Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the MarksandSpencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks n Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Wedding Rings Wedding Card, at Marks and Spencer
Cover text: On Your Wedding Day Inside message: Blank for your own message Approx size: 230 x 114mm

Evening Dress Birthday Girl Card, at Marks and Spenser
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Blue Harbour Pure Cotton Long Sleeve Double Stripe Shirt, at Marks and Spencers
Stylishly smart casual, this double stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Stain Defence™ Pleated Fashion Skirt, at Marks and Spencer
Smart and stylish, this fashionable skirt is treated with Stain Defence™ technology which helps repel everyday stains. The adjustable waist gives a perfectly comfortable fit for longer

Pure Cotton Candy Stripe Bedset, at M+S
Textured stripe design Single set includes duvet cover (3ft) and 1 pillowcase Double set includes duvet cover (4ft 6in) and 2 pillowcases, Manufacturer: Marks & Spencer

Cotton Rich Colour Block Sleeveless Dress, at Marks and Spencer
Chic and stylish, this sleeveless dress makes a great choice for work or smart occasions

Autograph Leather Double Front Pocket Hobo Bag, at Mark & Spencers
Luxurious and beautiful, this hobo bag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

24 Mini Goat's Cheese & Mushroom Frittatas, at Marks & Spencer
24 pieces Serves 6 Ready to eat Serve hot or cold Suitable for freezing 672g total weight As featured on page 13 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Space Sticker Book, at Marks & Spenser
Space sticker books is packed with facts about shooting stars, hi-tech space shuttles, radio telescopes, Mars missions and much, much more. With sticker activities throughout and glow-in-the-dark space shapes to decorate your room, this book is the perfect way to learn about what is out there in our galaxy and beyond

Perfect Boyfriend Style Cardigan, at Marks n Spencer
Everyone's favourite style is back. We've updated our boyfriend cardi for this season, in a couple of different lengths. Enjoy!

M&S 10m Phone Extension Cable, at Marks & Spensers
10 mtrs Standard telephone fittings This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Per Una Sailor Collar Cardigan with Angora, at Mark & Spencers
A stylish knitted cardigan in stretch cotton featuring sailor collar and ribbed trim

Portfolio Deep V-Neck Boyfriend Cardigan, at M+S
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Autograph Sweet Avalanche+ Roses - Dozen, at Marks and Spenser
These extra-long stemmed, large-headed roses come in a selection of glorious shades. All of the rose bouquets are hand-tied and beautifully wrapped in frosted Autograph™ cellophane and black ribbon Available for delivery from 1st April to 30th September 2009

Blue Floral With Love Mum Birthday Card, at Mark & Spensers
Cover Text: With love Mum Inside Message: Have a fantastic day Approx Size: 220 mm x 220 mm

Small Hamish the Westie Dog, at Marks & Spenser
Suitable from 12 months This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Scoop Neck Stripe Tie Waist Top, at Mark & Spensers
This fab short sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Per Una Styled Harem Folk Print Padded Bra, at M&S
Feminine and delicate, this stylish bra features a harem folk print and is finished with a lace detail. Soft padding and underwiring give support and a flattering natural shape. Pretty everyday fashion

Cotton Rich Revere Stripe Pyjamas, at Marks and Spenser
Pretty and feminine, these stripe pyjamas are made from soft breathable cotton for a comfortable night's sleep

Faux Pearl Long Necklace, at Marks and Spencers
Faux pearl Long length Necklace length 122cm

Autograph Pure Silk Swell Stripe Tie, at Marks and Spenser
Crafted from pure silk for a truly elegant look and feel, this stylish tie adds a dash of colour to your smart boardroom look

4 Leather Placemats, at Marks & Spencers
4 pack Ridge detail, Manufacturer: Marks & Spencer

Footglove™ Leather Dolly Shoes, at Marks & Spenser
Round toe Single strap with buckle fastening Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Gold Plated Catseye Tear Drop Necklace, at Marks and Spencers
Clasp fastening Adjustable length Catseye pendant Necklace length: 41cm, extendable by 8cm

6 Assorted Mini Heart Hair Bands, at Marks & Spenser
Tie back those tresses in style with these cute mini heart hair bands with a selection of 6 different colours

The Floral Collection Magnolia Gift Set, at MarksandSpencer
Magnolia frangrance Presented in gift purse Moisturising Hand and Body Lotion 50ml Moisture Rich Foaming Bath Cream 50ml Moisture Rich Shower Cream 50ml

The Floral Collection Iris Talcum Powder, at Marks&Spencer
200g Iris fragrance

Per Una Spot Print Burnout Jersey Top with Necklace, at M&S
A gorgeous spot print top in soft fabric featuring a sparkling necklace

Gold Plated Twist Pave Diamanté Earrings, at MarksandSpencer
Stud fastening Twist pave design Diamant detail For hygiene reasons, refunds will only be given in accordance with your legal rights

Wallace & Gromit Playing Cards, at Marks & Spenser
Pack contains: 52 playing cards Approx. card size: 77 x 107mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides Mark & Spencers Car Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks&Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.