When you're shopping at Marks and Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the M & S online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spenser, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Blue Harbour Welt Pocket Straight Leg Chinos, at Mark & Spensers
Soft, luxurious cotton makes these the smartest chinos around. Perfect with a polo shirt at weekends, or a jacket at work.

Moisturising Age Repair Firming Day Cream, at M&S
Firming day cream with ceramide Targets fine lines and wrinkles 50ml

Antique Nickel Mirror, at Marks and Spenser
Freestanding Round mirror H36 x W14cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Plain Lace Trim High Rise Shorts, at Marks & Spenser
These cotton rich shorts are shapely and modern. They have been designed with added stretch for a snug, comfortable and figure-flattering fit

Faux Pearl Collar Necklace, at M&S
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

Oak & Metal Photo Frame 20 x 25cm (8 x 10"), at Marks&Spencer
Wide border Rectangle shape Aperture: 20 x 25cm (8 x 10''), Manufacturer: Marks & Spencer

Large Rococco Mirror, at M+S
Rococco design Dimensions: H73 x W84 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Ditsy Floral Print Dress, at Marks & Spencer
A fresh sleeveless dress featuring a floral print, finished with a frill neckline

Sonoma Office Desk, at Marks & Spencers
H77 x W131 x D65cm 1 large pull out drawer with fold down front Made from White Oak Solids and veneers This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Delivered flatpack due to size. Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this desk as part of a set. Click here to view the Sonoma Office Collection Set. , Manufacturer: Marks & Spencer

7 Pure Cotton Assorted Bodysuits, at Marks and Spencer
Soft fabrics, fashionable designs and cute finishing touches make our babywear range outstanding. These high quality, great value bodysuits are designed to keep her looking adorable and feeling comfy and happy

Pink Bouquet Special Nan Birthday Card, at Marks and Spencer
Cover text: To a special Nan Inside message: With love on your birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

7 Pure Cotton Plain Sleeveless Bodysuits, at MarksandSpencer
Soft, pretty and machine washable, these bodysuits are a perfect buy for your newborn

M&S Twin DECT Ergonomic Cordless Phones with Answering Machine, at Marks & Spensers
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Ergonomic design White, backlit inverse display Backlit keypad Phone book - stores 50 names and numbers Talk time - up to 9 hours with 100 hours standby Speakerphone - talk hands-free Caller display - identify your caller before answering Built-in digital answering machine with up to 15 minutes recording time iShare - access the answer machine from any handset Ringer melodies - choose from 10 different options Message counter display on base M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Piece Cotton Rich Floral Outfit, at Marks & Spencers
Fashionable and practical, this cute 3 piece outfit features embroidered detail. It's made from soft cotton fabric to keep her comfortable and happy

Tefal 2200W Express Steam Generator Iron, at Marks and Spencer
2200W 120g/min variable steam Anti scale collector Easy cord system Safety lock Vertical steam 2 minute heat up time Ultraglide ceramic soleplate 1.4-litre water tank Water level indicator 5 bar pressure Rinse boiler indicator Weight 5.4 kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Essentials Long Sleeve Polo Neck Top, at Marks and Spenser
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Silver Plated Paua Pear Stretch Bracelet, at Marks and Spencers
Stretch style Pear design

5 Loop Dinner Candle Holder, at Marks & Spencer
Handcrafted Holds 5 candles Loop design H10 x W69 x D8.7cm, Manufacturer: Marks & Spencer

Collezione Pure Cotton Stripe Shirt, at Marks & Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other

3 Cool & Fresh Assorted Trunks, at Marks and Spencers
Made from soft breathable cotton, these comfy trunks are ideal for everyday wear

Pure Silk Woven Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart stripe tie in pure silk

Trentino Chardonnay 2008 - Case of 12, at Marks and Spencer
Grape variety: 100% Chardonnay Country of origin: Italy Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 12.5% vol Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

JBL Creature II 3-Piece Desktop Speaker System, at Marks and Spencer
Input Impedance: >5K Signal-to-Noise Ratio: >80dB Frequency Response: 50 - 20kHz Input Sensitivity: 400 mv rms for rated power output Voltage Input: 120 VAC Satellite Drivers: One Odyssey Plus transducer Satellite Power Rating: 8 watts per satellite at 10% (THD+N) Satellite Dimensions: 7.5 x 7.5 x 7.5cm Subwoofer Drivers: One 4.00 inch Magnum transducer Subwoofer Power Rating: 24 watts at 10% (THD+N) Subwoofer Crossover Frequency: 180Hz Subwoofer Dimensions: 22.5 x 22.5 x 22.5cm The JBL CREATURE speaker system includes a touch volume control The CREATURE II audio system utilizes a straight forward interconnect technology The powerful subwoofer provides clean low bass The mini-stereo jack connection allows enjoyment of high quality audio from a variety of devices Ideal for connecting to computers, boomboxes, digital music players, and portable audio devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Slinky Drape Dress, at Mark's & Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Little Adventurer Splash Bats, at Marks & Spencers
Suitable for ages 3-6 years Game for two players 2 splash bats and a ball This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Autograph Pure Cotton Henley Neck Top, at Marks and Spenser
Casual and contemporary, this short sleeve top is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make it exceptionally stylish and comfortable

Per Una Short Sleeve Fine Stripe Top, at Marks and Spenser
A casual short sleeve top in a soft fabric featuring a fine stripe design and ruffle front

3 Pure Cotton Sleeveless Rib Vests, at Marks and Spencer
Cute and comfy, these fashionable ribbed vests are made from soft cotton

Per Una Bath Bubbles Con Amore, at Marks & Spencer
500ml

Winita Shoe Jewellery Holder, at Marks and Spencers
Shoe design Multiple hooks and hoops Padded ring holder H9"

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.