There are lots of ways to save money using M&S Finance. Not least of these is Marks and Spencer Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S House Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Mark's & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to House Insurance and Motor Insurance, there's a lot more going on at M & S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Pure Cotton Long Sleeve Hooded Top, at Marks & Spencers
Soft, snug and comfy, this cotton top is outstanding value. It features a hood. Fashionable and practical

Samsung 50" PS50B451 Full HD Plasma TV, at Marks & Spencer
HD Ready 1080p: HD 1080p compatible to display High Definition signals in breathtaking quality, i.e. Playstation 3, Blu-Ray, etc. HDMI (High-Definition Multimedia Interface) delivers crystal-clear, digital audio and video signals using a single cable. 1080p is the maximum resolution defined for HDTV use Display: 50 inch widescreen plasma TV with 1365 x 768 pixels Contrast Ratios: Dynamic Contrast 30000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W1220.8 x H810 x W316mm (with stand) W1220.8 x H748.8 x D74mm (without stand) Weight: 35kg (with stand) 31.3kg (without stand) SRS TruSurround XT: For enhanced surround sound effect Connectors: 3 x HDMI, PC input (D-sub), PC Audio Input (Mini Jack), DVI Audio Input (Mini Jack), Component (Y/Pb/Pr), Digital Audio (Optical), RF Input, Audio Out (L/R), CI slot, Composite (AV) DNIe+ Technology: The Digital Natural Image Engine produces images with incredible depth and density. Advanced contrast and detail enhancers combine to produce deeper richer lifelike colours Wide Colour Enhancer 2: Primary colours are strengthened to increase depth and intensity to show pictures in all their natural beauty Anynet+: The Anynet+ system allows control of a SAMSUNG Anynet+ TV via one single remote control FilterBright Panel FilterBright is a powerful anti-reflective film that absorbs external light and transmits internal light, thereby increasing the contrast levels and preventing unwanted reflection. In bright daylight, FilterBright creates high contrast with pure black to show clearer image details and generate superb industry-leading dark area representation M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

1001 Little Healthy-Eating Miracles - Esme Floyd, at Marks and Spenser
If you want to improve your diet and ultimately your health this is the book for you. Full of expert medical and dietary guidance this book is a great reference. Dividing the fact from the fiction, it also suggestions solutions for high cholesterol and over-eating

5 Pure Cotton Plain Shorts, at Marks and Spenser
Practical and fashionable, this 5 pack of cotton shorts makes a great way to stock up on essential style

Autograph Single Breasted 1 Button Jacket with Wool, at Marks and Spenser
Luxurious and elegant, this smartly tailored single breasted jacket is part of our exclusive Autograph range

Fish Selection (Serves 4-6), at M & S
Contains 20 quarters Serves 4-6 5 different fillings Ready to eat As featured on page 7 of the Food to Order brochure Order by 5pm to collect in 2 days Available for collection in the majority of our UK mainland stores

Pure Silk Floral Embroidered Tie, at Marks and Spenser
Add a luxurious finishing touch with this floral embroidered tie in pure silk

Canon LEGRIA FS20 Flash Memory Camcorder, at Marks and Spencer
Pixels: Type - 1/6" Interlaced CCD, Total pixels - 1.07 megapixel, Effective Pixels - MOVIE: 710,000 pixels, STILL: 800,000 pixels (4:3 mode) Dual Flash Memory: With 8GB Dual Flash Memory, the LEGRIA FS20 offers you two ways to record. Store over 5 hours of movies to internal memory, or shoot straight to SD or SDHC memory cards for easy sharing 45x Advanced Zoom: Combining the power of the DIGIC DV II processor and the quality of a genuine Canon Video Lens, the LEGRIA FS20 offers the extended reach of a 45x Advanced Zoom Megapixel CCD: Thanks to its Megapixel CCD, the LEGRIA FS20 delivers superior quality video images and digital photographs Pre REC function: In Pre REC mode, the camcorder starts recording three seconds before you even press the Record button. 3 seconds of footage are continuously stored and automatically added to the beginning of your clip from whenever you start videoing - never miss that crucial moment again Quick Charge: After a long day's shooting, it only takes 20 minutes to recharge the camcorder's battery sufficiently for a further hour's recording Microphone and headphone jacks: A microphone input and headphone jack give you the ability to record better audio and closely monitor it during recording Dual Shot: Dual Shot sets all controls to automatic, leaving you free to frame your shots. You can shoot high quality photos during video recording, without the bother of switching between settings on the Control Dial PIXELA software: Supplied PIXELA™ software provides an easy way to edit and share your movies burn a DVD, convert a movie for upload to the web, or transfer it to your personal media player. To burn a DVD at the touch of a button Video Snapshot: Video Snapshot mode makes it incredibly easy to create movies for sharing with friends and family. Every time the Record button is pressed, a short 4 second clip is captured. Simply add your clips to a playlist, select a soundtrack, and you're instantly ready to play your movie on a TV - with no need for editing on a PC. 4 seconds is the average length of one 'cut' in a TV show, helping to give your final movie an expert feel Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 230g, LEGRIA FS20 wont ever slow you down Dimensions: W55 x H59 x D121mm Battery life: Lithium-Ion - approximate maximum recording time 3hrs 35mins

Large Double Cover Umbrella, at Marks and Spencers
Stylish and practical, this large traditional umbrella gives good coverage to protect you from the elements

Tall Cylinder Bubble Base Vase, at Marks and Spencer
Bubble base feature Hand made, clear finish Made of glass H40 x Diam 14cm, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Check Shirt, at Marks and Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Autograph New York Body Cream, at M&S
Moisturising 200ml

JBL On Stage™ 3 - Portable Speaker Dock for iPod®, at Marks & Spensers
Compatible with most docking versions of the iPod, including nano and 5G versions Stereo mini jack allows connection to MP3 and CD players, desktop and laptop computers, and satellite radio Easy-to-Use Touch Controls - Touch Volume Control, a touch on both pads mutes or unmutes the system Remembers your last volume setting even after the system shuts down The OnePoint iPod connectors provide the connection to your computer Provides power to charge your iPod when it's not connected to the computer, even if the system is off Odyssey Transducers - The four aluminum-domed transducers are driven by powerful neodymium magnets. This design provides a full, rich-frequency response from the lowest bass to the highest highs Computer Optimised Equalisation - provides a rich, complete soundstage Optimised Compression Topology - Utilises a proprietary compression technology to ensure clean, accurate sound at high-output levels Includes auxiliary audio input cable and wireless remote control Surface-gripping rubber feet Provides astonishing bass and clear, accurate sound Frequency Response: 80Hz 20kHz Input Impedance: >10k Ohms Signal-to-Noise Ratio: >85dB Dimensions: H50 x D190mm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Faceted Bead Stretch Bracelet, at Marks and Spencer
Faceted beads Stretch

Diamond Pointelle Vest, at Marks and Spencer
Ideal for the colder months, this pretty vest will provide an attractive extra layer under clothes. Easy care fabric makes it a great choice for convenient wash and wear

Blue Harbour Heritage Pure Cotton Brushed Check Shirt, at Marks and Spencer
Stylishly smart casual, this comfortable shirt looks great dressed up or down

Pleated Bedset, at Marks and Spencers
Pleated design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Per Una Cheek Colour, at Marks and Spencers
Soft powder Illuminating Flower motif Hypoallergenic Comes in 3 colours

Marananga Dam GSM 2005 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Grenache, Shiraz & Mourvedre Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Acapulco Ring, at Marks and Spencer
Chunky design Sun detail

Per Una Long Sleeve Tartan Cardigan, at Marks and Spenser
A sophisticated long sleeve cardigan in textured fabric featuring a check design and front round edge

2 Pure Organic Cotton Shirts, at Marks & Spencers
The natural choice for school, this shirt is made from 100% organic cotton, grown using traditional farming methods without chemical fertilisers or pesticides

Footglove™ Basic Black Loafers, at Marks & Spensers
A versatile option for day and evening. These smart shoes are crafted with lightweight Footglove™ technology to give you the best in comfort and support

Batwing Hooded Button Cardigan, at Marks and Spencers
Fun and fashionable, this hooded cardigan features a batwing design. A pretty, practical and easycare style

Blue Harbour Pure Cotton Crew Neck T-Shirt, at Marks & Spensers
Fashionable and relaxed, this crew neck t-shirt is made from pure cotton it's soft, breathable and comfortable to wear

Coupe Dinner Plate, at Marks and Spencer
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Diam 27cm, Manufacturer: Marks & Spencer

T397718, at Marks and Spencer
Manufacturer: Marks & Spencer

Slinky Lace Trim Waist Slip, at M&S
A practical fashion essential you can't do without! This cling resistant waist slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses and skirts, particularly those that look see-through under light

25 Soft Vanilla Room Scenters, at Marks and Spencer
Pack of 25 Soft vanilla scent Burns upto 4 hours each, Manufacturer: Marks & Spencer

Knee Length Flared Belted Skirt, at Marks and Spencer
Sleek and stylish, this flared skirt makes a fashionable, flattering choice. A glamorous modern look

Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or House Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (House Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.