) RAM: DDR2 SDRAM (2x2GB) Screen: 15.4in. X-black LCD Operating System: Genuine Windows Vista Home Premium Hard Drive: Serial ATA 500(GB), 5400(rpm) Graphics card: Mobile Intel Graphics Media Accelerator 4500M Memory stick slot: Memory Stick™ Std / Duo, Memory Stick™ PRO Std / Duo, high speed data transfer Digital camera: Built-in 'Motion Eye' Digital Camera Optical Drive: Built-in DVD+-RW/+-R DL/RAM Interfaces: 4 Pin i.LINK™ (IEEE1394), 400 Mbps; 4 USB Ports Connectivity: Built-in Modem: V.92/V.90, Integrated Wireless LAN, Wireless LAN Type: 802.11b/g Draft n; Ethernet network: 10BASE-T/100BASE-TX/1000BASE-T Battery: Lithium-Ion battery (VGP-BPS13/B), Battery Life (min): 200; Battery Charging Time (min): 210 Video & TV software: Picture Motion Browser, Content Importer / Exporter, WinDVD 8 for VAIO, VAIO Movie Story Audio software: VAIO Music Box, Windows Media Player 11 Photo software: Picture Motion Browser, VAIO Movie Story CD-DVD burning software: Easy Media Creator 9, Click to Disc/Editor Office application software: Adobe Reader 9, Microsoft Office Home&Student (60 days Try & Buy) Security & other software: McAfee Internet Security Suite (with 60 days free virus update), VAIO Recovery Utility - HDD recovery (hidden partition), Google software package Accessories included: AC Adaptor, Battery, Power Cord Dimensions: H32-38 x W36 x D27cm Weight: 2.9kg (with Supplied Battery and Supplied Drive) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Handcrafted Westies Valentine Card, at M&S
Cover Text: I Love You... Inside mesage: Be my Valentine This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 114mm

PlayStation®2 Crash of the Titans Game, at Marks and Spencer
Crash now has a powerful acrobatic fighting system At any point in the game get your buddy to join in and play as Carbon-Crash, and work together to unleash total chaos! Control, play and battle as 15 different outrageous and totally unique enemies 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Per Una Longline Animal Print Top, at Marks & Spencer
A gorgeous animal print top featuring ruched neck and sleeve, lace detail makes it extra stylish

Blue Harbour Pure Cotton Double Stripe Polo Shirt, at Marks and Spencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Autograph Floral Stripe Tie, at M&S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Zebra Print Shoes Birthday Card, at Marks and Spenser
Cover text: Beautiful birthday Inside message: Blank for your own message Approx size: 174 x 126mm

Gold Plated Frosted Loop Set, at Marks & Spencer
2 part set Butterfly fastening loop earrings Clasp fastening frosted loop necklace Diamant detail

Knee Length Belted Pleated Skirt, at Marks and Spencer
Elegant and feminine this knee length pleated skirt makes a fashionable, flattering choice. Get the latest look

Autograph Leather Zip Up Biker Jacket, at Marks & Spencer
This super soft leather biker style jacket is part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Oak Block Table Lamp, at Marks and Spencer
Wood block base Rectangle fabric shade H51 x W36 x D20cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Rabbit Thank You Teacher Multipack of Cards, at Marks & Spencers
Design 1: To a FAB teacher, Who makes learning fun Design 2: You're the BEST teacher and deserve a BIG... Inside messgae: Both designs: thank you 6 cards, 2 designs Approx size: 130 x 130mm

Fenton Armchair, at Marks and Spencers
H90 x W96 x D103cm Seat H51cm, arm H60cm, top back rail H76cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Back cushions made from polyester fibre Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid hardwood feet with dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch samples: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Large Pillar Candle, at Marks and Spencer
Pillar shape Plain H19cm, Manufacturer: Marks & Spencer

Collezione Luxury Pure Wool Fine Stripe Trousers, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

T345623S, at Marks and Spencers
Manufacturer: Marks & Spencer

Autograph Pure Cotton Double Stripe Polo Shirt, at M & S
Casual and contemporary, this pure cotton double stripe polo shirt is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

MoDA Pink Floral Bamboo Paper Blank Card, at Marks and Spenser
Cover Text: Blank Inside message: Blank for your own message Approx size: 150 x 150mm Our MoDA range has been screen printed onto paper made from bamboo. Bamboo is a truly sustainable and renewable resource as it's the fastest growing plant on the planet!

Younger Boys' Thomas & Friends™ Rucksack, at MarksandSpencer
A must-have for fans of Thomas & Friends, this zipped double compartment rucksack features Thomas, the tank engine

Lightweight Check Design Tassel Scarf, at Marks & Spencers
This sophisticated check design scarf is the perfect accessory to this season's fashions. The tassel edges add a stylish finishing touch

Besides Marks & Spensers Car Insurance, M+S Money Credit Cards and other financial products, M+S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spenser purchases are also protected while you take them home.

Also, on both M+S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.