When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks and Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spencers Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencer Money, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spenser are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Rosina Large 2-Seater Occasional Sofa Bed, at M&S
H85 x W196 x D97cm (opens to L233cm) Seat: H47cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Solid birch feet with a medium finish Mattress: L180 x W130 x D6cm Foam mattress rests on polypropylene base Mattress recommended for occasional use Sofa bed will support a maximum combined weight of 160kg All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Pink Butterfly Large Gift Bag, at M+S
Pack Contains: 1 gift bag Approx Size: H: 420 mm, W: 300 mm, D: 100 mm

Signature Ginger Lily Refresher Oil, at Mark & Spensers
Ginger lily fragrance 15ml Can also be used as a burner oil, Manufacturer: Marks & Spencer

Limited Collection Cotton Rich Pindot Shorts, at Mark's & Spencer
Fabulous and modern, these shorts are part of our Limited Collection lingerie. They're made from a soft stretch cotton blend and designed to fit and flatter. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Medium Silver Bursts Gift Bag, at Marks and Spencer
1 gift bag with tag Double handle Circle spot design

Autograph Occasions Waterfall Prom Dress, at Marks & Spencers
Beautifully designed and luxurious, this exclusive dress is detailed with a waterfall design. A stunningly glamorous style statement, perfect for elegant occasions

The Floral Collection Lavender Soap, at Marks n Spencer
3 x 75g Lavender scented Added moisturisers

Autograph Wool Blend Single Breasted 2 Button Jacket, at Marks n Spencer
Luxurious and elegant, this smartly tailored single breasted jacket is part of our exclusive Autograph range

Pure Silk Abstract Print Lightweight Scarf, at Marks and Spencer
Add a luxurious finishing touch to your look with this elegant pure silk abstract print scarf. The perfect accessory to this season's styles

Silicone Cake Cases, at Marks & Spencers
Set of 9 Assorted colours Ribbed feature H3 x Diam7cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Polka Dot Bikini Top, at Mark & Spencers
Modern and stylish, this bikini is outstanding value. Style and quality at a great price

Hastings 4+2-Drawer Chest, at M+S
H119 x W86 x D44cm 6 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Chrome Collection Mirror, at Mark & Spencers
Rectangular Wall mounted H50 x W35cm, Manufacturer: Marks & Spencer

Ceriso Snake Print String with Silk, at Marks and Spenser
Feminine and fashionable, this modern string features snake print and a lace trim. The low rise style gives a flattering, shapely fit, perfect for wearing with hipsters. Designed for women who want the latest look

Ultimate Brain Puzzle Book, at Marks n Spencer
Flex your brain power with this Ultimate Brain Puzzle Book. It features 700 brain training exercise and includes a pen too

Gold Finish Wood Photo Frame 10 x 15cm (4 x 6"), at M+S
Rectangle shape Pine wood border Gold finish Aperture: 10 x 15cm (4 x 6") Dimensions: H19.1 x W24.2 x D2.7cm, Manufacturer: Marks & Spencer

Rochaille Twist Multi Strand Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand style Twist design Assorted beads Length: 46cm

Performance °Climate Control Flat Cap, at Mark & Spencers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Textured 2 Button Slim Leg Trousers, at Marks and Spencers
Slim and stylish, these trousers are cut to fit and flatter for a sleek modern look. The textured look adds a fashionable update

Embroidered Short Sleeve Kaftan, at Marks n Spencer
Fresh and feminine, this flattering kaftan is designed in the latest shape. The ultimate in poolside glamour

Orchid Floral Cushion, at Marks & Spenser
Multi-colour floral design L50 x W50cm, Manufacturer: Marks & Spencer

Pure Cotton Hooded Sweat Top, at Marks and Spencer
Casual and comfortable, this hooded top is made from pure cotton. A fashionable easycare style, ideal for PE

Kitchen Classic Tap, at M & S
H35 x W27.5cm Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Collection Floral Print Skirt, at Marks & Spensers
Elegant and feminine, this floral print skirt is designed for a shapely silhouette. A smart modern look

Pure Silk Assorted Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary assorted stripe tie in pure silk

Blue Harbour Real Cool & Fresh Pure Cotton Short Sleeve T-Shirt, at Mark & Spencers
Stay cool this summer with this innovative t-shirt. It's made from natural cotton with moisture absorbing technology. The fabric draws moisture away from your skin for rapid evaporation, leaving you fresh and dry

Autograph 3/4 Sleeve Cardigan with Merino Wool, at Marks and Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Evening Dress Birthday Girl Card, at Marks and Spencer
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Beechwood Pepper Mill, at Marks and Spencer
Single pepper grinder Height 33cm, Manufacturer: Marks & Spencer

Autograph Babylon Collection Floor Lamp, at Marks & Spencers
Chrome base Faux silk shade (included) H162 x Diam 45cm Bulb: 100W GLS or 21W CFL This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencers Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.